MY PROCESS

Courtney focuses on providing targeted comprehensive financial advice- delivering the highest level of personal service with professional integrity. With over 20 years’ experience serving individuals, families, and institutional clients, Courtney thrives by surrounding herself with exceptional people, harnessing the strengths of Wells Fargo Advisors and the expertise of individuals within the firm by strategically leveraging combined talents.

MY BACKGROUND

Courtney holds a Bachelor of Arts degree in Business with a concentration in Financial Economics from the University of Pittsburgh. Courtney also obtained a Graduate Certificate in Financial Planning from Northwestern University.

With an emphasis on continuing education, she has also earned the CFP® practitioner designation from the Certified Financial Planner Board of Standards, Inc. (CFP Board). For this designation, she had to complete approved educational programs, pass rigorous examinations and meet stringent experience requirements.

Additionally, Courtney has been named as one of the 2025 Forbes Top Women Wealth Advisors Best-in-State.

MY COMMUNITY INVOLVEMENT

Courtney is actively involved in the community and currently serves on boards and committees at the Cambria-Somerset County Estate Planning Council, Cambria County Assoc. of the Blind and Handicapped, and Sunnehanna Country Club.

Additionally, Courtney is a musician accompanying her husband as they play Americana music across the region with all proceeds supporting local charities.

MY FAMILY TIME

In addition to being a musician, in her free time Courtney enjoys her cabin with her family whether it’s hiking, beekeeping, tapping maple trees, or chasing wild trout in the Pennsylvania woods.

My Process

Tim provides holistic individualized financial advice with a fiduciary responsibility to always act in the best interest of the client. Tim has over 12 years of providing detailed investment planning to individuals, multi-generational families and small businesses to help guide them towards their unique financial goals. Tim views each client as a new case, with individual needs and seeks customized investments as well as advice on managing risk through insurance and debt by providing access to customized lending through Wells Fargo affiliates. Finally, Tim provides thoughtful estate planning and tax strategies to help ensure a seamless transfer of wealth according to the client’s wishes. During this process, Tim emphasizes education to make sure that the client has an understanding of how they are invested, and all of the options available to help them meet their financial goals.

My Background

Tim’s 28-year Air Force career gave him a passion for meeting and interacting with people from many diverse backgrounds. Providing financial advice is a continuation of this interaction with many different people with unique needs.
In addition to a bachelor’s degree, Tim has a Masters Degree in Public Administration from Central Michigan University. He is a graduate of the Air Force’s Air Command and Staff College as well as Air War College, both graduate level programs. Most recently, Tim completed a Graduate Certificate in Financial Planning from Northwestern University.
To maintain competency in all areas of investment planning, Tim earned the CERTIFIED FINANCIAL PLANNER® certification—an achievement that required advanced education, rigorous examination, and extensive experience. His approach centers on holistic investment planning, helping clients align their financial decisions with their life goals. Tim is proud to be a part of The Custer Private Wealth Management Group of Wells Fargo Advisors who was named as one of the 2025 Forbes Best-in-State Wealth Management Teams.
My Community Involvement
Tim Chairs the Programming Committee for the Arcadia Theater, bringing in musical acts from across the country to provide a variety of entertainment options for music fans in the Johnstown area. He also is the President of the Cambria-Somerset Counties Estate Planning Council, an active member of the Mountain Laurel Trout Unlimited chapter, a musician at the Westmont Presbyterian Church, and member of the Cambria County Elder Abuse Task Force.

My Family Time

Tim lives in Johnstown with his wife and business partner Courtney. In his free time he enjoys golf, sailing, chasing wild trout and spending time at the family cabin in Potter County, Pennsylvania, where he and Courtney keep honeybees and tap maple trees to make syrup every February. Tim and Courtney enjoy travelling, and he has visited 37 countries on 4 continents. He is also a singer-songwriter who has released four full- length albums and can be heard on ITunes, Spotify, and a multitude of other streaming services. He plays a dozen or so concerts each year around the region.

