Todd has spent over 35 years in the financial services industry, 27 of which have been as a financial advisor. He specializes in working with high net worth individuals and families, developing customized plans and investment strategies for their specific needs and goals. Todd was recognized as Forbes Best-In-State Wealth Advisors* in 2025. 

Todd graduated from Wake Forest University with a degree in business and is an avid Demon Deacon fan. He is married with five children and is very active in the community. He is the former President of the board of Love Out Loud, a current board member of the Wake Forest Face to Face Speaker Forum, and is actively involved in leadership with the New Canaan Society of Winston Salem.


**2025 Forbes Best-In-State Wealth Advisors: Awarded April 2025; Data compiled by SHOOK Research LLC based on the time period from 6/30/23 – 6/30/24 Source: Forbes.com). 2023 Forbes Best-In-State Wealth Advisors: Awarded April 2023; Data compiled by SHOOK Research LLC based on the time period from 6/30/21 - 6/30/22. 2022 Forbes Best-In-State Wealth Advisors: Awarded April 2022; Data compiled by SHOOK Research LLC based on the time period from 6/30/20 - 6/30/21. The Forbes Best-in-State Wealth Advisors rating algorithm is based on the previous year’s industry experience, interviews, compliance records, assets under management, revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria.


CA Insurance License Number: 4430439. Resident State North Carolina

Melissa has spent over 20 years in the financial services industry. Melissa is a CERTIFIED FINANCIAL PLANNER® professional and specializes in customized investment plans and strategies for both individual and corporate clients. She was recognized as a Forbes Top Women Wealth Advisors Best-In-State* in 2023, 2024, 2025, and 2026, Forbes Best-In-State Wealth Advisor* in 2022, 2023, and 2025, and Working Mother’s Top Wealth Advisors Moms* in 2021.

Melissa graduated from UNC-Greensboro and completed her MBA at Pfeiffer University. She lives in Advance with her husband and son. Melissa co-founded Hope Medical Clinic and currently serves on the Board of Directors for Calvary Provision, Salem Pregnancy Care Center, and The Shallowford Foundation.  She is also an active member of the Reynolda Rotary Club.  In her spare time, Melissa enjoys travel, spending time with family and friends, and cheering on her son.


**2025 Forbes Best-In-State Wealth Advisors: Awarded April 2025; Data compiled by SHOOK Research LLC based on the time period from 6/30/23 – 6/30/24 Source: Forbes.com). 2023 Forbes Best-In-State Wealth Advisors: Awarded April 2023; Data compiled by SHOOK Research LLC based on the time period from 6/30/21 - 6/30/22. 2022 Forbes Best-In-State Wealth Advisors: Awarded April 2022; Data compiled by SHOOK Research LLC based on the time period from 6/30/20 - 6/30/21. The Forbes Best-in-State Wealth Advisors rating algorithm is based on the previous year’s industry experience, interviews, compliance records, assets under management, revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria.

2026 Forbes Top Women Wealth Advisors Best-in-State: Awarded February 2026; Data compiled by SHOOK Research LLC based on the time period from 6/30/24-6/30/25 (Source: Forbes.com). 2025 Forbes Top Women Wealth Advisors Best-in-State; Awarded February 2025; Data compiled by SHOOK Research LLC based on the time period from 9/30/23 – 9/30/24. 2024 Forbes Top Women Wealth Advisors Best-in-State; Awarded February 2024; Data compiled by SHOOK Research LLC based on the time period from 9/30/22 – 9/30/23. 2023 Forbes Top Women Wealth Advisors Best-in-State; Awarded February 2023; Data compiled by SHOOK Research LLC based on the time period from 9/30/21 – 9/30/22. The Forbes Top Women Wealth Advisors Best-in-State rating algorithm is based on the previous year’s industry experience, interviews, compliance records, assets under management, revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria.

2021 Working Mother’s Top Wealth Advisor Moms: Awarded October 2021; Data compiled by SHOOK Research LLC based on the time period from 3/31/20 - 3/31/21 (Source: Workingmother.com). The Working Mother’s Top Wealth Advisor Moms rating algorithm based on industry experience, interviews, compliance records, assets under management, revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion.



CA Insurance License Number: 0I58897. Resident State North Carolina

Karyn has over 24 years of experience in the financial industry, which she applies on a daily basis in assisting our clients and team. This experience has made her adept at dealing with unanticipated issues and our clients know that if Karyn doesn’t have an immediate answer to their question, she will find the solution!

Karyn graduated from Appalachian State University with a BSBA with minors in Economics and Finance. Karyn lives in High Point and loves to read and travel with her daughter, who is completing her Masters at The Ohio State University.

Sandrine has been working in the financial services industry since 2015. She started with Wells Fargo Bank as a teller and a banker, taking care of clients at the Clemmons Branch. She joined Wells Fargo Advisors and the Chase & Combs Private Wealth Management Group of Wells Fargo Advisors in 2018. Sandrine provides exceptional client service and is responsible for the daily operations of the team including account maintenance, asset transfers, and compliance tasks.

She is originally from France and holds a Bachelor of Laws from Univeria University in Grenoble, France. She lives with her husband and two children in Davie County, where she is an avid equestrian.

CA Insurance license number 0M98892; Resident State NC

Wells Fargo Bank, N.A. is a bank affiliate of Wells Fargo & Company.