Timothy Erday is the Founder and Senior Financial Advisor of Harbour Bridge Wealth Management Advisors, a premier wealth management practice associated with Wells Fargo Advisors Financial Network, specializing in comprehensive financial solutions for high-net-worth individuals and multi-generational families. Since establishing the company in 2004, Erday has built Harbour Bridge into a thriving enterprise that manages over $1.25 billion in assets and supports a team of 11 financial advisors, as of May 31, 2025.

With over two decades of experience in wealth management, Erday focuses on helping affluent families navigate complex financial landscapes while simplifying their busy lives to achieve improved long-term outcomes. Under his leadership, Harbour Bridge has evolved from a single-advisor practice into a diversified financial services business renowned for its personalized approach to multigenerational wealth planning. Erday understands that wealth creation naturally evolves into a desire to make meaningful impact, and he guides families in supporting their philanthropic interests while simultaneously passing both financial resources and core values to future generations.

Erday holds a Bachelor of Science in Finance from Ithaca College and is a graduate of Harvard Business School's prestigious Program for Leadership Development (PLD). His educational foundation, combined with extensive industry experience, enables him to provide sophisticated financial strategies that encompass not only wealth preservation and growth, but also strategic philanthropy and values-based legacy planning tailored to each family's unique vision for helping others.

Through Harbour Bridge Wealth Management Advisors, Erday continues to expand the practice’s capabilities while maintaining its core commitment to delivering exceptional service and strategic guidance to families seeking to preserve and grow their wealth across generations while making a positive difference in their communities and causes they care about.

California Insurance License # 0D67760 Resident State: NJ

Daniel  brings over 39 years of financial services experience to Harbour Bridge Wealth Management Advisors, coming from Wells Fargo Advisors where he has been managing the financial affairs of families as a Vice President and Investment Officer of the firm.  He began an amazing career working on the futures business for Merrill Lynch, Pierce Fenner & Smith in the World Financial Center in New York City, where he eventually managed the Global Execution Desk.  

As the industry matured, and the Financial Advisory Sector began to develop, he chose to pursue a path helping executives with whom he worked on their own investment planning needs.  Upon leaving Merrill Lynch, he pursued an opportunity to begin a career as a Financial Advisor with AG Edwards working in the Metro NY Area.   During his time with AG Edwards, which was subsequently acquired by Wachovia Securities, and finally by Wells Fargo Advisors, he has developed a business working with affluent families helping prepare them for education, retirement, and charitable planning.  This path has helped  families transition wealth to the next generation, which has been a cornerstone and source of pride over the course of his career.

Throughout his time in financial services, Dan has been seen as a tremendous source of information for younger advisors and has been frequently asked to provide mentor and counsel to as they developed their own careers in the financial services industry.  Dan was a student at St. Josephs University in Philadelphia, which catalyzed his interest in math and finance.  Dan is a lifelong learner, and devotes quite a bit of time to his charitable interests such as Habitat for Humanity, Rebuild New York, The Red Cross and many local charities.  Dan also enjoys an active lifestyle with his family and friends and in his down time loves to be outdoors.

For over 30 years, Michael has enjoyed serving his clients’ wealth planning needs and cherishes his role as their trusted financial steward.  It is an honor and a responsibility that he does not take lightly. 

Throughout his 30+ year career, Michael has taken great joy in assisting his clients in navigating the complexities of life’s major milestones—purchasing a home, educating children, paying for weddings and preparing for retirement. His goal is for each of his clients to achieve their goals and dreams. Michael has found his career to be his calling, and his long- term success allows him to continue the meaningful relationships that he’s built with his clients over the years.

Serving as a financial educator to his clients has always been an important part of his practice; focusing on Asset Allocation/Diversification, Retirement Planning, Estate Planning strategies, Insurance Protection, and Asset Preservation. We believe clients appreciate his empathetic nature and willingness to take the time to explain (and ability to convey) complex concepts & ideas in a straightforward and easily understandable fashion.

Michael began his financial services career as an operations specialist with Prudential Securities.  In 1994 he joined Pershing (Division of D.L.J.) where he worked in the equity research department.  He then transitioned back to Prudential Securities in 1997 where he embarked on his career as a financial advisor. Michael has served Westfield area investors with Wells Fargo Advisors for the past 28 years and he looks forward to helping them meet their financial goals for many more years to come. Michael is currently a Managing Director of Investments with Wells Fargo Advisors Financial Network.

