Wealth Management Solutions
Offered from Wells Fargo Bank, N.A.
Alternative investments carry specific investor qualifications, which can include high income and net- worth requirements, as well as relatively high investment minimums. Available to prequalified investors only.
**Wells Fargo Private Bank (The Private Bank) experience connects clients with products and services provided by Wells Fargo Bank, N.A. and/or Wells Fargo Advisors. Wells Fargo Bank, N.A. provides investment management services as part of its trust and fiduciary services, deposit products, lending products and other bank products. Wells Fargo Advisors provides investment advisory and brokerage services. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. Wells Fargo affiliates, including Financial Advisors of Wells Fargo Advisors, may be paid an ongoing or one-time referral fee in relation to clients referred to the Bank. For Bank products and services, The Bank is responsible for the day-to-day management of the account and for providing investment advice, investment management services, and wealth management services to clients. The role of the Financial Advisor with respect to Bank products and services is limited to referral and relationship management services. Eligibility for The Wells Fargo Private Bank experience is subject to change without prior notice. Products and services may have qualification or pre-acceptance requirements that are different than the eligibility requirements for The Wells Fargo Private Bank experience. Wells Fargo and Company and its Affiliates do not provide tax or legal advice. This communication cannot be relied upon to avoid tax penalties. Please consult your tax and legal advisors to determine how this information may apply to your own situation. Whether any planned tax result is realized by you depends on the specific facts of your own situation at the time your tax return is filed.
Alternative investments carry specific investor qualifications, which can include high income and net- worth requirements, as well as relatively high investment minimums. Available to prequalified investors only.
**Wells Fargo Private Bank (The Private Bank) experience connects clients with products and services provided by Wells Fargo Bank, N.A. and/or Wells Fargo Advisors. Wells Fargo Bank, N.A. provides investment management services as part of its trust and fiduciary services, deposit products, lending products and other bank products. Wells Fargo Advisors provides investment advisory and brokerage services. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. Wells Fargo affiliates, including Financial Advisors of Wells Fargo Advisors, may be paid an ongoing or one-time referral fee in relation to clients referred to the Bank. For Bank products and services, The Bank is responsible for the day-to-day management of the account and for providing investment advice, investment management services, and wealth management services to clients. The role of the Financial Advisor with respect to Bank products and services is limited to referral and relationship management services. Eligibility for The Wells Fargo Private Bank experience is subject to change without prior notice. Products and services may have qualification or pre-acceptance requirements that are different than the eligibility requirements for The Wells Fargo Private Bank experience. Wells Fargo and Company and its Affiliates do not provide tax or legal advice. This communication cannot be relied upon to avoid tax penalties. Please consult your tax and legal advisors to determine how this information may apply to your own situation. Whether any planned tax result is realized by you depends on the specific facts of your own situation at the time your tax return is filed.
Guiding a business owner client toward their goals
- Married couple in their 60s, looking to sell their business and retire
- Have 2 adult children & 3 grandchildren.
- $15 million in investable assets.
- Primary goal is to consolidate finances, retire comfortably in 5 years, simplify their lives, while protecting & preserving their wealth for future generations.
The solutions discussed may not be appropriate for your personal situation, even if it is similar to the example presented. Investors should make their own decisions based on their specific investment objectives and financial circumstances. It should not be assumed that the recommendations made in this situation achieved any goals mentioned. This example is hypothetical and does not represent any specific investments or strategies.
- Consolidate accounts on the Wells Fargo platform.
- Update portfolio to focus on wealth preservation.
- Create a plan for matching income to expenses.
- Develop an estate strategy.
- Build a philanthropy strategy.
- Involve next generation in planning conversation through education.
The solutions discussed may not be appropriate for your personal situation, even if it is similar to the example presented. Investors should make their own decisions based on their specific investment objectives and financial circumstances. It should not be assumed that the recommendations made in this situation achieved any goals mentioned. This example is hypothetical and does not represent any specific investments or strategies.
- Gain control & confidence with consolidated statements & reporting.
- Reduce risk from concentrated positions by reallocating into diversified, non-correlated portfolios.
- Incorporated private hedging strategies to diversify & access risk-managed strategies previously unavailable.
- Provide a concise, dynamic plan that client is comfortable with.
