Premier Wealth Management Solutions

We have developed a powerful, dynamic wealth management platform that we continue to evolve and enhance. This includes comprehensive products and services, as well as industry-leading planning tools, technology, and advice.

  • Investment analysis
  • Investment recommendations
  • Asset
    allocation / portfolio management
  • Elder care planning
  • Legacy and liquidity planning
  • Estate planning services
  • 401(k) plans
  • Investment policy planning
  • Section 16 / Rule 144 officers, services
  • Corporate cash management
  • Trust and account administration services
Through our Wells Fargo affiliates, you have access to lending products, including:
  • Securities-based financing
  • Residential mortgages
  • Business financing
  • Credit cards

*Trust services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors. Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.

Insurance products are available through non-bank insurance agency affiliates of Wells Fargo & Company and underwritten by non-affiliated Insurance Companies. Not available in all states.

Solutions for Every Part of Your Life

Taking care of the people you care about the most in your life.
  • Multigenerational Investment Planning
  • Trust and Estate Services
  • Education Funding Strategies
  • Insurance
Planning for healthcare expenses now and in the future.
  • Long-Term Care Insurance
Helping to provide solutions for business owners and those working in retirement.
  • Concentrated Stock Management
  • Succession Planning
  • Tax Planning Strategies
  • Employee and Executive Benefits
  • Institutional Consulting
Through our Wells Fargo affiliates, you have access to lending products and services, including:
  • Securities-Backed Financing
  • Residential Mortgages
  • Business Financing
  • Credit Cards

Holistic investment planning and investment solutions.

  • Retirement Planning
  • Cashflow Modeling
  • Financial Risk Management
  • Investment Advisory Accounts1
  • Alternative Investments2
  • Exchange-Traded Funds
  • Mutual Funds3
  • Closed-End Funds
  • Fixed Income Products4
  • Options5
  • Annuities
  • Market-Linked Investments6
  • Liability Management
  • Margin7

1 Advisory programs may not be suitable for all investors. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services. The minimum account size for advisory programs will vary.

2 Alternative investments, such as hedge funds, private capital/private debt funds and private real estate funds, are not suitable for all investors and are only open to “accredited” or “qualified” investors within the meaning of the U.S. securities laws. They are speculative, highly illiquid, and are designed for long-term investment, and not as trading vehicles. There is no assurance that any investment strategy pursued by the Master Fund (and thus the Feeder Fund) will be successful or that the fund will achieve its intended objective. Investments in these funds entail significant risks, volatility and capital loss including the loss of the entire amount invested. They are intended for qualified, financially sophisticated investors who can bear the risks associated with these investments. Investors should read the fund’s offering documents prior to investing.

3 Mutual funds are sold by prospectus. Please consider the investment objectives, risks, charges and expenses carefully before investing. The prospectus, and, if available, the summary prospectus, which contains this and other information, can be obtained by calling your financial advisor. Read the prospectus and, if available, the summary prospectus carefully before you invest.

4 Investments in fixed-income securities are subject to market, interest rate, credit and other risks. Bond prices fluctuate inversely to changes in interest rates. Therefore, a general rise in interest rates can result in the decline in the bond’s price. Credit risk is the risk that an issuer will default on payments of interest and/or principal. This risk is heightened in lower rated bonds. If sold prior to maturity, fixed income securities are subject to market risk. All fixed income investments may be worth less than their original cost upon redemption or maturity.

5 Options involve risk and are not appropriate for all investors. Before opening an option position, please read “Characteristics and Risks of Standardized Options” carefully before investing. Supporting documentation for any claims, comparison, recommendations, statistics or other technical data will be supplied upon request. This document is available from CTH Wealth Management Group of Wells Fargo Advisors at 1650 Tysons Boulevard, Suite 500, McLean, Virginia 22101 / (800) 925-3308, or the Options Clearing Corporation, 125 S. Franklin Street, Suite 1200, Chicago, Illinois 60606. Characteristics and Risks of Standardized Options

