With over 30 years of experience as a Financial Advisor with Wells Fargo Advisors and its predecessor firms, Tom Ferraro is dedicated to helping clients pursue long-term financial success through personalized investment strategies and trusted guidance.

His disciplined approach is rooted in decades of industry knowledge and a strong commitment to service. Prior to his financial career, Tom served 13 years in the United States Marine Corps, where he developed leadership, focus, and integrity that continue to shape his professional philosophy today.

Deeply committed to community involvement, Tom is a past president and board member of the Lebanon Breakfast Rotary Club and formerly served as chairman of the nonprofit, Learning to Live, which provides mentorship and support for incarcerated men at Riverbend Prison. Outside of work and service, he enjoys hiking and spending quality time with his family. He currently resides in Lebanon, Tennessee with his wife, Pam, where they raise Black Angus cattle and enjoy the farm life.

CA Insurance License Number: 0E92798. Resident State: TN.

Gunter Lugg is a CERTIFIED FINANCIAL PLANNER® professional with 12 years of experience helping individuals and organizations achieve their financial goals. Passionate about empowering families to build better financial futures, Gunter provides personalized strategies tailored to each client’s unique needs.

Before transitioning into a career in financial services, Gunter served 10 years as a OH-58D Kiowa Warrior helicopter pilot in the United States Army.  This time in the US Army required dedication to discipline and strategic planning that laid the foundation for a successful career in financial advising.

Outside of work, Gunter enjoys spending time with his family of four that includes their beloved dog & cats.  The family spends their weekends boating on Middle Tennessee’s lakes, participating in youth sports, and striving to enjoy all the family activities unique to middle Tennessee.  An aviation enthusiast, Gunter also finds joy in the skies, embracing the thrill and freedom of flight via powered paragliders.

With a commitment to integrity, education, and client success, Gunter is dedicated to guiding families and businesses toward lasting financial security.

CA Insurance License Number: 0L09802. Resident State: TN.

Originally from Indiana, Chris has been dedicated to the financial services industry since 1999. As a Senior Registered Client Associate, he brings over two decades of experience supporting clients and advisors with investment strategies, investment planning, and account management. His attention to detail and commitment to client service helps ensure a seamless experience for those he works with.

Outside of work, he enjoys cooking, watching movies, and hiking. You can always find him spending time with his loyal dog, Otis.

CA Insurance License Number: 4209734. Resident State: TN.

Morgan graduated from the St. Norbert College Schneider School of Business and Economics in De Pere, Wisconsin. It was there that she developed a passion for business marketing and community service. This background taught her the importance of making the client experience meaningful and she’s enjoyed transferring those passions to her work for Ferraro & Lugg Wealth Management. From responding to client inquiries and issue resolution to account update support – She genuinely appreciates the challenge and enjoys problem solving and making a positive impact on the lives of her team’s clients.

In her free time, she enjoys cooking and baking, pottery, game nights with friends, hiking in national parks, fitness activities and a good book. She is a resident of Nashville, Tennessee.