Prior to joining the industry, Michael graduated with a bachelor’s degree in finance from St. John’s University. Michael currently holds Series 7, 63 & 65 securities licenses, as well as Life, Health & Accident Insurance registrations.

Away from the office Michael enjoys golfing, hiking & traveling. He is currently a member of Plainfield Country Club.  Michael, his wife Toni and their two children Michael and Nicholas live in Westfield, NJ.

Gail Miller is a Senior Financial Advisor with 40 years' experience. Her degree in education helps her to effectively educate and communicate the basics of investing, the understanding of how various investments work, as well as the risks vs rewards of different strategies.

Creating wealth does not just happen. Gail works closely with clients to create an appropriate portfolio that helps address each client's specific needs for income, growth, estate planning strategies and retirement. She strives to help clients make their goals a reality.

Gail graduated from New York University with a Bachelor of Science degree in Teaching. She was a math teacher for several years prior to coming into the investment business.

Gail currently lives in Ramsey New Jersey in a 55 and over community. She has served the community as a member of the social committee as well as the finance committee.

Gail has three sons and seven grandchildren. Two of her sons live in neighboring towns, the other lives in Florida. Two of her seven grandchildren are in college and three are preparing for college.

Gail used to be an avid skier and tennis player as time went by, she added golf to her activities. She is a member of Edgewood Country Club in River Vale, New Jersey and has been a member for over 25 years. Gail also enjoys Contract Bridge, Canasta and Mah Jongg

Howard Miller has an BS from Emory University and an MBA in finance from Columbia University. After graduating Columbia, he worked his way up as a private equity analyst and investment banker with Deutsche Bank. During this time, he learned real-life lessons of corporate finance in the board room, the investment room and the drawing room.

After years in finance, in 2000 his entrepreneurial spirit led him out of corporate finance and into the dot com world where he founded Sublet.com, highly successful digital rental web service that competed with likes of Craigslist, Expedia and later Airbnb. During this time Howard applied his lessons from business school and corporate finance to build, grow and make a business profitable. His experience as an internet entrepreneur, CEO and founder has given him invaluable insight as to what will make a technology company successful.

After 20 years driving the success of Sublet.com, in 2020 Howard exited his creation with its sale to its European competitor. After a few months of retirement, his wife nicely “suggested” that he get back to work. Soon after, Howard returned to finance to co-found “Miller Wealth Managers”, a wealth management practice that operates within Wells Fargo Advisors Financial Network.

As a financial advisor and wealth manager, Howard’s goal is to understand each client’s complete financial picture. Every client has unique financial needs, objectives, and risk profile. Once evaluated, he will work with the client to determine the most appropriate wealth plan and investment strategy. The main objective is always to help reduce risk and build wealth; how this is achieved will differ based on the risk profile and objectives of the client.

Howard and his wife Tracey have 3 children and 2 Bernese Mountain Dogs and live in Wyckoff, NJ. His eldest son, Sebastian, is an engineering student at Cornell University. His daughter, Eliana, is a pre med freshman at Tufts University. His youngest son, Jonah, has autism and attends the special needs program at Indian Hills High School in Oakland, NJ.

Jonathan Rochlin is committed to offering sound financial advice and value-added service to investors, always striving to build long-term relationships founded on mutual trust and respect. By focusing on long-term investment approach, he assists clients in developing and implementing strategies to build wealth and achieve their financial goals.

Helping clients achieve their financial goals is Jonathan’s primary mission. Ensuring that wealth continues to support his client’s established goals requires careful, ongoing planning. This process is not a one-time event but an evolving strategy that adapts as life circumstances change. That’s why Jonathan works closely with each client to design comprehensive investment strategies tailored to their specific needs and goals. Depending on the client’s stage in life, he collaborates with other financial professionals to develop and implement strategies for savings, investment, retirement income planning, and estate planning.

Before joining Wells Fargo Advisors in 2013, Jonathan spent seven years as an advisor at Merrill Lynch. Prior to becoming a financial advisor, he worked for 18 years on the institutional side of Wall Street, managing global projects and multiple product lines at renowned firms such as Bear Stearns, Prudential Securities, Morgan Stanley, Credit Suisse and JPMorgan Chase. He holds a Bachelor of Arts degree in Government from Clark University and an MBA with double major in Finance and Marketing from the Leonard N Stern School of Business at NYU.

