Focus

Jeff believes successful client relationships are built on the trust established by taking the time to develop a deep understanding of every client’s highest priorities. It’s more than just managing money. It’s about being a dependable resource for whatever his clients need in a timely manner. His goal is to coordinate, consolidate, and simplify clients’ lives to enable them to focus on what is most important to them and their families.

As a Private Wealth Financial Advisor who holds a Certified Investment Management Consultant (CIMC®) designation, Jeff helps analyze every aspect of his clients’ financial lives. This includes assets, liabilities and cash flow, current insurance coverages, and investment and tax strategies. With a precise understanding of a client’s current financial situation and having defined their objectives through the discovery process, he is then able to construct and implement a client approved portfolio specific to their needs. Jeff also assists clients in making the necessary adjustments to their plans as life events and estate/tax laws change. Although Jeff does not provide tax or legal advice, he is happy to coordinate with your tax/legal advisors.

His investment approach focuses on working with carefully selected money managers to help optimize risk-adjusted returns. He leverages his long-standing relationship with the members of the Wells Fargo Investment Institute’s Global Manager Research team to access and employ the Institute’s timely, actionable investment expertise in key areas such as global economic strategy, manager research, and tactical and cyclical asset allocation modeling in an effort to help clients achieve their goals.

Background and experience

Jeff is a Managing Director – Investments and has nearly 30 years of experience working with high-net-worth individuals and institutional investors. He utilizes a combination of wealth management strategies designed for capital preservation and potential wealth creation. He offers discretionary portfolio management for clients who seek the ability to build and maintain customized portfolios using a diverse selection of investments. His recommendations are objective and unbiased, and he utilizes an open architecture platform that provides his clients with access to thoroughly researched investment managers.

Prior to joining Wells Fargo Advisors, Jeff was a Financial Advisor for Sanford C. Bernstein & Co. He is a member of the Investments and Wealth Institute.

Away from the office

Jeff’s involvement in the local community includes serving as Chairman of the Board of Dignity Health California Hospital Foundation, as well as Chairman Emeritus for the Make-A-Wish Foundation of Greater Los Angeles. He lives in the Los Angeles area with his wife and loves to spend time with his family, which includes six children and three grandchildren. Jeff’s other interests include travel, trying new cuisines, and golf. CAR-0422-00066

CA Insurance License Number: 0D14107.
Resident State CA

Wells Fargo and Company and its Affiliates do not provide tax or legal advice. This communication cannot be relied upon to avoid tax penalties. Please consult your tax and legal advisors to determine how this information may apply to your own situation. Whether any planned tax result is realized by you depends on the specific facts of your own situation at the time your tax return is filed.

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

Focus

Vinnie offers his clients specialized investment planning experience that includes family wealth management, liquidity event planning, tax-efficient wealth transition and protection strategies. He focuses on learning what clients value most, helping them clarify their highest-priority goals and building a well-rounded plan designed to fit their personal objectives, risk tolerance and time horizon. 

With a background as a CPA, Vinnie is well positioned to understand changing tax laws and their potential implications for his clients. In addition, he advises corporate executives and small-business owners on issues related to business succession, liquidity events, concentrated stock positions, employee stock options, retirement plan structuring and asset management.

Background and experience

Vinnie has more than 15 years of experience in the financial services industry. As a CERTIFIED FINANCIAL PLANNERTM professional, Certified Exit Planning Advisor professional and Chartered Financial Consultant® designee, he brings an added level of knowledge to reviewing clients’ financial situation and recommending strategies targeted to their goals.  As a Certified Divorce Financial Analyst® professional, Vinnie is skilled at analyzing data and providing expertise on the financial issues of divorce. The role of the CDFA® professional is to assist the client and his or her attorney to understand how the decisions he or she makes today will impact the client’s financial future. 

Before joining Wells Fargo Advisors in 2014, Vinnie was a Senior Fiduciary Advisory Specialist at Wells Fargo Bank, where he worked with families to help them better understand their estate plans. Previously, he practiced as a CPA advising high-net-worth families and owners of privately held businesses on income tax and estate planning strategies and business consulting services. (He is not currently practicing as a CPA.)

Vinnie holds a bachelor’s degree in accounting from Santa Clara University and a master’s degree in business taxation from the University of Southern California.

Away from the office

A native of Los Angeles, Vinnie resides in the South Bay with his sons, Giovanni and Luca. Outside the office, Vinnie loves cooking, traveling, spending time with his family, and coaching his sons’ Little League baseball and youth soccer teams.

Vinnie is Co-Chair of the Dignity Health California Hospital Annual Professional Symposium and has served as a gala committee member for the hospital since 2015. He is also active in both the Santa Clara University and Loyola High School alumni associations as a committee member for organizing reunions and other local events.

Vinnie holds a black belt in Gracie Jiu Jitsu, representing his dedication to learning self-defense techniques that he shares with his fellow students. 


