It Begins with Fee-Based Planning^[1] -- and Here's Why:

It all starts with a plan — a structured, Fee-Based Planning engagement that gives us the space to think clearly, evaluate honestly, and map the right strategy for your life. Most planning fees range from $1,000 to $5,000, depending on the complexity of your situation.

There’s a reason this isn’t free. Free plans are often sales tools in disguise — built to justify a product. This is different. You’re paying for real thought, professional judgment, and a deliverable that stands on its own.

This process isn’t a sales formality. Its where real clarity begins — with thoughtful analysis, honest conversation, and recommendations built specifically for your goals.

Whether we continue working together long-term or you choose to implement the plan on your own, the deliverable is yours to keep — built specifically for your life, not a template. Many clients do move forward with long-term investment and wealth planning once the strategy is clear. But that next step is always mutual — and always earned.

What You Can Expect from Our Process

This isn’t just a casual walkthrough of your finances. It’s a defined, repeatable process — built to deliver clarity and confidence at every step.

Step 1: Discovery Conversation

We’ll begin with a candid, structured conversation — focused on your goals, your concerns, and what a meaningful financial future means to you.

Step 2: Diagnostic Review

I’ll evaluate where you are now, identify key decision points, and highlight areas of risk and opportunity — with clear explanations, not jargon.

Step 3: Setting the Course

This is where I do the heavy lifting. With your input, I take the lead — no preset models, no off-the-shelf templates. You get a plan built by me, for you — shaped by extensive experience and advanced education, and designed to guide you through the financial terrain ahead.

Step 4: Optimal Implementation

If we decide to move forward together, I’ll structure and execute your investment and planning strategy — always customized, always communicated.

Step 5: Ongoing Reginements

As life evolves, we’ll revisit and refine your plan — so your strategy stays aligned with what matters most.



_{[1] Financial planning is available through our Fee-Based Planning Services program, which offers advisory services for clients with distinct planning needs.}