- Coordinated with estate planning attorney to help develop strategies to preserve wealth for future generations.
- Coordinated with tax professional to help coordinate philanthropic desires.
- Client would express confidence in knowing that future generations were actively involved in planning & preservation of their legacy.
- Establish relationships with adult children so they would learn about the overall plan & investment process prior to any transfers.
The solutions discussed may not be appropriate for your personal situation, even if it is similar to the example presented. Investors should make their own decisions based on their specific investment objectives and financial circumstances. It should not be assumed that the recommendations made in this situation achieved any goals mentioned. This example is hypothetical and does not represent any specific investments or strategies.
- Married couple in their 50s with a blended family.
- Have 2 children & 2 grandchildren.
- $3 million in investable assets.
- Concerned about impact of desired pre-retirement relocation.
- Primary goal is to transition to new location in retirement, consolidate finances, expand investment options, and retire comfortably in 5 years.
- Secondary goals are to plan for future long-term care needs amid concerns over family longevity & provide funds for grandchildren’s future needs.
- Consolidate accounts, including inheritances, on Wells Fargo platform.
- Compare cost of living scenarios for anticipated moves vs. staying in current location from a long-term perspective.
- Create income projections with various scenarios. Map out plan for matching income to expenses & provide clear, concise plan.
- Develop strategy & establish investment accounts for each grandchild.
- Build & implement hybrid asset-based long-term care planning strategy after comparing various options for them.
The solutions discussed may not be appropriate for your personal situation, even if it is similar to the example presented. Investors should make their own decisions based on their specific investment objectives and financial circumstances. It should not be assumed that the recommendations made in this situation achieved any goals mentioned. This example is hypothetical and does not represent any specific investments or strategies.
- Client would gain control over consolidated statements & appreciate greater breadth of investment options beyond previous platforms.
- Client would make a more informed decision with confidence in light of the comparative analysis performed and provided.
- With finances better organized and consolidated, client would feel more comfortable proceeding with retirement plan and focusing on the things they enjoy.
- Client would express joy and confidence in knowing that they are planning for multiple generations to enjoy their financial legacy.
- Client would express confidence in having a plan for future potential custodial care needs.
The solutions discussed may not be appropriate for your personal situation, even if it is similar to the example presented. Investors should make their own decisions based on their specific investment objectives and financial circumstances. It should not be assumed that the recommendations made in this situation achieved any goals mentioned. This example is hypothetical and does not represent any specific investments or strategies.
Guiding a pre-retiree couple toward their philanthropic goals
- Married couple in their 50s.
- Have 2 children.
- $3 million in investable assets.
- Liquidity event occurring in 5-10 years prior to retirement.
- Primary goal is to maximize opportunity from liquidity event to prepare for retirement in 10 years.
- Secondary goal is to plan ahead for philanthropic goals.
The solutions discussed may not be appropriate for your personal situation, even if it is similar to the example presented. Investors should make their own decisions based on their specific investment objectives and financial circumstances. It should not be assumed that the recommendations made in this situation achieved any goals mentioned. This example is hypothetical and does not represent any specific investments or strategies.
- Consolidate accounts on the Wells Fargo platform.
- Expand diversification through a tailored investment strategy.
- Create a dynamic plan for preferred retirement scenario.
- Develop a philanthropic plan.
The solutions discussed may not be appropriate for your personal situation, even if it is similar to the example presented. Investors should make their own decisions based on their specific investment objectives and financial circumstances. It should not be assumed that the recommendations made in this situation achieved any goals mentioned. This example is hypothetical and does not represent any specific investments or strategies.
- Client would gain control and confidence over consolidated statements.
- Client would invest in appropriate long-term strategies, enhancing diversification and reducing downside risk with non-correlated investment assets.
- Client would express confidence in knowing that a dynamic plan was established.
- In coordination with their tax advisor, carry out a recommended plan to consider philanthropic goals, in consideration of liquidity event and tax-efficiency.
- Client would fund at a high level in anticipation of carrying out charitable donations from this source for decades into retirement.
The solutions discussed may not be appropriate for your personal situation, even if it is similar to the example presented. Investors should make their own decisions based on their specific investment objectives and financial circumstances. It should not be assumed that the recommendations made in this situation achieved any goals mentioned. This example is hypothetical and does not represent any specific investments or strategies.