The use of the CDFA® designation does not permit Wells Fargo Advisors or its Financial Advisors to provide legal advice, nor is it meant to imply that the firm or its associates are acting as experts in this field. CAR-0423-01874

CA Insurance License: 0L72154
Resident State: CA

Focus

Kelly works with high-net-worth and ultra-high-net-worth clients and their families, helping them analyze every aspect of their financial lives. By discovering and elevating each client’s individual needs, Kelly helps build complex plans tailored around their short- and long-term goals while leveraging a team of advisors and specialists to assist with each client’s needs. As part of an ongoing review process, she tracks her clients’ plans and regularly meets with them to determine if any adjustments are needed to stay aligned with their goals.

She truly enjoys what she does because of her ability to listen, learn, understand, and simplify complexities for her clients. She is honored to be the gateway for their guidance, resources, and solutions. Given her 20+ years of experience at Wells Fargo, she is very knowledgeable and resourceful while helping connect her clients with the 80 different business lines within the Wells Fargo enterprise.

Kelly also works with middle-market business owners and helps advise them on issues related to business succession planning, liquidity event planning, wealth transition strategies, concentrated stock positions, and asset management.

Background and experience

Now a part of Wells Fargo Advisors where she, after over 23 years of experience working at Wells Fargo Bank, Kelly focuses on full balance sheet planning, including any potential debt or liabilities. She also can provide access to Wells Fargo affiliate products and services such as Wealth Planning, Private Banking, Trust and Fiduciary Services, and Insurance as well as various customized and more traditional lending products.

Kelly received her bachelor’s degree in international business and finance from Woodbury University. She is working toward obtaining her Certified Private Wealth Advisor (CPWA) designation.

Away from the office

Kelly lives in South Bay with her husband, Alex, and three children: Madison, Hunter, and Austin. In her free time, she enjoys traveling, cooking, and spending time with her family. Kelly was raised in Honolulu and speaks fluent Cantonese. She is the former Vice Chairman and current Emeritus Board Member of the Asian Pacific Community Fund and a member of the APCPAA (Asian Pacific CPA Association).  CAR-0323-03586


CA Insurance License: 0I77303  
Resident State: CA

Joy Ogbunamiri is a Client Performance Analyst who has more than 20 years of experience in the financial services industry as part of this team. Our clients always know that they will be greeted by Joy’s warmth and deep knowledge and understanding of their relationship. Her goal is to deliver the highest level of personal service and client support.

Joy obtained a Bachelor of Arts in Economics from Stanford University and holds a California insurance license. Away from the office, she enjoys spending time with her close-knit family, engaging in activities reflecting her Nigerian heritage, and cheering on her Los Angeles Clippers.CAR-0422-00066

CA Insurance License: 0K93612
Resident State: CA

Han Nah Kim is a Private Wealth Senior Registered Client Associate who has nearly 15 years of experience in the financial services industry. Han Nah has extensive experience in client service and operations. She takes a holistic approach to each client’s individual needs and believes in building caring relationships built on trust and integrity.

Han Nah has a genuine passion for helping others and, throughout her career has helped maintain a high level of service in a client-centric environment by providing operations and advisor support.

Han Nah studied at UCLA and holds a California insurance license. Away from the office, she enjoys trying new cuisine, traveling, and spending time with her adorable puppy. CAR-0422-00066

CA Insurance License: 0E46743
Resident State: CA

Elena has over 10 years of financial services experience. Her dedication to complex problem solving makes her a valuable asset to our clients and the team. She is solution oriented and always ready to assist with enthusiasm.

Elena was born and raised in China. Before coming to the US, she obtained a Bachelor’s in Accounting from Hubei University and a Masters in Accounting from Huazhong University of Science and Technology. Elena also worked for four years for the China Merchants Bank as a VIP Wealth Management Financial Advisor. Since coming to the US, Elena has earned a MBA from the University of Missouri, St. Louis, and a Masters in Communications Leadership at Maryville University. Elena is fluent in both Mandarin and English.

Elena likes to travel with her husband and their two young children. She also enjoys getting to know the local food scene and discovering more of the local outdoors. Elena and her husband are deeply committed and excited to raising their two children with the best of both cultures. CAR-0422-00066

Stacy joined Wells Fargo Bank, N.A. in 2009 and worked in various lines of businesses in an administrative capacity until joining the Germain DiCarlo & Wong Wealth Management team of Wells Fargo Advisors in 2022.  Stacy’s can-do attitude is a great asset to the team.  She works closely with her peers to ensure all administrative and operational needs are handled accurately and efficiently.  She also enjoys resolving client inquiries and supporting the team’s daily operations.

Stacy earned a Bachelor of Science in Mathematics from California State University, San Marcos.  Away from the office she loves spending time with her two sons and enjoys watching movies. CAR-0223-01609

Sara Gonzalez is a Senior Client Associate with 8 years of financial services experience with Wells Fargo. She joined the Germain DiCarlo & Wong Wealth Management team in November 2022. With an abundance of experience in financial and wealth services, Sara consistently provides best-in-class support for all clients and remains a reliable associate. Sara welcomes challenges with enthusiasm and strives to go out of her way to solve client issues. 

On her free time, Sara loves spending time with her family, hiking the LA County trails and travelling the world.  CAR-0323-01221