Our Team

Focus

Kevin Coughlin has been a professional financial advisor in the Johnson City area for the past 20+ years and focuses his time on a select group of clients.

An industry veteran, Kevin is conservative, goal oriented and fully invested in his clients.  He believes real strategies require planning, discipline and common sense.  For him, exceptional working relationships are based on mutual respect and dialogue; a collaborative exchange and thorough examination of needs, desires and goals.

Background & experience

Kevin began his career with Dean Witter in 1997.  In 2007, Kevin moved to Wells Fargo Advisors from Smith Barney when they closed

the Binghamton office.  He gained valuable experience working his way up the ranks, serving in nearly every capacity at the branch level.

Kevin maintains the General Securities Representative Series 7 and General Securities Sales Supervisor Series 9 and 10,  Uniform Investment Advisor Law Exam Series 65 and Uniform Securities Agent – State Law 63 registrations and holds insurance licenses in numerous states for life, variable contracts and long-term care.

Kevin also adheres to a professional code of ethics, fulfilling annual continuing education requirements to remain aware of current planning strategies and financial trends. 

Away from the office

In the community, Kevin has served on the Boards of the Good Will Theater, BU Bearcats Athletic Association, Punch out Parkinson’s (currently serves on) and the United Way.   Kevin has been active in youth sports including Flag Football, Pee Wee Football, Basketball and Lacrosse.

Born in Johnson City, NY, Kevin and his wife Joan of 30 years, are active with their four children; Keegan, McKenna, Brogan and Grady and dog Ella. With strong Irish roots, family is his first focus.  While traveling to the many athletic events, Kevin is often taking photographs and prefers to focus on nature as well as capturing a great shot at the goal.

Focus

Joseph Chesna has been a financial advisor in the Greater Binghamton area since spring 2015. He focuses his time on working with a select group of clients and businesses. He helps clients with wealth accumulation strategies, retirement planning, risk management and wealth transfer. For businesses, he has extensive experience in retirement plan design & administration.  Joe is part of the Coughlin & Chesna Financial Group of Wells Fargo Advisors. 

Background & experience

Joe is conservative, sensible and collaborative with those around him. He is energetic about doing what is best for his clients and comfortable with the details. For him, exceptional working relationships must have a solid foundation of trust.

Joe began his professional career with the New York State Comptroller’s Office in 2000, after graduation from Siena College in Loudonville, NY.

Joe’s career in public service included managing audits of governmental entities across New York State. He was a leader in the field and led many initiatives for the Division of Local Government Services and Economic Development. Joe was selected to represent New York State on three National Peer Reviews of other State Auditors on behalf of the National Association of State Auditors, Comptrollers and Treasurers. His involvement in audits involved audit recommendations and potential cost savings for NYS taxpayers. 

Joe maintains the General Securities Representative Series 7 and Uniform Combined State Law Exam Series 66 registrations and holds insurance licenses in numerous states for life, accident, variable contracts and long-term care.

Joe also adheres to a professional code of ethics, fulfilling annual continuing education requirements to remain aware of current planning strategies and financial trends. 

Away from the office

In the community, Joe has served on the Maine Endwell Little League Board and the Discovery Center of the Southern Tier. Joe has been active in youth and high school sports including: American Legion Baseball, High School Baseball, Youth Football and Youth Baseball and Softball.

Born in Binghamton, NY, Joe and his wife Carrie (Corgel), of 15 years, are active with their two children; Natalie and Joey. With strong ties to the area, Joe can be found at many youth sporting and community events.

Focus

Mark provides comprehensive investment planning. If a working relationship is developed, he can work with you to help achieve your goals.

Background and experience

Mark Saroka has been a financial advisor in the Greater Binghamton area for the last 28 years.  A graduate of Penn State University, he focuses on helping his clients and their families achieve and enjoy financial security.         

Mark began his career with Dean Witter in 1996. While there, in addition to being a financial advisor, he spent time as the Assistant Branch Manager.  In 2004, Mark moved to Northwestern Mutual where he continued to work with his clients and other financial representatives in growing their businesses as an Investment Specialist.  Mark maintains the General Securities Representative Series 7, the General Securities Sales Supervisor Series 9 and 10, the Futures Managed Funds Series 31, the Uniform Securities Agent – State Law Series 63, and the Uniform Investment Advisor Law Exam Series 65 registrations. 

