Define an ideal and acceptable lifestyle
Identify sources of income
Optimize spending and saving priorities
Develop and implement your plan
Implement retirement savings strategies
Design tax-efficient customized streams of income
Recommend spending strategies
Calculate required minimum distributions
Identify Social Security and Medicare strategies
Review portfolio holdings
Implement custom strategies
Employ cash flow strategies
Clarify your values, goals and objectives
Assess your current financial situation
Identify short-term and long-term financial priorities
Consolidate accounts and assets
Death of a loved one
Job change
Coping with Illness
Marriage
Birth of a child
Sudden income
Divorce
Review beneficiary and account titling
Implement trust, estate, and wealth transfer strategies
Establish philanthropic and gifting techniques
Customized risk management
Access life insurance and long-term care insurance
Design wealth replacement strategies
Through our Wells Fargo affiliates, you have access to banking and lending products and services including:
Securities-based financing
Residential mortgages
Home equity financing
Business financing
Set up college savings accounts
Implement 529 college savings plans
Coordinate collaborative meetings with CPA and Attorney
Review of legacy documents and tax returns
Implement tax-efficient investing strategies
Discuss various charitable techniques
Explore strategies to instill philanthropic values in the next generation
Planning consultations
With your chosen attorney
With your chosen tax advisor
With your family and loved ones
Corporate trustee services