Outside the office, Jonathan is actively involved in his local community, participating in various civic and community organizations. He has served on the boards of Temple Avodat Shalom, the Jewish Federation of Northern New Jersey, the River Edge Chamber of Commerce, and the Eisner & Crane Lake Camps. Jonathan and his wife, Laurie, reside in River Edge, NJ with their children, Theo and Mia.

Viviana P. Santiago is a professional in the Financial Services industry. Viviana’s philosophy is to know as much as possible about the client personally, beyond their financial profile and to be judged on how well she delivers personalized solutions rather than by the incremental performance of the capital markets.

With access to the vast resources of Harbour Bridge Wealth Management Advisors and Wells Fargo Advisors Financial Network, she is extraordinarily positioned to provide the necessary financial tools and solutions to help her clients prepare for and enjoy a successful retirement lifestyle.

Viviana received a Certified Retirement Counselor® designation from The International Foundation for Retirement Education [InFRE]. She is Series 7, 9,10, 63 and 65 securities licensed as well as Life, Variable and Health insurance licensed. She attended St Peter’s College in Englewood majoring in Business and Marketing with a minor in Economics and received a fellowship at The Hispanic Women’s Leadership Institute at Rutgers University.

Viviana is an avid tennis player and enjoys the strategy of a good doubles game. She is an active volunteer at St Cassian Church in Montclair, New Jersey as a lector and member of the Parish Council. She is fluent in Spanish and conversant in French, Italian and Portuguese.

For Jeffrey Yoanides, investing means a lot more than buying and selling stocks. Throughout his career in the financial services industry, Jeffrey has spent a lifetime investing in his clients and ensuring that he was always focused on continued innovation and education.  Jeffrey has always been seen as a leader in his field and offered his vast knowledge to anyone who asked for guidance or advice. 

His storied career began when he was the owner of several service stations and learned the true meaning of hard work, by living through the peaks and valleys of business ownership and many economic cycles.  Upon the successful sale of his business, he decided to pursue a new path and began an opportunity at A.G. Edwards as an investment professional. Many years later, AG Edwards was acquired by Wachovia Securities and then by Wells Fargo Advisors. Most recently,  Jeffrey ultimately made the decision to bring his lifetime of experience to Harbour Bridge Wealth Management Advisors, in order to further provide his clients with boutique quality service, while maintaining access to the vast resources of Wells Fargo and its affiliates.

‘Papou Jeffrey’ and his wife, Yia-Yia love their blended family, which consists of five adult children – Jill, Lynn, Jennifer, Irene & Nicholas – along with five grandchildren – Mikey, Ryan, Gabrielle, Julia and Alexa. The whole gang lives in New Jersey, which, as you can imagine, keeps them pretty busy! He also enjoys building model airplanes, traveling to Greece to see his extended family and can often be found playing guitar, electric bass, saxophone, or listening to jazz music.

Katie is a seasoned financial professional with a career spanning over 25 years, dedicated to crafting bespoke client experiences that define and set apart her practice. Her expertise lies in goals-based wealth management, specializing in retirement, education, legacy, and various life objectives. Committed to the highest standards of professionalism and ethics, she prioritizes exceptional client service at every stage.

Her journey in finance commenced as a Municipal Bond Trader for Merrill Lynch, navigating the New York and Dallas markets. Alongside this role, she pursued higher education at New York University, earning both an MBA and a master's in information systems. Katie furthered her career as a Municipal Bond Product Specialist and senior technology advisor at John A Levin and Company before establishing her own consultancy, KLB Partners, focusing on technology solutions for small businesses while raising her three children.

In 2017, Katie joined Wells Fargo Advisors, transitioning to the Wells Fargo Advisors Financial Network office in 2022, bringing her wealth of experience and dedication to her clients' financial well-being.

Outside her professional endeavors, Katie cherishes family time with her husband Toby, their three children, and their beloved dog Riley. They engage in various activities, from tennis at the park to winter skiing, maintaining both physical and mental vitality. Additionally, Katie actively contributes to her community through volunteering efforts with Oasis – a refuge for women in Paterson, New Jersey, and the IronMatt Foundation, advocating against childhood cancer. Her lifelong commitment to service continues to shape her personal and professional endeavors.
 

Elizabeth Dotson is a Senior Client Service Associate at Harbour Bridge Wealth Management Advisors, where she plays a central role in delivering an exceptional client experience and supporting the practice’s commitment to high-touch, personalized service for its private wealth clients. With a career rooted in client relationship management and operational excellence, Elizabeth is dedicated to ensuring that every client interaction reflects the practice’s values of responsiveness, professionalism, and trust.

