Simple When Possible. Sophisticated When Necessary.
Complex wealth does not mean every solution needs to be complex.
We believe in starting with straightforward strategies and considering more sophisticated approaches when they can serve a clear purpose within your wealth plan. The objective is not complexity. It is finding an appropriate strategy for the problem you are trying to solve.
We believe in starting with straightforward strategies and considering more sophisticated approaches when they can serve a clear purpose within your wealth plan. The objective is not complexity. It is finding an appropriate strategy for the problem you are trying to solve.
Bringing the Pieces of Your Financial Life Together
Your investments, career, business, taxes, estate considerations, and family priorities can influence one another. Our approach looks across these areas to help create a more coordinated wealth strategy.
Equity Compensation Planning
We help executives understand stock options, RSUs, restricted shares, concentrated company stock, vesting schedules, trading restrictions, and other considerations—and connect those decisions to their broader wealth plan.
Investment Management
We develop and manage investment strategies around your objectives, risk tolerance, income needs, existing holdings, and the other assets that make up your wealth.
Business Exit Planning
We help business owners evaluate how a potential sale or transition could affect their personal wealth, including investment, cash flow, estate, and wealth transfer considerations.
Pre-Liquidity Event Planning
For entrepreneurs and executives approaching an IPO, acquisition, merger, or other liquidity event, we help evaluate the financial decisions surrounding company equity and prepare for the transition from concentrated company wealth to personal wealth.
Retirement & Cash Flow Planning
We help evaluate how your investments, retirement assets, equity compensation, and other financial resources can work together to support your lifestyle and long-term objectives.
Estate & Wealth Transfer Planning
We help connect your wealth plan with your family priorities, legacy objectives, charitable interests, and estate strategy while coordinating with your legal and tax professionals when appropriate.
Tax-Efficient Planning
Taxes can influence decisions involving investments, equity compensation, concentrated stock, business interests, and wealth transfer. We consider those implications as part of the broader planning process and coordinate with your tax professionals when appropriate.
Risk Management
We help identify areas of financial risk—including concentrated positions and other significant exposures—and evaluate strategies within the context of your complete financial picture.
Understand the Details. See the Bigger Picture.
A stock option exercise can affect taxes, cash flow, investment risk, and retirement planning. The sale of a business can reshape your investment portfolio, income needs, and estate strategy. An IPO can transform concentrated company ownership into significant personal wealth.
These decisions should not be evaluated in isolation.
Our approach combines detailed analysis with a broader view of your financial life, helping you understand not only the decision in front of you, but how that decision may affect everything around it.
A Process Built Around Understanding
Understand
We begin with your goals, family, career or business, investments, equity compensation, and the financial decisions you are facing.
Analyze
We look closely at what you own, the choices available to you, and how the different pieces of your financial life connect.
Plan
We develop a wealth plan around your priorities and help you understand the strategies that may be appropriate.
Coordinate
When appropriate, we work with your attorneys, CPAs, and other professionals to help connect financial decisions across your broader wealth plan.
Review
We review your wealth plan, investments, priorities, and relevant financial considerations and make adjustments when appropriate.
Sophisticated Planning Should Still Be Understandable
Some wealth strategies can become highly technical. The explanation should not.
We believe you should understand what is being considered, why it may be appropriate, and the potential benefits, risks, and tradeoffs involved. Our role is to help make complex financial decisions easier to understand so you can make more informed choices about your wealth.
We believe you should understand what is being considered, why it may be appropriate, and the potential benefits, risks, and tradeoffs involved. Our role is to help make complex financial decisions easier to understand so you can make more informed choices about your wealth.