Our Process and Philosophy

· listening to you about your goals now and for the future, your perspective on risk and liquidity needs.

· gathering your information and documentation.

· opening dialogues with your accountant, estate attorney or other financial professionals, if needed.

· using the information, you have confided in us to create a personalized plan tailored just for you.

· finding an investment portfolio designed for you.

· working together and schedule updates and/or reviews based on your needs.

· acquiring your approval of your proposed plan.

· phasing in the investment recommendations meant for you.

· reviewing your client statements and goals as needed.

· making sure we are addressing your goals and the plan.

· adjusting the plan investments when needed.

· helping you navigate life changing events to keep your goals on track.

We will continue to have a bull and bear market and as we do these principles will guide our investment decisions in all markets.

Tax-efficient investing

Alignment with the plan

Maintaining objectivity

Manage risks

Be cost conscious