About Us

Focus
Darel is the team’s primary portfolio manager with the designation of Senior Private Investment Management (PIM) Portfolio Manager. Only a small percentage of the firm’s Financial Advisors have met PIM program standards and are eligible to act as PIM program Portfolio Managers. Financial Advisors granted the PIM Portfolio Manager designation must meet rigorous criteria.

Background and experience
Darel has been providing financial advice to families and small business for over two decades. With extensive experience throughout major shifts in the markets, Darel has dedicated his career to delivering the personalized investment planning services his clients deserve.
He is a graduate of the United States Military Academy at West Point. He served as an Army Officer for 23 years both on active duty and in the Virginia Army National Guard as a helicopter pilot and Russian linguist. This included two combat area deployments. His initial entry into the financial world was as a preparer, office manager, and instructor for a tax firm. He eventually found that his true calling was to provide broader financial advice and not tax advice. His professional goal is to assist clients in building, preserving, and perpetuating their wealth through investments, liability protection, and legacy planning.

Away from the office
He is married with three children, two boys and a girl. They are now all grown and off on their own. He is active in several national and local non-profit organizations. He and his family love to travel not only to see and enjoy new places but also to expose themselves to other cultures. His favorite recreational activities are fishing, golfing, skiing, and hiking. His personal goal is to build a lasting legacy for his family for generations by promoting the active pursuit of fiscal responsibility, moral and professional excellence, stewardship, and service to our nation.

As a Financial Advisor, a Chartered Financial Consultant® (ChFC®) and a Retirement Income Certified Professional® (RICP®), Crystal is dedicated to helping individuals and businesses develop financial and investment strategies that line up with their needs, goals, and risk tolerance and provide every client with targeted, comprehensive financial advice and portfolio analysis delivered with the highest level of personal service and professional integrity.  Crystal began her career in the financial industry in 2000 and she has served in multiple capacities.  In her former roles, she helped clients set up retirement programs, helped construct group educational seminars and assisted clients with their accounts.

Candidates for the ChFC® designation must complete a minimum of nine courses and 18 hours of supervised examinations.  They must also fulfill stringent experience and ethics requirements.  Candidates for the RICP® designation must complete a minimum of three college-level courses and are required to pass a series of two hour proctored exams.  They must also have three years of experience, meet stringent ethics requirements, and participate in continuing education.  The RICP® provides a foundation that assists her in helping provide advice on a broad range of retirement topics including income needs and objectives.

 
Away from the office

In addition to helping her clients, she is committed to helping her community. She organized several events to prepare and provide care packages to deployed service members of the Virginia Army National Guard and was a recipient of the Seven Seals Award (the highest honor for a civilian volunteer) from the Employer Support of the Guard and Reserve (ESGR). Crystal is a Richmond native and currently resides in Chesterfield County with her husband. In her spare time she trains for and competes in powerlifting meets and enjoys cooking and baking.