Charles Cline

With more than 15 years of experience in the financial services industry, I have been helping individuals, families, and business owners pursue their financial goals since 2011. My background includes roles at leading institutions such as Merrill Lynch and JPMorgan Chase, where I developed a strong foundation in investment planning, wealth management, and client service.

Currently, I serve as a Senior Financial Advisor with Wells Fargo Advisors, where I focus on delivering comprehensive financial guidance. I work with clients to develop tailored strategies designed to address a wide range of financial objectives, including retirement planning, education funding, wealth accumulation, and legacy planning.

My approach is centered on gaining a thorough understanding of each client’s overall financial picture. Services include investment management, trust and estate planning strategies, charitable planning, and business planning for small business owners and entrepreneurs. Clients also benefit from the resources and research of the Wells Fargo Investment Institute, providing timely market insights and economic perspectives.

I take an integrated approach to wealth planning by considering both assets and liabilities within a broader strategy. Through access to the capabilities of Wells Fargo Bank, N.A and affiliates, I can incorporate lending and mortgage solutions when appropriate to help support a client’s overall wealth plan.

For clients with more complex needs, I work in collaboration with Wells Fargo Bank trust and estate specialists to address areas such as estate planning, multigenerational wealth transfer, and business succession planning. I also coordinate with clients’ attorneys, accountants, and other professional advisors to help ensure alignment across all aspects of their financial lives.

I earned a Bachelor’s degree in Economics, with a minor in Taxation, from the University of California, Santa Barbara.

Outside of the office, I enjoy spending time with my family, traveling, and playing golf.