Learn About Me
David W. Ambrose, CFA, CFP
Senior Financial Advisor
First Vice President - Investments
Email Address
David.Ambrose@wellsfargo.comPhone Number
(916) 939-3090With about a decade of experience in financial services, I help individuals and families bring structure and clarity to their financial lives. My approach is rooted in a disciplined, process-driven framework that integrates investments, tax strategy, estate planning strategies, income planning, and insurance — all tailored to your unique goals.
As a Chartered Financial Analyst® and CERTIFIED FINANCIAL PLANNER® professional, I bring both technical expertise and a deep commitment to client service. I believe that wealth planning is not a one-time event — it’s a lifelong collaboration. That’s why I use tools like LifeSync® and eMoney® to create dynamic, evolving strategies that adapt as your life changes.
I earned my degree in International Economics from San Diego State University and began my career at Merrill Lynch before joining Wells Fargo Advisors. Today, I’m proud to serve clients in El Dorado Hills and across the country with a focus on long-term relationships and holistic planning.
Outside the Office
When I’m not working with clients, I’m focused on what matters most — spending quality time with my wife, Kendall, our son, Tommy, and daughter, Gemma. We’re fortunate to live near our extended family here in El Dorado Hills, and we make the most of it. Having young kids, there’s not much time for hobbies but when I can - I do love golf, grilling, and being out in the sun. I’m a passionate football fan — especially when it comes to college games and my beloved 49ers.
CA Insurance License Number: 0M41366 Resident State CA
Based on accepted statistical methods, eMoney uses a mathematical process used to implement complex statistical methods that chart the probability of certain financial outcomes at certain times in the future. This charting is accomplished by generating hundreds of possible economic scenarios that could affect the performance of your investments. Using Monte Carlo simulation this report uses up to 1000 scenarios to determine the probability of outcomes resulting from the asset allocation choices and underlying assumptions regarding rates of return and volatility of certain asset classes. Some of these scenarios will assume very favorable financial market returns, consistent with some of the best periods in investing history for investors. Some scenarios will conform to the worst periods in investing history. Most scenarios will fall somewhere in between.
Certificates
CFA, CFP
Education
- San Diego State University
CA State License
0M41366
Get to Know Me: Personal Q&A
Q&A
| Question | Your Answer |
| What do you enjoy most about working with clients? | Getting to know each client in a deep and personal level. There’s a certain bond you create when you go through good markets and bad markets together. |
| What’s one financial lesson you wish everyone knew? | You have 2 silent partners – inflation and taxes. They will always get paid so you need to ensure that you get paid too. |
| What was your proudest moment? | The birth of both of my kids |
| Favorite book or podcast? | Best book is Michael Jordan by Roland Lazenby. For podcasts, I listen to just about every finance and markets show there is. |
| What’s your favorite quote? | “To whom much is given, much is expected.” - Jesus |
| If you weren’t a financial advisor, what would you be doing? | This is my calling. There is no plan B. |
| What’s something people might be surprised to learn about you? | I spent a summer in college working in Valencia, Spain. During that time, I ran with the bulls in Pamplona. |
| How do you define success? | Making my wife proud! |
Ready To Connect?
We Are.
Reach out to schedule your discovery session. We can meet online, at our office or another location convenient for you