For more than 30 years, David has helped clients navigate their financial lives with clarity and confidence. His approach centers on understanding each client’s goals, building strategies around what matters most to them, and providing steady guidance through every market environment. With decades of experience across major economic cycles, he remains committed to delivering the personalized planning and high‑level service his clients rely on.

David began his career in 1994 as a Financial Advisor with Dickinson & Co. in La Jolla, CA, where he established a strong foundation in investment strategy. In 1998, he joined Wells Fargo Advisors and has continued to build his practice with the firm and its predecessor organizations ever since. Originally from Maryland, he moved to California at age 21 to complete his education at California State University San Marcos, graduating with a Bachelor’s degree in Business Administration with a concentration in High Technology Manufacturing.

Outside the office, David enjoys an active and family‑focused life with his wife, Lori, and their children, Gabriella and John. Together, they enjoy walking the beach trail in San Clemente, exploring local museums, and spending time outdoors. David is also passionate about golfing, barbecuing, and playing sports with his kids. He is committed to community involvement and currently serves on the Board of Directors for the Foundation for Palm Springs Unified School District.

David is honored to be named one of the 2025 Forbes Best‑In‑State Wealth Advisors and to be a member of the 2025 Wells Fargo Advisors Platinum Council, a distinction awarded to a select group of Financial Advisors based on prior‑year business production and professionalism.

2025 Forbes Best‑In‑State Wealth Advisors; Awarded April 2025; Data compiled by SHOOK Research LLC based on the time period from 6/30/23–6/30/24 (Source: Forbes.com). The Forbes Best‑in‑State Wealth Advisors rating algorithm is based on previous year’s industry experience, interviews, compliance records, assets under management, revenue, and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. A self‑completed survey was used for rating. This rating is not related to the quality of investment advice and is based solely on the disclosed criteria.

With more than 25 years of experience as a Senior Financial Advisor, Issac is dedicated to helping clients pursue their financial goals with clarity and confidence. His approach focuses on understanding each client’s unique needs, developing personalized investment strategies, and delivering holistic wealth planning solutions. He specializes in customized advisory portfolio management and leverages modern planning technology to create a tailored and highly comprehensive client experience.

Issac began his career in 1999 as a Financial Advisor with Wells Fargo Advisors, where he has developed a meaningful practice centered on comprehensive financial planning and long‑term client relationships. Growing up in Southern California, Issac earned his Bachelor’s degree in Psychology from the University of California Riverside, giving him a strong foundation in human behavior and decision‑making insights that enhance his ability to guide clients through complex financial choices. He is committed to providing targeted, comprehensive financial advice and disciplined portfolio management, delivered with a high level of personal service and integrity. Issac believes effective wealth planning is an ongoing process, and as clients’ lives evolve, he works closely with them to keep their investment strategies aligned with their goals.

Outside of the office, Issac enjoys spending time with his wife, Kristina, and their two adult children, Karly and Jacob. They enjoy traveling, golfing, indulging in good food and wine, listening to music, and simply values the opportunity to unwind and connect with family and friends.

Issac is honored to be recognized as a Platinum Council Advisor, formerly known as Premier Advisor—an honor awarded to a select group of Financial Advisors within Wells Fargo Advisors based on the completion of educational requirements, prior‑year business production, and professionalism.

Amber Smith is a Senior Registered Client Associate based in San Diego, CA, recognized for her client-first approach and commitment to delivering exceptional service. With over eight years of experience in financial services, she specializes in client relationship management, operational oversight, and helping to ensure prompt, reliable service for all client needs. Amber is dedicated to delivering a streamlined and personalized experience.

Amber joined Wells Fargo Advisors in 2020 after building a strong foundation at Merrill Lynch and Prudential. Her diverse background in marketing and fitness coaching reflects her communication skills and passion for helping others succeed.

Outside of work, Amber enjoys fitness, exploring her love for cooking, and spending time with her partner and their two cats. In 2025, she was honored as one of the Wells Fargo Advisors Platinum Client Associates, a distinction awarded for outstanding performance. She also serves as a peer mentor, a role she approaches with dedication and empathy. Amber believes that trust, transparency, and genuine connection are the cornerstones of every client relationship.

The Wells Fargo Advisors Platinum Client Associate recognition is held by a select group of client associates within Wells Fargo Advisors as measured by their success in achieving exceptional performance the previous calendar year. Performance factors are inclusive of client experience, partnership with Financial Advisors to support their objectives, and task execution.

Sophia Ghaderi, MBA, is a Registered Client Associate dedicated to delivering an exceptional client experience through thoughtful support, attention to detail, and a strong foundation in financial planning principles. She is committed to helping clients feel informed, supported, and confident as they navigate the complexities of their financial lives.

Sophia brings a diverse background in financial services, planning support, and operational execution. Before joining Wells Fargo Advisors in 2023 as a Registered Client Associate, she served as a Financial Planner Assistant at Lincoln Financial Group. She holds an MBA from the University of Kansas and a Bachelor’s degree in Business Administration and Management (Finance) from San Diego State University, where she graduated with honors.

Outside the office, Sophia enjoys an active and balanced lifestyle with her fiancé, Sean, and their Belgian Malinois, Saint. Whether they’re spending time outdoors, working out, or enjoying good music, she values time spent recharging with loved ones. 

Sophia is passionate about building meaningful relationships, supporting clients through every stage of life, and being part of a team that puts client needs first. With a blend of technical expertise, academic training, and a warm, approachable style, she strives to make every client interaction thoughtful, personalized, and supportive.