Mark is licensed in Life, Accident and Health Insurance for variable contracts and Long Term care. He adheres to a professional code of ethics, fulfilling annual continuing education requirements to remain aware of current planning strategies and financial trends.

Away from the Office

Mark is active in his community having served on the boards of The Binghamton Boy & Girls Club and The Binghamton Rifle Club.  Mark has been active in coaching youth sports including T-Ball, Little League and spent several years as a Cub Scout Den Leader.  He and his wife, Ann, have been married 27 years, and have 3 children: Kelly, Patrick, and Danny.  Always on the go, you will usually find them outside enjoying the great outdoors.    

Focus

Grady Coughlin is dedicated to helping individuals and businesses develop financial and investment strategies that align with their individual needs, goals, and risk tolerance. His mission is to provide every client with targeted, comprehensive financial advice and portfolio management ideas – delivered with the highest level of personal service and professional integrity.

 

Background Experience

Grady started his professional career as a Programs Financial Analyst with BAE Systems in Endicott, NY. In this role, he developed financial plans for engineering and operations teams supporting them in fulfilling their contract requirements in a cost-efficient and timely manner.

He graduated Magna Cum Laude from the University at Buffalo with a degree in Business Administration, concentrated in Finance. Prior to enrolling in the University at Buffalo, Grady spent two years at Le Moyne College, studying Finance, and was a member of the Men’s Lacrosse team.

Grady maintains the General Securities Representative Series 7 and Uniform Combined State Law Exam Series 66 registrations and holds insurance licenses in numerous states for life, accident, and variable contracts.

Grady also adheres to a professional code of ethics, fulfilling continuing education requirements annually to remain aware of current planning strategies and financial trends. Grady strives to help each client plan for their financial future in a way that best meets their goals.

 

Away from the office

In addition to helping his clients, Grady is committed to helping his community. He is currently involved in the Johnson City Lacrosse Program and volunteers his time to help coach at both the youth and varsity levels. He enjoys passing on the knowledge and experience he learned as a collegiate athlete to the next generation. Away from the office, he also enjoys spending time outdoors, physical fitness, and is an avid golfer.

Focus

Annette has built her career based on service and dedication to helping her clients meet their financial needs.  She thrives on cultivating close personal relationships with clients. 

She believes in delivering impeccable personal service.  Each day she ensures that clients’ administrative and operational needs are handled accurately and efficiently.

Annette is responsible for handling the day- to-day administration of accounts, including the opening of new accounts, updating existing account information, managing account and fund transfers and answering questions regarding statements.


Background and Experience

Annette has more than 20 years of experience in the financial services industry.

She earned two Associates Degree from SUNY Broome College one in Financial Services and one in Marketing.


Away from the Office

Annette and her husband live in the area with their beloved dog, Maggie.  They enjoy being outdoors and taking advantage of all that upstate New York and the surrounding area has to offer.

Spending time with family and friends is their favorite pastime. They are fortunate to have a married daughter Celena and other extended family members nearby.

Recently united with her Sicilian family members, she is currently learning to speak fluent Italian and enjoys traveling to visit family in Italy.

Focus

Having grown up working in family businesses, one of the greatest tenets that was instilled in her was “the customer is always right and comes first”.  As a Client Associate, Susan still believes this but has changed the phrase to, “It’s all about the client and what is right for them.” Providing the best customer service possible, being accurate with information, and making clients know they’re important builds a client’s confidence in you and your team.

 
Background and Experience

After graduating from college, Susan spent much of her career in the public relations field working for local organizations including the BC Pops, the Broome County Chamber of Commerce, Binghamton University and WSKG Public Broadcasting. Entering the world of finance in 2003, she started at First Investors Corporation as an Inside Sales Assistant and has called Wells Fargo Advisors home since 2020.

She earned a bachelor’s degree in Communication from the University of Scranton, and a degree in Music Theory and Composition from Broome Community College.

Away from the Office

When not at work, Susan enjoys spending time with her husband Steve, children Christopher and Steven, and her favorite canines Opie and Lily.