Our Envision® planning process puts each client’s financial picture in focus.

The Envision planning process is designed to help bring clarity to your financial life. We use the Envision process as a life planning tool to help:
  • Explore life goals
  • Plan investments around benchmarks that hold real meaning
  • Track progress toward goals


 

Step 1. Getting to know our clients  AAA New Envision Process Wheel-01.jpg

During the initial meeting, we listen to your goals and get to know each other to determine if working together is a good fit. Throughout the conversation, we uncover the details of your financial life, explain our approach to wealth management. Within several days of the meeting, we mutually decide if it makes sense to work together.


 

Step 2. Analyzing your financial picture

Before a plan can be developed, we need to know the complete financial picture. The team will gather information and details of your current financial situation. The deep analytical approach and comprehensive evaluation includes understanding risk tolerance, dreams and priorities, retirement goals, estate planning, investment planning needs and insurance needs.



Step 3. Recommending a customized plan

The next step is to present the recommendations. Combining Wells Fargo Advisors’ Envision planning technology with our planning knowledge provides you with an assessment of your complete financial picture. When the plan is implemented, goals are documented and together, we will review progress toward reaching them.



Step 4. Reviewing progress AAA New Target Zone.png

We meet with you to review and adjust your plan so it stays up to date.











IMPORTANT: The projections or other information generated by Envision regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.

Envision methodology: Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC. © 2003-2021 Wealthcare Capital Management LLC. All Rights Reserved. Wealthcare Capital Management LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.

Let’s Talk About Building a Wealth Plan for the Future.