Tim Cusick, is a Managing Director – Investments with over 44 years of experience. Tim manages multi-generational client relationships and provides comprehensive portfolio management to individual and institutional investors. He actively interacts with families and guides the team on helping to maximize the client experience.
Tim, has been recognized to Platinum Council for 18 years between 2006-2024.

Tim serves as a member of the Fresh Start Surgical Gifts Endowment Board, is the current Chairman of the Board of Whispering Winds Catholic Conference Center and is a past president of the Coronado Rotary Club. Tim lives in Coronado, California where he and his wife, Kathleen, raised four children; Kylie, Jackson, Jack and Shannon.


California Insurance Producer license: 0A04722 & Resident State CA

The Platinum Council distinction is held by a select group of Financial Advisors within Wells Fargo Advisors as measured by one or more of the following: completion of educational components, business production from the previous year, and professionalism. Additional consideration may have included best practices and team structure.

As a Co-Founder of the Cusick Bitterlin Financial Group of Wells Fargo Advisors, Andrew Bitterlin, Managing Director – Investments, has 15 years of wealth management experience. Andrew oversees all aspects of the Cusick Bitterlin Investment Group including: business development, goal-based planning, and portfolio management.

Prior to co-founding the Cusick Bitterlin Investment Group, Andrew spent three years as a Vice President for Wells Fargo Private Bank where he focused on providing full balance sheet solutions for high-net-worth families and institutions. Andrew has been recognized since 2020 as Platinum Council. The Platinum Council distinction is held by a select group of Financial Advisors within Wells Fargo Advisors as measured by one or more of the following: completion of educational components, business production from the previous year, and professionalism. Additional consideration may have included best practices and team structure. Additionally, Andrew was named a 2023 and 2024 Forbes Top Next-Gen Wealth Advisor, as well as a 2024 Forbes Best in State Wealth Advisor for California.

Andrew has been active as an advisory board member for the San Diego Police Officer’s Association- Widows and Orphans Fund, as well as supporting his alma mater, Cathedral Catholic High School. Andrew graduated from Davidson College in Davidson, North Carolina with a Bachelor of Arts in Political Science. He currently resides in Encinitas, CA with his wife, Claudia, and three children, Christopher, Grace and Kelly.



California Insurance Producer license: 0G79997 & Resident State CA

2024 Forbes Top Next-Gen Wealth Advisors: Awarded August 2024; Data compiled by SHOOK Research LLC based on the time period from 3/31/23 - 3/31/24 (Source: Forbes.com) 2023 Forbes Top Next-Gen Wealth Advisors: Awarded August 2023; Data compiled by SHOOK Research LLC based on the time period from 3/31/22 - 3/31/23 (Source: Forbes.com). The Forbes Top Next-Gen Wealth Advisors rating algorithm is based on the previous year’s industry experience, interviews, compliance records, assets under management, revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria.

2024 Forbes Best-In-State Wealth Advisors: Awarded April 2024; Data compiled by SHOOK Research LLC based on the time period from 6/30/22 - 6/30/23 (Source: Forbes.com). The Forbes Best-in-State Wealth Advisors rating algorithm is based on the previous year’s industry experience, interviews, compliance records, assets under management, revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria.

Kylie Cusick joined the Cusick Bitterlin Financial Group after spending two years in Santiago, Chile, working at the South American Conglomerate, Falabella Bank. As a member of The Cusick Bitterlin Financial Group, Kylie assists our clients with creating and implementing a goal-based investment plan. Earning a CERTIFIED FINANCIAL PLANNER™ practitioner designation (CFP®), Kylie provides detailed, in-depth advice pertaining to retirement planning, wealth transfer, insurance and asset protection. She recently obtained the Certified Divorce Financial Analyst designation, which enables her to analyze and provide guidance on achieving equitable divorce settlements. Additionally, Kylie was named a 2024 Forbes Best in State Wealth Advisor for California.

Fluent in Spanish, she serves on the board of the US-Mexico Chamber of Commerce California Regional Chapter. Additionally, Kylie is committed to helping her community an is the board administrator of the Fresh Start Surgical Gifts Foundation. She graduated with a Bachelor of Arts from the University of California Santa Barbara with a major in International Relations and a minor in Spanish. Kylie resides in Leucadia, California.

California Insurance Producer license: 0L93383 & Resident State CA


The use of the CDFA® designation does not permit Wells Fargo Advisors or its Financial Advisors to provide legal advice, nor is it meant to imply that the firm or its associates are acting as experts in this field.

2024 Forbes Best-In-State Wealth Advisors: Awarded April 2024; Data compiled by SHOOK Research LLC based on the time period from 6/30/22 - 6/30/23 (Source: Forbes.com). The Forbes Best-in-State Wealth Advisors rating algorithm is based on the previous year’s industry experience, interviews, compliance records, assets under management, revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria.

Debbie Hazard MacNeil, Client Associate for the Cusick Bitterlin Financial Group of Wells Fargo Advisors, started her career in the financial services over 40 years ago. Debbie is responsible for day to day execution of administrative and client service needs for the Cusick Bitterlin Financial Group. Prior to joining the team, Debbie spent 22 years in Colorado, assisting with the development of the Investment Program at Bank of Colorado. Residing in Alpine with her husband Mark, Debbie has a blended family with 5 children, Courtney, Wyatt, Shawna, Nichole, and Michelle, and 13 grandchildren. Debbie and Mark have 2 cats and 2 dogs. Away from the office, she likes to take Pilates, garden, read and be outdoors!

Lauren Murillo, Client Associate for the Cusick Bitterlin Financial Group of Wells Fargo Advisors, joined the firm in 2010 and has been in her current role at Wells Fargo Advisors the past 5 years. As the an operational and administrative assistant for her team, Lauren actively engages with clients on all service needs, including cash transfers, estate processing, online access assistance, and reporting.


Lauren graduated from Kutztown University in Pennsylvania with a degree in Organizational Psychology. She received a scholarship to play tennis for the University, while earning her degree. After graduating, Lauren decided to move to California where she met her husband, Rene. Lauren and Rene are proud parents of their daughters, Emma and Olivia, and their Great Dane, Layla.

Resident State CA