David R. Materne
Managing Principal
Phone: 401.558.7401
Email: david.reid.materne@wfafinet.com
As a Financial Advisor, I focus on helping build multi-generational wealth, working with experienced investors along with professionals who are coming into their own financially. My commitment to you begins with listening, which allows me to offer planning tailored solutions to help meet your needs and an unwavering regard for your best interest.
I bring over 25 years of industry experience, along with a degree from Babson College majoring in Finance and Investments. With a mix of integrity, client responsibility, technology, and experienced money managers, I provide trusted navigation through life events and strive to make you feel like you are my only client while doing so. I take a comprehensive approach to wealth management, consisting of four cornerstones: investments, liability management, risk management, and trust/estate planning services.
I am a strong believer in having a work/life balance that gives me the freedom to spend quality time with my wife Kristen and our children, Brian and Beatrice. We all share a love for being on and around the water, something that I have enjoyed throughout my life. Kristen and I are both from Barrington, RI where we still reside today with our family. I have a long-standing commitment to community involvement and am currently active in the Hattie Ide Chafee Nursing Home, the Paul Cuffee Charter School, and the Barrington Yacht Club, organizations about which I am very passionate.
I bring over 25 years of industry experience, along with a degree from Babson College majoring in Finance and Investments. With a mix of integrity, client responsibility, technology, and experienced money managers, I provide trusted navigation through life events and strive to make you feel like you are my only client while doing so. I take a comprehensive approach to wealth management, consisting of four cornerstones: investments, liability management, risk management, and trust/estate planning services.
I am a strong believer in having a work/life balance that gives me the freedom to spend quality time with my wife Kristen and our children, Brian and Beatrice. We all share a love for being on and around the water, something that I have enjoyed throughout my life. Kristen and I are both from Barrington, RI where we still reside today with our family. I have a long-standing commitment to community involvement and am currently active in the Hattie Ide Chafee Nursing Home, the Paul Cuffee Charter School, and the Barrington Yacht Club, organizations about which I am very passionate.
David S. Bogosian
Senior Financial Advisor
Phone: 401.558.7404
Email: david.bogosian@wfafinet.com
With 25 years of experience in financial services, I am dedicated to helping individuals meet their financial needs by developing investment plans around their long-term goals and risk tolerance. Before entering the financial services industry, I was an auditor for four years with a local accounting firm (no longer offer any of these services). My extensive experience — throughout major shifts in the markets — enables me to help my clients structure balanced portfolios to address their specific financial goals.
I began my financial services career as a Financial Advisor with Morgan Stanley, formerly Dean Witter, where I worked for 16 years. I then moved my financial practice to Wells Fargo Advisors in Providence in 2011 and then Wells Fargo Advisors Financial Network in 2022. I have served investors for over 25 years and look forward to helping them meet their financial goals for many years to come.
I have earned a Bachelor’s Degree in Accounting from Bryant College. Away from the office, I also enjoy playing golf, tennis and coaching youth sports. My wife Diane and I live in Cranston with our 2 children, Michael & Eliana.
Retirement Income Planning
Believe it or not, an aspect of retirement planning often overlooked is an understanding of how much annual income likely awaits you at retirement and whether that amount matches your expectations. I can help you determine which retirement income strategies may help you reach your needs and goals – whether you hope to have access to a lifelong income stream; maintain flexibility and control of the principal; have opportunities to grow the principal or increase the income; or have enough income to last the rest of your life.
CA Insurance License #0E82855. Resident State RI.
I began my financial services career as a Financial Advisor with Morgan Stanley, formerly Dean Witter, where I worked for 16 years. I then moved my financial practice to Wells Fargo Advisors in Providence in 2011 and then Wells Fargo Advisors Financial Network in 2022. I have served investors for over 25 years and look forward to helping them meet their financial goals for many years to come.
I have earned a Bachelor’s Degree in Accounting from Bryant College. Away from the office, I also enjoy playing golf, tennis and coaching youth sports. My wife Diane and I live in Cranston with our 2 children, Michael & Eliana.
Retirement Income Planning
Believe it or not, an aspect of retirement planning often overlooked is an understanding of how much annual income likely awaits you at retirement and whether that amount matches your expectations. I can help you determine which retirement income strategies may help you reach your needs and goals – whether you hope to have access to a lifelong income stream; maintain flexibility and control of the principal; have opportunities to grow the principal or increase the income; or have enough income to last the rest of your life.
CA Insurance License #0E82855. Resident State RI.
Molly Cardoso, MBA
Senior Registered Branch Administrator
Phone: 401.558.7405
Email: molly.cardoso@wfafinet.com
Molly embarked on her professional journey at Morgan Stanley in 2008, immediately following her graduation from Bryant University, where she earned a Bachelor of Science degree in Accounting. Committed to continuous growth, she later pursued and achieved her MBA from Salve Regina University in 2011.
Her career path led her to Wells Fargo Advisors, where she served as a Registered Client Associate starting in January 2011. In this capacity, Molly collaborated closely with her team of financial advisors, effectively managing the daily operations and providing exceptional client service to bolster their businesses. Her dedication and skillset paved the way for her progression within the company.
Currently, Molly holds the esteemed position of Senior Registered Branch Administrator at Wells Fargo Advisors Financial Network. In this pivotal role, she orchestrates a professional and streamlined environment, enabling her financial advisors to channel their undivided attention towards clients and their investment strategies.
Molly's steadfast commitment to ensuring a positive client experience stands as a testament to her professionalism. Her unwavering dedication was recognized in 2013 when she was honored with the Service Distinction Award in recognition of her enduring service to the firm. Her contributions extended beyond her primary role as well, as she dedicated two years as the Point of Contact for the Providence Complex. In this role, she skillfully solicited and gathered feedback from her peers, Client Associates, and reported this invaluable insight to the Region's Council Members.
With a solid foundation of education, experience, and dedication, Molly embodies the spirit of Wells Fargo Advisors Financial Network in her pursuit of excellence and commitment to fostering prosperous client-advisor relationships.
Her career path led her to Wells Fargo Advisors, where she served as a Registered Client Associate starting in January 2011. In this capacity, Molly collaborated closely with her team of financial advisors, effectively managing the daily operations and providing exceptional client service to bolster their businesses. Her dedication and skillset paved the way for her progression within the company.
Currently, Molly holds the esteemed position of Senior Registered Branch Administrator at Wells Fargo Advisors Financial Network. In this pivotal role, she orchestrates a professional and streamlined environment, enabling her financial advisors to channel their undivided attention towards clients and their investment strategies.
Molly's steadfast commitment to ensuring a positive client experience stands as a testament to her professionalism. Her unwavering dedication was recognized in 2013 when she was honored with the Service Distinction Award in recognition of her enduring service to the firm. Her contributions extended beyond her primary role as well, as she dedicated two years as the Point of Contact for the Providence Complex. In this role, she skillfully solicited and gathered feedback from her peers, Client Associates, and reported this invaluable insight to the Region's Council Members.
With a solid foundation of education, experience, and dedication, Molly embodies the spirit of Wells Fargo Advisors Financial Network in her pursuit of excellence and commitment to fostering prosperous client-advisor relationships.