Bio

While in college, I had the opportunity to sit in on a financial advising session with my dad and his financial advisor. I saw how my dad came away from the meeting feeling comforted and financially confident. After that meeting, I decided I wanted to help others find solutions to their finances. My goal as your financial advisor is to provide the same care, guidance, and solutions that were offered to my dad.

I have been working in the financial services industry since 1988. I graduated from Kean University in Union, NJ with a B.S. in Business Management. Working through tough markets over the past three decades along with continuing education in Financial Planning and my CERTIFIED FINANCIAL PLANNER® certification, allows me to recognize solutions for all aspects of strategic planning and investing.

My ideal clients are retirees and those approaching retirement. Retirees and those approaching retirement often face unique situations such as retirement and tax planning*. I can offer guidance with the following concerns:

• Do I have enough money to retire?
• Will I outlive my money?
• Can I manage healthcare expenses into retirement?
• How can I transfer my wealth tax* efficiently?

When I am away from the office I enjoy traveling with my wife and friends. I enjoy playing golf, baseball and going to the gym to keep fit in my spare time. I volunteer for many fundraisers at St.Mary’s/ Cardinal McCarrick High School and local charities.

* I do not offer tax or legal advice.
I currently hold the Series 7, 24, 63 and 65 registrations and the CERTIFIED FINANCIAL PLANNER® certification.

EXPERIENCE

Senior Financial Advisor - Managing Principal
August 2009 - Present
Financial Advisor to High Net Worth Individuals, Business Owners and Charitable Organizations. 

Associate VP of Investments at SMITH BARNEY
November 2000 - August 2009 (8 years 10 months)
Provided comprehensive Investment, Insurance and Estate Planning to Individuals and Business Owners.
Achieved CERTIFIED FINANCIAL PLANNER® certification.

Associate VP at Dean Witter Reynolds Inc.
May 1989 - November 2000 (11 years 7 months)
Cultivated my practice with Investment Planning advice for Individuals and Business Owners.

EDUCATION

Kean University
Bachelors, Management Science, 1986 - 1988

HONORS AND AWARDS

FIVE STAR WEALTH MANAGER
I have been selected as a FIVE Star Wealth Manager in 2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024, and 2025.

This award was issued on January 1, 2025 by Five Star Professional (FSP) for the time period January 1, 2025 through December 31, 2025. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. 7425 New Jersey wealth managers were considered for the award; 431 (6% percent of candidates) were named 2025 Five Star Wealth Managers. Visit www.fivestarprofessional.com. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria.

Award issues on January 1, 2024 by Five Star Professional (FSP) for the time period January 1, 2024 through December 31, 2024. 6,515 wealth managers in the New Jersey-area were considered for the award, 462 winners (7% of candidates) were named Five Star Wealth Managers.

Award issues on January 1, 2023 by Five Star Professional (FSP) for the time period January 1, 2023 through December 31, 2023. 6,606 wealth managers in the New Jersey-area were considered for the award, 407 winners (6% of candidates) were named Five Star Wealth Managers.

Award issues on January 1, 2022 by Five Star Professional (FSP) for the time period January 1, 2022 through December 31, 2022. 6,380 wealth managers in the New Jersey-area were considered for the award, 431 winners (7% of candidates) were named Five Star Wealth Managers. 

Award issued on January 1, 2021 by Five Star Professional (FSP) for the time period January 1, 2021 through December 31, 2021. 6,123 wealth managers in the New Jersey-area were considered for the award, 459 winners (7% of candidates) were named Five Star Wealth Managers.
Award issued on January 1, 2020 by Five Star Professional (FSP) for the time period January 1, 2020 through December 31, 2020. 6,210 wealth managers in the New Jersey-area were considered for the award, 480 winners (8% of candidates) were named Five Star Wealth Managers.

Award issued on January 1, 2019 by Five Star Professional (FSP) for the time period January 1, 2019 through December 31, 2019. 6,097 wealth managers in the New Jersey-area were considered for the award, 477winners (8% of candidates) were named Five Star Wealth Managers.

Award issued on January 1, 2018 by Five Star Professional (FSP) for the time period January 1, 2018 through December 31, 2018. 4,383 wealth managers in the New Jersey-area were considered for the award, 415 winners (9% of candidates) were named Five Star Wealth Managers.

Award issued on January 1, 2017 by Five Star Professional (FSP) for the time period January 1, 2017 through December 31, 2017. 3868 wealth managers in the New Jersey-area were considered for the award, 664 winners (17% of candidates) were named Five Star Wealth Managers.

Award issued on January 1, 2016 by Five Star Professional (FSP) for the time period January 1, 2016 through December 31, 2016. 4,143 wealth managers in the New Jersey-area were considered for the award, 626 winners (15% of candidates) were named Five Star Wealth Managers.

Award issued on January 1, 2015 by Five Star Professional (FSP) for the time period January 1, 2015 through December 31, 2015. 5,063 wealth managers in the New Jersey-area were considered for the award, 672 winners (13% of candidates) were named Five Star Wealth Managers.

Award issued on January 1, 2014 by Five Star Professional (FSP) for the time period January 1, 2014 through December 31, 2014. 3,315 wealth managers in the New Jersey-area were considered for the award, 646 winners (19% of candidates) were named Five Star Wealth Managers.

Award issued on January 1, 2013 by Five Star Professional (FSP) for the time period January 1, 2013 through December 31, 2013. 4,049 wealth managers in the New Jersey-area were considered for the award, 733 winners (18% of candidates) were named Five Star Wealth Managers.

Award issued on January 1, 2012 by Five Star Professional (FSP) for the time period January 1, 2012 through December 31, 2012. 1,312 wealth managers in the New Jersey-area were considered for the award, 400 winners (30% of candidates) were named Five Star Wealth Managers.