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Divorce Planning

Divorce brings a variety of emotions and uncertainty as you evaluate what decisions will shape your financial future. I aim to help you navigate this transition thoughtfully and objectively, so you can move forward with understanding, clarity, and stability.

By working collaboratively with your legal team, I help guide you through the financial complexities of divorce in a way that aligns with your long-term goals and priorities so you can feel confident about your next chapter. Divorce planning for advisory clients includes:

Reviewing your assets, liabilities, income sources, and expenses to gain a comprehensive picture of where you stand today


Modeling different settlement scenarios to help you see the long-term impact of your choices before decisions are finalized


Helping you understand your options across various assets, such as retirement accounts, investment portfolios, real estate, and cash

Aiming to provide clarity around liquidity needs, support considerations, and post-divorce cash flow planning


Staying by your side after the divorce is finalized to help you implement your plan and confidently move into the next phase of your life


Partnering with your attorney to analyze the taxability of retirement accounts, investment assets, and other property divisions, helping ensure decisions are informed by both legal and financial realities

CDFA® Designation

A Certified Divorce Financial Analyst® (CDFA®) professional is a financial professional skilled at analyzing data and providing knowledge on the financial issues of divorce. Through the financial analysis process, a CDFA® professional can help individuals consider the real cost of divorce and develop a realistic picture of their financial situation as they transition to a new lifestyle.

If you are a divorce attorney, I can help you and your client address the special financial issues of divorce with data that can help achieve equitable settlements. The role of the CDFA® professional is to assist the client and his or her attorney to understand how the decisions he or she makes today will impact their financial future.

*The use of the CDFA® designation does not permit Wells Fargo Advisors or its Financial Advisors to provide legal advice, nor is it meant to imply that the firm or its associates are acting as experts in this field.

Divorce Planning Case Study

Situation:

Elizabeth, a mid-career professional in the middle of a divorce, needs help with her financial decisions. She has multiple settlement options and wants to understand how her choices could impact her future. 
 

My proposal and targeted outcomes:

In a situation like this, the approach would be to work alongside Elizabeth and her attorney to help provide financial clarity. This may begin with organizing her financial information, including her investment accounts, retirement assets, and real estate. In coordination with her attorney, the next step would be evaluating how various assets may be treated from a tax and cash-flow perspective, with the intent of helping Elizabeth understand the financial and legal information she needs to assess future income needs and plan her post-divorce budget. Collaboration with her attorney is intended to support more informed decision-making based on long-term financial considerations.

The objective would be to help clients better understand their financial position and available options, and to develop a plan aligned with their evolving needs.

The solutions discussed may not be appropriate for your personal situation, even if it is similar to the example presented. Investors should make their own decisions based on their specific investment objectives and financial circumstances. It should not be assumed that the recommendations made in this situation achieved any of the goals mentioned. This example is hypothetical and does not represent any specific investments or strategies.

Advisory programs are not designed for excessively traded or inactive accounts and are not appropriate for all investors. During periods of lower trading activity, your costs might be lower if our compensation was based on commissions. Please carefully review the advisory disclosure documents for a full description of our services, including fees and expenses. The minimum account size for this program is varies.