You're not alone.
Advisory Services
Your investments are important. Advisory Services can help them receive the care they deserve.
Your investments can be professionally managed or a Financial Advisor can help you manage them yourself.
Wells Fargo Advisors programs allow flexibility to help you reach your goals.
Some investors enjoy managing their own plan. They are confident in their abilities and have the time to research and monitor their investments’ performance.
You’re not alone if you don’t fall into that category. Like many others, you may want to work with a professional by taking advantage of an advisory program.
You can save time and have a professional manage your investments when you use the services of an advisory program.
Advisory programs generally fall into two categories. One gives another party the power to make decisions for your account’s day-to-day management. This means you can allow a portfolio manager — in some cases your Financial Advisor — to decide when to buy, sell, and hold investments without consulting you.
Your portfolio manager will make decisions based on a variety of factors:
In the other program, you collaborate with your Financial Advisor. We will provide you with objective advice and guidance based on your needs, goals, and today’s investment environment, to help you make your own buy, sell, and hold decisions.
You can choose which advisory services program you implement. Wells Fargo Advisors offers an array of programs. You can decide what products you would like to have managed, such as mutual funds, exchange-traded funds (ETFs), stocks, bonds, and commodity-based investments.
We can discuss the programs with you and see what fits your situation – and what makes you feel more confident in helping you reach your goals.
Decide if you would like some extra help with making your investment decisions.
Make an appointment to talk with us about advisory accounts.
Your investments can be professionally managed or a Financial Advisor can help you manage them yourself.
Wells Fargo Advisors programs allow flexibility to help you reach your goals.
Managing investments
A lot may be riding on your investments: retirement, children’s or grandchildren’s education, your financial legacy. Your investment plan should get the attention it deserves.Some investors enjoy managing their own plan. They are confident in their abilities and have the time to research and monitor their investments’ performance.
You’re not alone if you don’t fall into that category. Like many others, you may want to work with a professional by taking advantage of an advisory program.
Using an advisory program
You can save time and have a professional manage your investments when you use the services of an advisory program.
Advisory programs generally fall into two categories. One gives another party the power to make decisions for your account’s day-to-day management. This means you can allow a portfolio manager — in some cases your Financial Advisor — to decide when to buy, sell, and hold investments without consulting you.
Your portfolio manager will make decisions based on a variety of factors:
- Your long-term objectives
- The time you have to reach your objectives
- Your risk tolerance
In the other program, you collaborate with your Financial Advisor. We will provide you with objective advice and guidance based on your needs, goals, and today’s investment environment, to help you make your own buy, sell, and hold decisions.
Fee replaces commissions
So how can an advisory account differ from a traditional brokerage account? One difference is how you pay for the services you receive. In an advisory account program, you generally pay a fee. This is often charged on a quarterly basis based on a percentage of your account’s value. In a traditional brokerage account you would pay a commission for each transaction.Flexible range of alternatives
You can choose which advisory services program you implement. Wells Fargo Advisors offers an array of programs. You can decide what products you would like to have managed, such as mutual funds, exchange-traded funds (ETFs), stocks, bonds, and commodity-based investments.
We can discuss the programs with you and see what fits your situation – and what makes you feel more confident in helping you reach your goals.
Next steps
Decide if you would like some extra help with making your investment decisions.
Make an appointment to talk with us about advisory accounts.
Harland Jacobs
Financial Advisor
Email Address
Harland.Jacobs@wellsfargo.comPhone Number
(239) 594-2438As a Financial Advisor with Wells Fargo Advisors, I can offer you a wide range of services, from helping you select individual investments to developing a retirement plan. With access to a broad array of resources - including Wells Fargo Investment Institute research analysts and economic and market strategists - I can help you make informed investment decisions based on your specific needs.
Contact me if you'd like me to help you develop strategies for pursuing your financial goals.
CA Insurance License Number: 0M60584. Resident State FL
Wells Fargo Investment Institute, Inc. is a registered investment adviser and wholly-owned subsidiary of Wells Fargo Bank, N.A., a bank affiliate of Wells Fargo & Company.
Our Services
Your investments should work together to help you reach your financial goals. You have access to many investment products and services. Here are some we offer to help you build your plan for the future and for now.
Retirement Plan Distribution Options
If you’re changing jobs or retiring, you’ll need to decide what to do with assets in your qualified employer-sponsored retirement plan. These savings can represent a significant portion of your retirement income, so it’s important you carefully evaluate all of the options.Advisory Services
Our Advisory Services can help you save time managing investments. Find out how we can offer financial guidance and help you keep up with the markets. Our programs allow flexibility in how much your professional portfolio manager does for you or with you.Business Services
Your company is one of your most important assets. It’s the product of your hard work. We can offer your business a variety of customized products and services, from employee benefit plans to insurance and help with succession planning.College Savings Plans
Saving up to pay for your child’s college education doesn’t have to interfere with your retirement goals. 529 plans and trust funds are designed to help parents and grandparents save for a child’s education. Planning for retirement, managing your investment portfolio, and funding a college education is a balancing act. The trick is to plan ahead.Estate Planning Services
Everyone could use an estate plan. It’s not about what you own – but putting you in control. Estate planning can often be fairly simple with professional help. Sometimes it’s more complex. Make an appointment with us to talk about your estate planning goals.Individual Retirement Accounts (IRA)
Find out ideas on how we can help you reach your retirement goals with an IRA. Even if you already contribute to a qualified employer-sponsored retirement plan (QRP), you should consider investing in an IRA. It can help supplement those savings and give you access to a wider range of investments.Insurance
Insurance can play a key role in helping preserve your assets and achieve your financial goals. Plan to help protect all aspects of your financial life: family, business, retirement, and legacy. Consider how insurance can help protect the people and causes you care about the most.Investment Products
Developing your investment plan includes choosing which products and services might help you meet your financial goals. We can discuss what might work for your situation and help you feel confident as you work toward achieving your goals.Retirement Planning
Creating a plan can help you stay focused, plan for challenges, and make choices that work for you. Find out how to create and manage your retirement plan. We’ll look at your whole picture. Together, we’ll prioritize your goals for the future and map out a financial course to help you achieve them.All investing involves risk, including the possible loss of principal.
Advisory programs are not appropriate for all investors. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services. There are minimum account size requirements for these programs.
Please consider the investment objectives, risks, charges and expenses carefully before investing in a 529 savings plan. The official statement, which contains this and other information, can be obtained by calling your financial advisor. Read it carefully before you invest.
Wells Fargo and Company and its Affiliates do not provide tax or legal advice. This communication cannot be relied upon to avoid tax penalties. Please consult your tax and legal advisors to determine how this information may apply to your own situation. Whether any planned tax result is realized by you depends on the specific facts of your own situation at the time your tax return is filed.
Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.
Investment expertise and advice in an effort to help clients succeed financially
