Matt’s career in Financial Services began in 1988. He worked for AON, GE Capital and Lincoln Financial Group before joining Wells Fargo Advisors in 2011.  During that time, in addition to managing pension plans, Matt has been helping families and retirees understand how to holistically view their financial lives to grow their wealth, use assets to live tax efficiently and leave their hard-earned estate to desired recipients.

Working with clients over the phases of the financial lifecycle, Matt endeavors to keep the process simple and explanations concise.  Whether clients need help with investment strategies, tax control, investment or retirement income, estate planning or risk management, Matt has the experience to help bring it all together.

Matt works with individuals, professionals, business owners, corporate executives, retirees and their families to tie together the financial picture. The process includes detailed fact finding, use of Investment Planning Software and consultation with clients’ tax and legal professionals.  With tax law changes and ever more complication in the investment world, Matt helps clients make sense of it all.

Matt lives in St. Louis with his wife, Alison, and their two daughters, Katherine and Juliet.

As Managing Director – Investments and PIM Portfolio Manager, Bill has advised individual and institutional investors since 1981. He has been recognized as a Wells Fargo Advisors Platinum Council from 2011 - 2025.

2024 – 2025: The Platinum Council distinction is held by a select group of Financial Advisors within Wells Fargo Advisors as measured by business production from the previous year and professionalism.

2023 & prior: The Platinum Council distinction is held by a select group of Financial Advisors within Wells Fargo Advisors as measured by one or more of the following: completion of educational components, business production from the previous year, and professionalism. Additional consideration may have included best practices and team structure.

As a Private Investment Management (PIM) portfolio manager, Bill manages client portfolios based on their own personal investment objectives.

He joined A.G. Edwards & Sons (now Wells Fargo Advisors) in 1981. Prior to joining A.G. Edwards, Bill worked as a commercial loan officer for Commerce Bank while taking evening classes to earn his MBA. Bill holds a Bachelors degree in Accounting from Texas Christian University and an MBA with a concentration in Finance from St. Louis University.

Bill’s commitment to service carries over to his involvement with our local community. He has served as a director of many charitable organizations and schools in the St. Louis area. He is active with Central Presbyterian Church where he serves as an elder. Bill and his wife, Liz, live in St. Louis County. They have three daughters, all married, and nine grandchildren.

Crystal focuses on implementing investment strategies for both individual and business portfolios. Among her responsibilities, she assists in the research, analysis and asset allocation of the Private Investment Management (PIM) portfolios.

Crystal started her career in the securities industry in 2005 at Morgan Stanley and later joined Wells Fargo Advisors in November of 2011. She holds the following registration, FINRA General Securities Representative Series 7, State Securities Law Series 66 and Life & Health Insurance. Crystal has a Bachelors degree in finance from Lindenwood University and an MBA from Fontbonne University.

Crystal grew up in St. Charles and currently resides in St. Louis with her husband and kids. She enjoys cheering on the St. Louis Cardinals and St. Louis Blues. Most of her time is spent with her large extended family and friends.

Julie’s responsibilities include supporting the team in the administrative duties of account management including document origination, processing, money movements, account reporting and account updates

Julie comes to us from Northwestern Mutual where she held the position of Director of Client Relations for 5 years. She recently joined Frontenac Heritage Wealth Management Group of Wells Fargo Advisors.

Julie and her husband Eric reside in Ballwin, Missouri. Julie has 4 grown children and two sons-in-law; Danielle and son-in-law Bret, Abbey and son-in-law Quincy, Holly and Jackson. She is also a proud grandmother to grandson, Grayson Henry. She loves spending time with her large extended family, listening to music, and cooking.

Elmela’s responsibilities include supporting the team in the administrative duties of account management including document origination, processing, money movements, account reporting and account updates.

Elmela started her career in the banking industry in 2016 with Wells Fargo Bank, N.A. in Chicago. She moved with her family to St. Louis in 2020 and joined the Frontenac Heritage Wealth Management Group of Wells Fargo Advisors. 

She lives in Oakville with her husband and 4 children, speaks Bosnian and some German. In her free time Elmela enjoys long walks, reading and spending time with family and friends.

Jim is a Financial Advisor and Managing Director - Investments at Wells Fargo Advisors. His career has spanned over five decades, during which he has counseled many individuals and families as they have progressed through various phases of their lives. In addition, Jim has filled various management roles over his career, supervising and mentoring hundreds of financial advisors and their support staffs.

Jim has a Bachelor of Arts in Government from Georgetown University and attended University of Missouri-Columbia Law School before enlisting in the United State Marine Corps. Jim has received the Wells Fargo Advisors 2014 Spirit Award. The Wells Fargo Advisors Spirit Award was established to recognize a select group of Platinum Council Advisors for their lifetime achievements – both personal and professional – and for epitomizing and reflecting Wells Fargo Advisors’ values. The Wells Fargo Advisors Platinum Council distinction is held by a select group of Financial Advisors within the Firm as measured by completion of educational components, business production based on either of the past two years and professionalism. Additional criteria, including length of service, may also be used to determine recipients.

Jim has been active in various executive, board and committee roles with a number of community-based non-profit organizations. These include St. Louis Priory School, St. Louis Abbey, Edgewood Children's Center, White House Jesuit Retreat Center, Aim-High of Greater St. Louis, Mathews-Dickey Boys and Girls Clubs, and Semper Fi & America's Fund. He lives in Webster Groves with his wife, Pat. They have two children and 3 grandchildren, all of whom live nearby in St. Louis.

As Managing Director - Investment Officer, Kevin offers a wide range of services, from helping clients select individual investments to developing a detailed and focused retirement plan. Accessing the broad array of resources at Wells Fargo Advisors, Kevin assists our clients in making informed decisions based on their specific and personal needs.

Kevin joined A.G. Edwards & Sons as a financial advisor in 2001 after graduating from Georgetown University in Washington D.C, where he earned a Bachelors of Science in Business Administration with a focus on finance. Prior to that, he spent summers as an intern in the Research Department at A.G. Edwards where he assisted financial analysts accumulate research and data across many different sectors and industries and helped develop portfolio reviews for advisors across the country. It was during these years that he realized his skills and passion for helping families and individuals discover solutions to their financial needs.

Kevin lives in Glendale, Missouri with his wife, Emily, and two children, Jake & Brigid. Active in his community, Kevin is involved with his church and the affiliated school, Mary Queen of Peace, which his daughter attends.  He is on the board of the Alumni Association of St. Louis Priory School, where his son now attends.  He can regularly be found cheering on the sidelines of his kids’ sporting events. During free time, he enjoys golf, playing the piano, travel, and spending time with family and friends.

Maureen serves clients in the capacity of liaison between the client and the Financial Advisor(s) in terms of providing services to clients and all client contact. Her responsibilities include helping to prepare comprehensive investment plans for clients, along with performance reporting.

Maureen Ragsdale started her career in the securities industry in 1981. Maureen holds the following securities registrations, FINRA General Securities Representative Series 7 and State Securities Law Series 66.

Outside of the office Maureen is committed to bettering her community and volunteers every chance she has and has become great at recruiting others to join her in these volunteer events. Her daughter and son-in-law are the center of her life and she is “Mimi” to two grandchildren that happily occupy the rest of her free time.