Before joining Harbour Bridge, Elizabeth spent several years at Tiffany & Co., where she led a team within the Business Customer Gift Program, managing corporate accounts and delivering bespoke gifting solutions for high-profile clients. Working out of the company’s offices in both New York City and New Jersey, she developed a deep understanding of luxury service standards, project coordination, and the importance of discretion when serving distinguished clientele.

Elizabeth’s professional experience also includes roles in the financial services industry, where she supported advisors, managed complex account needs, and coordinated seamlessly across internal teams. Her meticulous attention to detail, proactive approach to problem-solving, and ability to anticipate client needs have made her a trusted resource for both clients and colleagues.

At Harbour Bridge, Elizabeth oversees a wide range of client service activities, from account administration and documentation to scheduling, communications, and coordination of client reviews. She is committed to building long-term relationships grounded in reliability and discretion, ensuring that clients receive the highest standard of care and support at every stage of their financial journey.

Elizabeth lives in East Hanover, NJ and enjoys beach time with her family, concerts and live music, and supporting her children’s sports teams. She is passionate about creating meaningful connections, both in her professional role and within her community, reflecting her belief that exceptional service is as much about understanding people as it is about managing details.

Nini joined Harbour Bridge Wealth Management Advisors in 2024 as a client service associate. Nini manages the day-to-day operations, opening accounts, solving specific client-related issues, responding to client inquiries, assisting clients account balances, account-related details and general support.

Nini was born and raised in Tbilisi, Georgia. Beyond the professional role, Nini loves spending time with her family and friends, playing tennis, travelling in different countries, going to the gym and maintaining a healthy lifestyle.

Working in wealth management was always her main goal. Nini loves working with other professionals and with people who want to develop their financial experiences and make their goal a reality.

Sydney Margreither brings a strong blend of operational expertise and client service experience to Harbour Bridge Wealth Management Advisors. She joined the practice from Stifel Nicolaus Financial, where she excelled in branch operations, overseeing daily cashiering functions, client account administration, and coordination between advisors and the home office.

Recognized for her attention to detail, organizational skills, and collaborative approach, Sydney is an invaluable asset in supporting both clients and colleagues.

A graduate of Ramapo College of New Jersey with a Bachelor’s degree in Sociology, Sydney was an active member of Sigma Delta Tau Sorority, where she helped organize community service initiatives and served as a Panhellenic representative.

Outside of work, Sydney enjoys staying active through fitness classes, traveling to, and exploring national parks with friends, and spending time with her family.

Christine Welby is a Senior Client Service Associate at Harbour Bridge Wealth Management Advisors. She has spent the better part of her 20-year career in customer service, working in the Retirement Plan Service Group of John Hancock and NY Life Insurance Company, as well as most recently with Tiffany & Co., helping to build out the sales and client satisfaction team for the luxury goods company through its acquisition by Moet Hennessy Louis Vuitton. Christine brings that experience to her role in helping to simplify the complexity within the lives of affluent families and to make things easier every day for those we serve.

Christine is very familiar with helping families manage the competing demands of being on-point at work while managing the complex schedules of their family. She has four children who keep her and her husband busy as they balance the many moving parts while always enjoying time with their beloved dog, Milo. She looks forward to helping your family find financial confidence in managing your life complexities.

Christine Vogt is a Client Service Associate & Portfolio Administrator at Harbour Bridge Wealth Management Advisors, bringing over two decades of experience in financial services, alternative investments, and a career dedicated to supporting private equity clients through every stage of the investment lifecycle. Prior to joining Harbour Bridge, Christine spent more than 20 years at Albion Investors, where she was an integral member of the firm’s private equity advisory practice, providing expertise in due diligence, portfolio monitoring, and financial reporting for a wide range of client portfolios.

With a professional background shaped by her early work at The Blackstone Group, L.P., Christine developed a strong foundation in financial reporting for private equity funds. Over the course of her career, she has built a reputation for delivering thoughtful investment recommendations, managing complex projects, and cultivating long-term client relationships. Her approach combines rigorous financial analysis with a deep understanding of client needs, enabling her to collaborate effectively with senior investment professionals, internal teams, and stakeholders to achieve targeted outcomes.

Christine earned her Bachelor of Science in Finance from Villanova University. She lives in Chatham, New Jersey, and values the time she spends traveling with her family, particularly their annual ski and beach trips. A lifelong animal lover, she actively supports the St. Hubert’s Fostering Program, reflecting her commitment to making a positive impact in her community.