As an investor, you have many options.
Investment should work together to help you accomplish your financial goals.
Investment Products
Types of investments
Part of the investment planning process is making investment choices that fit your investment strategy. Those investments should work together to help you accomplish your financial goals. We’re dedicated to providing you a wide range of investment products and services to help you meet them.
As an investor, you have many options. Common types of investments include:
Stocks - An investment giving you partial ownership in a company based on the number of shares you purchase. Stocks tend to fluctuate more in the short term, but may perform well over time. 1
Bonds - An investment that functions as a loan to a government or institution in return for regular interest payments. Bonds can provide more stability than stocks, even though bonds have historically provided lower returns than stocks. 2
Mutual funds - A fund allowing you to pool your money with others in a professionally managed portfolio. Mutual funds offer diversification through a mix of investments, such as stocks or bonds. 1
Exchange-traded funds (ETFs) - A basket of securities traded throughout the day — just like individual stocks — on a national stock exchange. Like mutual funds, you purchase shares of an overall fund rather than individual investments. 1
Options - An option is a contract that gives the buyer the right, but not the obligation, to buy or sell (depending on the type of contract they hold) an underlying asset at a specific price on or before a certain date. Conversely, the seller of an option contract is assuming the obligation to sell or buy an underlying asset at a specific price on or possibly before a certain date. Repurchasing a short option prior to assignment or expiration eliminates the seller's obligation. Options are considered a binding contract and a derivative security, meaning the value of the option is based on the price of another asset. Values fluctuate and an investor may lose their entire investment or significantly more than what they invested depending on the strategy being used. 3
Contact a Financial Advisor to learn more about the types of investments to consider for your portfolio.
Next steps
Understand the variety of investments available.
Talk with your Financial Advisor about investment choices.
1Investment returns may fluctuate and are subject to market volatility, so that an investor’s shares, when redeemed, or sold, may be worth more or less than their original cost.
2Investments in fixed-income securities are subject to market, interest rate, credit and other risks. Bond prices fluctuate inversely to changes in interest rates. Therefore, a general rise in interest rates can cause a bond’s price to fall. Credit risk is the risk that an issuer will default on payments of interest and/or principal. This risk is heightened in lower rated bonds. If sold prior to maturity, fixed income securities are subject to market risk. All fixed income investments may be worth less than their original cost upon redemption or maturity.
3Options involve risk and are not appropriate for all investors before opening an option position please read “OCC - Characteristics and Risks of Standardized Options” carefully before investing. Fees, dividends, margins, taxes and other transactional charges may be included with the purchase or sale of options. Transaction costs are significant and should be considered