My Process

Dane Morse’s process starts by helping you define your financial goals. These could range from saving for retirement, annual family trips, buying an RV, or purchasing your dream home. This direction allows Dane to craft individualized plans which quantify if you are on track to meet these goals. Importantly, it also focuses on the parts of your plan that you have control over, including how much you save, how you invest, and how much you spend. By focusing on the aspects you have control over and educating you on the impacts of your decisions, it is Dane’s intent to cooperatively navigate through your goals with confidence.

My Background and Focus

Dane grew up in Johnstown, PA, graduating from Westmont Hilltop High School. He stayed local and went to the University of Pittsburgh in Johnstown where he earned a dual degree in Business Finance and Actuarial Mathematics. In 2017, he became a member of Wells Fargo Advisors. While employed, he has earned the title of Financial Consultant and has attained his insurance license.

During his career he’s had the opportunity to meet a myriad of individuals along their financial journeys, from teenagers opening their first investment accounts to high earners transitioning into retirement. This range of experience has given him expertise in the following areas:

• Teaching financial literacy
• Planning for and through retirement
• Reviewing and consulting on existing estate planning strategies
• Retirement and pension plan analysis
• Social Security and health care strategies
• Investment plan development

My Family Time

Since starting at Wells Fargo Advisors, Dane has gotten married, bought a home locally, and now has two beautiful daughters. His family stays very busy visiting the Pittsburgh Zoo, riding bikes on the Ghost Town Trail, swimming at the Quemahoning lake, competing in a family trivia night in Somerset, playing board games, and a myriad of other activities. When he gets a moment of rest, you’ll usually find him with a fantasy novel in hand.

Joan Foust is a dedicated Client Associate with over seven years of experience supporting clients with The Custer Private Wealth Management Group of Wells Fargo Advisors.  Joanie has built a reputation for her attention to detail and reliability.  Joanie thrives on building strong, lasting relationships with clients, taking the time to understand their needs, and providing personalized support.  Joanie handles the day-to-day operations for her team, including the administration and maintenance of accounts, estate settlement, scheduling, meeting preparation, and internal compliance. 

Prior to joining the Custer Private Wealth Management Group, Joanie was a legal assistant having a concentration in estate planning and estate administration, a position that provided her with a strong foundation and understanding of documentation, compliance, and client service—skills that continue to enhance her work today. 

Joanie has been a life-long resident of Somerset and is proud to call the Laurel Highlands her home.  Outside of the office, Joanie enjoys spending time with her three grown daughters, friends, and her golden retrievers.  She finds creative joy in baking, watercolor painting, small woodworking and home improvement projects.  Whether she’s baking or crafting something by hand, Joanie brings the same care and creativity to her hobbies as she does to her professional life. 

Cooper believes that his clients’ challenges are his own. He is committed to walking alongside them—through triumphs, celebrations, and unexpected financial events. As part of a collaborative team, he works to deliver superior service with a generational approach, focusing on targeted investments today and long-term wealth accumulation for tomorrow.

Raised in Johnstown, PA, Cooper grew up valuing the importance of family, friends, and community. He earned a Bachelor of Science in Finance from the University of Pittsburgh’s College of Business Administration and began his career at BNY Mellon as a Corporate Actions Operations Specialist.

Committed to professional growth, Cooper earned his CERTIFIED FINANCIAL PLANNER® certification—an achievement that required advanced education, rigorous examination, and extensive experience. His approach centers on holistic investment planning, helping clients align their financial decisions with their life goals.

Outside of work, Cooper brings the same sense of responsibility and service to his community. He is an Eagle Scout and currently serves as Treasurer on the Board of Directors at the Cambria County Library, supporting literacy and local engagement.

Cooper, his wife Samantha, and their son Nicholas enjoy spending time with family and friends. Their favorite activities include SCUBA diving in the Caribbean, rock climbing at Ohiopyle, staying active at the YMCA, relaxing at their cabin in Potter County, and playing board games on rainy days.