A Personal Approach to Investing
Chuck Friedlander, Roger Hall, and Michael Kramer, along with their dedicated team of professionals, provide comprehensive financial services with an emphasis on retirement planning. The group maintains a focus on working with people facing transitional periods and as of March 2024, manages $2 billion of entrusted client assets. With over 95 years of combined experience in the financial services industry, they have a deep understanding of the unique requirements and needs of the affluent investor.
Recognizing that each client has unique goals and circumstances, they utilize a detailed six-step financial advisory process. This process includes a detailed information gathering process and goal setting, an evaluation of financial status, and later, customization and implementation of an investment plan. No proper plan ends there. Over time, there can be extensive reviews and adjustments made to the plan, based on the changing needs of the client, as well as changing economic and market conditions.
A detailed cash-flow analysis is utilized to serve as a "blue-print" for these investment plans. Sophisticated software is used for this very important process. An evaluation of risk tolerance further assists in determining the proper asset allocation. Each portfolio's asset allocation is reviewed allowing for periodic re-balancing to maintain the appropriate asset allocation. Each recommendation is made with an emphasis on low costs and tax efficiency.
This financial advisory process helps ensure that each client receives the individual care and attention they deserve after years of accumulating wealth. Conscientious attention to detail and an excellent level of customized service represent two of the core values of the group. Whether it is investments, retirement planning or estate investment planning, putting the client's needs first serves as the hallmark of this financial advisory practice.
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The Friedlander, Hall, Kramer Retirement Group of Wells Fargo Advisors