Wealth Planning

Define an ideal and acceptable lifestyle

Identify sources of income

Optimize spending and saving priorities

Develop and implement your plan

Retirement and Income Solutions

Implement retirement savings strategies

Design tax-efficient customized streams of income

Recommend spending strategies

Calculate required minimum distributions

Identify Social Security and Medicare strategies

Portfolio Management

Review portfolio holdings

Implement custom strategies

Employ cash flow strategies

Personal Financial Organization

Clarify your values, goals and objectives

Assess your current financial situation

Identify short-term and long-term financial priorities

Consolidate accounts and assets

Life Transitions Strategies

Death of a loved one

Job change

Coping with Illness

Marriage

Birth of a child

Sudden income

Divorce

Estate Investment Planning and Philanthropy

Review beneficiary and account titling

Implement trust, estate, and wealth transfer strategies

Establish philanthropic and gifting techniques

Risk and Insurance Planning*

Customized risk management

Access life insurance and long-term care insurance

Design wealth replacement strategies

Liability Management** Liability analysis and optimization

Through our Wells Fargo affiliates, you have access to banking and lending products and services including:

Securities-based financing

Residential mortgages

Home equity financing

Business financing

Education Investment Planning

Set up college savings accounts

Implement 529 college savings plans

Coordination with Professionals*

Coordinate collaborative meetings with CPA and Attorney

Review of legacy documents and tax returns

Implement tax-efficient investing strategies

Charitable and Community Giving

Discuss various charitable techniques

Explore strategies to instill philanthropic values in the next generation

Planning consultations

With your chosen attorney

With your chosen tax advisor

With your family and loved ones

Corporate trustee services