Our Services

Our program is designed for busy entrepreneurs, executives, professionals and others who believe they could benefit by having a trusted advisor assist them in the process of achieving their investment objectives.
As your financial advisors, we will:

  • Help you to quantify your investment goals, time horizon, cash flow needs, liquidity requirements and tolerance for risk.
  • Propose an asset allocation - mix of equity, fixed income and cash alternatives - as we identify a risk-adjusted target portfolio that is consistent with your financial objectives.*
  • Provide management of your portfolio in keeping with the parameters that we mutually establish. 
  • Provide reviews designed to keep you apprised of market and economic conditions and their impact on the performance of your portfolio.
  • Provide comprehensive reviews, where, together, we assess your progress and consider whether adjustments should be made to reflect any changes to your goals or financial status.
We also offer our clients a suite of services that include but are not limited to:

  • Consultation about issues and developments concerning tax-deferred programs such as traditional and Roth IRAs, SEPs, SIMPLEs and other tax-deferred savings and investment programs designed specifically for individuals.  Examples include:  IRA rollovers**, in-service distributions from employer sponsored 401(k) plans and traditional IRA to Roth IRA conversions. 
  • Access to lending services through Wells Fargo affiliates.
  • Management and hedging of concentrated stock positions.

Ours is a collaborative process that can entail working closely with you and your other trusted advisors such as your attorney and CPA. Your financial success is our ultimate goal!
* Asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns.
** Please keep in mind that rolling over your qualified employer-sponsored retirement plan (QRP) to an IRA is just one option.  Each option has advantages and disadvantages, and the one that is best depends on your individual circumstances.  You should consider features such as investment options, fees and expenses and services offered.  Investing and maintaining assets in an IRA will generally involve higher costs than those associated with a QRP.  We recommend that you consult with your current plan administrator before making any decisions regarding your retirement assets.
C & R Capital Management does not provide tax or legal advice. Please consult with your tax and legal advisors before taking any action that may have tax consequences.