When Professional Success Creates Personal Complexity
We help bring these moving parts together within a coordinated wealth strategy. By looking beyond individual investments to your complete financial picture, we can help you make informed decisions about liquidity, diversification, taxes, estate considerations and the long-term goals you have for yourself and your family.
Our approach combines sophisticated wealth planning with customized investment management and access to the broader capabilities available through Wells Fargo & Company.
The more complex your compensation and holdings become, the more important it is to understand how the pieces work together.
Specialized experience for corporate executives, private equity principals, hedge fund executives, attorneys and financial professionals
Your personal wealth may be closely connected to your firm's success through carried interest, partnership interests, co-investments and other private holdings. We help you consider these assets as part of your broader financial picture—addressing liquidity, diversification, investment strategy, estate considerations and the transition from professional success to long-term family wealth.
Variable compensation, firm-related investments and exposure to financial markets can make personal wealth planning particularly complex. We help evaluate your personal portfolio in the context of your professional exposure, liquidity needs and long-term priorities—creating a strategy designed around your complete financial picture.
Equity compensation, restricted securities, deferred compensation and concentrated positions can create decisions that extend well beyond your investment portfolio. We help coordinate these elements with your wealth plan, providing perspective on diversification, liquidity, retirement, estate considerations and other long-term priorities.
- Equity compensation and deferred compensation planning
- Partner distributions and tax management
- Retirement planning for high-income professionals
- Succession and business transition strategies
- Wealth planning for attorneys approaching retirement
Look Beyond the Compensation Package
As your career progresses, different forms of compensation can become increasingly interconnected with your personal wealth.
We help you evaluate how restricted stock, stock options, deferred compensation, partnership interests, incentive compensation and other executive benefits fit within your broader wealth strategy.
The goal is not simply to understand what you own, but to help determine how each element can support your priorities—from near-term liquidity and investment decisions to retirement and wealth transfer.
Balancing Professional Exposure and Personal Wealth
For many executives and financial professionals, career and investment risk can overlap. Your income, incentive compensation, firm-related investments and personal portfolio may respond to many of the same market forces.
Concentrated Positions
Evaluate concentrated holdings within the context of your complete portfolio and long-term objectives.
Diversification
Build a personal investment strategy that considers the exposure already associated with your career and firm-related assets.
Liquidity
Plan for near- and longer-term cash needs while considering less-liquid investments and future distributions.
Risk Management
Understand where risks may overlap across compensation, investments and other areas of your financial life.
Your Personal Portfolio Should Account for the Wealth You Have Already Built.
Your professional investments may represent a meaningful part of your net worth. We consider those holdings when constructing your personal portfolio—helping determine where additional diversification, liquidity and complementary investment strategies may be appropriate.
Coordinate the Financial Decisions Around Your Wealth
Complex wealth often involves decisions that cross investment, tax, estate and banking considerations.
We work with you and your other professional advisors to help coordinate these decisions, providing a more complete view of how one decision may affect another.
Areas of focus may include:
- Tax-efficient investment strategies
- Liquidity and cash management
- Concentrated and restricted securities
- Estate and wealth-transfer considerations
- Charitable giving strategies
- Trust services
- Access to lending through Wells Fargo affiliates
- Coordination with attorneys, CPAs and other professionals
Wells Fargo Advisors does not provide legal or tax advice.
Trust Services are available through Wells Fargo Bank, N.A. and Wells Fargo Delaware Trust Company, N.A.
Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.
Lending and other banking services available through Wells Fargo Advisors (NMLS ID 2234) are offered by banking and non-banking subsidiaries of Wells Fargo & Company, including, but not limited to Wells Fargo Bank, N.A. (NMLSR ID 399801) and Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A. Certain restrictions apply. Programs, rates, terms, and conditions are subject to change without advance notice. Products are not available in all states. Wells Fargo Advisors is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act and the Arizona Department of Financial Institutions (NMLS ID 0906158). Wells Fargo Clearing Services, LLC, holds a residential mortgage broker license in Georgia and is licensed as a residential mortgage broker (license number MB2234) in Massachusetts.
From Professional Success to Family Wealth
It becomes about what the wealth you have created can make possible—for you, your family and future generations.
We help clients look beyond their professional balance sheet to consider retirement, wealth transfer, trusts, philanthropy, family priorities and preparing the next generation for the responsibilities that can accompany significant wealth.
Through our family-office approach, we bring these considerations together within a more coordinated strategy—helping you connect the wealth you have built with what you want it to accomplish.
Bring the Pieces Together
Your professional and personal wealth shouldn't be viewed separately. We can help you develop a coordinated strategy that considers your compensation, investments, liquidity, family and long-term priorities.