6 Market Linked Investments entail a number of risks including, but not limited to: potential loss of principal; market value and interest rate fluctuations due to numerous factors, some of which may be unpredictable; the risk that the issuer will default on interest payments or principal repayment; limited appreciation potential on many issues; and a potential lack of liquidity. Additionally, some Market Linked Investments may be callable by the issuer under specified conditions resulting in the termination of planned future income and subjecting the investor to reinvestment risk. It should be noted that the price at which the investment may be called could be less than par and may not include accrued but unpaid interest. Investors should consult with their tax advisor concerning the tax treatment of Market Linked Investments which could vary significantly from that of more traditional investments. An investor should carefully read the prospectus or other offering documents for a more complete discussion of these risks as well as the costs of investing in Market Linked Investments and disclosure of potential conflicts of interest that could arise from the various roles that Wells Fargo & Company and its affiliates may play in bringing a Market Linked Investment to market, which could affect the value of the Market Linked Investments. A sale of a Market Linked CD prior to maturity is subject to market value fluctuation such that proceeds from the sale could be substantially less than the original deposit amount. The Market Linked CD may not be a suitable investment for all investors. In particular, no investor should purchase a Market Linked CD unless they understand and are able to bear the associated market, liquidity and yield risks. Investors should also understand the credit risk associated with the issuer of the Market Linked CDs. If the market linked component of the Market Linked CD does not appreciate, an investor will only receive the original deposit amount at maturity (unless a minimum return is specified) and lose the time value of money. Principal protection commitment for these specific CDs is backed by the issuer.

7 Margin borrowing may not be suitable for all investors. When you use margin, you are subject to a high degree of risk. Market conditions can magnify any potential for loss. The value of the securities you hold in your account, which will fluctuate, must be maintained above a minimum value in order for the loan to remain in good standing. If it is not, you will be required to deposit additional securities and/or cash in the account or securities in the account may be sold. Clients are not entitled to choose which securities in their accounts are sold. The sale of their pledged securities may cause clients to suffer adverse tax consequences. Clients should discuss the tax implications of pledging securities as collateral with their tax advisors. An increase in interest rates will affect the overall cost of borrowing. Wells Fargo Advisors and its affiliates are not tax or legal advisors. Margin strategies are not suitable for retirement accounts. Please carefully review the margin agreement, which explains the terms and conditions of the margin account, including how the interest on the loan is calculated.

Our Services

Pre- and Post-Retirement Planning: Our retirement planning services are designed to allow you to identify your specific retirement goals and develop a plan to help you achieve them. We assist in managing all aspects of your transition from working to retirement, such as balancing the need for a predictable cash flow and your desire to leave a legacy. You also have the flexibility to adjust your plan as necessary to financially support your desired pre- and post-retirement lifestyle.


Estate Planning: We will help review your current estate plan information. Wells Fargo Advisors is not a legal or tax advisor. You should consult with your attorney, accountant and/or estate planner before taking any action.

Wealth Protection: Insurance protection is a crucial element of a comprehensive, long-term investment plan. Because your financial future depends on a variety of uncontrollable circumstances, we can help you meet your financial security needs with a variety of insurance and financial products. Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

Business Solutions: We provide corporate executives and small business owners with recommended strategies designed to help increase corporate and personal net worth. These services include guidance for managing concentrated positions, employee stock option exercise and sale, succession planning, and business transition strategies.


Education Funding: We help provide analysis to enable you to determine approximate costs and identify the best tax-advantaged funding solution, whether a 529 Plan, an Education IRA (also known as Coverdell), a Custodial Account, or another method.

Liability Management: As a Wells Fargo Advisors client, you have access to securities-based financing, residential mortgages, home equity financing, credit cards, and business financing through Wells Fargo Advisors or affiliates of Wells Fargo.


Lending and other banking services available through Wells Fargo Advisors (NMLS UI 2234) are offered by banking and non-banking subsidiaries of Wells Fargo & Company, including, but not limited to Wells Fargo Bank, N.A. (NMLSR ID 399801), Member FDIC, and Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A. Certain restrictions apply. Programs, rates, terms, and conditions are subject to change without advance notice. Products are not available in all states. Wells Fargo Advisors is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act and the Arizona Department of Financial Institutions (NMLS ID 0906158). Wells Fargo Clearing Services, LLC, holds a residential mortgage broker license in Georgia and is licensed as a residential mortgage broker (license number MB2234) in Massachusetts.