Step 1. Starting the conversation 

During the initial conversation, I uncover the details of each client’s financial life and discuss long-term and short-term goals, priorities, and the investment strategies they already have in place. I will share information about my investment approach, planning philosophy, and the process.

Step 2. Learning about each client’s situation

Next, I will gather information and financial details. My deep analytical approach and comprehensive evaluation includes understanding a client’s risk tolerance, dreams and priorities, retirement goals, estate investment planning, and insurance needs.

Step 3. Creating a customized plan

I take the lead in creating the strategic asset allocation and investment strategy. I develop comprehensive wealth management strategies that align with clients' life and retirement goals, assets, liabilities, cash-flow requirements, levels of acceptable investment risk, and asset allocation strategies. Given that a wealth management plan often encompasses various areas and involves multiple generations of family members, I also collaborate with client's other professional advisors, such as an accountant and attorney.

Step 4. Dealing with change

My approach, characterized by timely communication and a high level of client service, ensures that the team is always available to address any necessary adjustments when situations arise. Additionally, I schedule meetings to review client plans and can evaluate investment results based on defined goals, allowing clients to easily answer the question, 'How am I doing?'"