Howard L. McMillan, III, CEPA
Private Wealth Financial Advisor
Managing Director - Investments
Phone: 703.760.5486
Email: howard.mcmillan@wellsfargo.com
Howard L. McMillan, III is a Managing Director-Investments, and Private Wealth Financial Advisor Wells Fargo Advisors in the Greater Washington DC area with offices in McLean, Virginia. Howard and his team focus on helping a select group of high-net-worth families and institutions preserve and grow their wealth through a holistic, planning-driven process focused on cash flow, risk management and portfolio optimization. He is supported by a group of highly experienced specialists and offers securities brokerage, investment management and investment planning, access to estate planning strategies, and insurance solutions available through the firm’s affiliates. *
He is part of the firm's 2023, 2022, 2021, 2020, 2019, and 2015 Wells Fargo Advisors Platinum council, a distinction** that reflects Howard's achievement of professional success by meeting or exceeding Wells Fargo Advisors' highest standards as measured by one or more of the firm's criteria for revenue generation, educational attainment and client-service best practices.
Before joining Wells Fargo Advisors in 2008, Howard spent eight years at UBS in Washington DC as a Vice President in the Wealth Management and Corporate Institutional Services Group. Before UBS, Howard spent nine years at a regional bank in Washington DC where he was Vice President and Director of Sales and Trading.
Howard is a past Secretary and Treasurer for the Washington Association of Money Managers. He has also served on several non-profit boards and continues to be active in his community. He lives in Northern Virginia with his wife and two children.
**The Platinum Council distinction is held by a select group of Financial Advisors within Wells Fargo Advisors as measured by one or more of the following: completion of educational components, business production from the previous year, and professionalism. Additional consideration may have included best practices and team structure. * Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.
He is part of the firm's 2023, 2022, 2021, 2020, 2019, and 2015 Wells Fargo Advisors Platinum council, a distinction** that reflects Howard's achievement of professional success by meeting or exceeding Wells Fargo Advisors' highest standards as measured by one or more of the firm's criteria for revenue generation, educational attainment and client-service best practices.
Before joining Wells Fargo Advisors in 2008, Howard spent eight years at UBS in Washington DC as a Vice President in the Wealth Management and Corporate Institutional Services Group. Before UBS, Howard spent nine years at a regional bank in Washington DC where he was Vice President and Director of Sales and Trading.
Howard is a past Secretary and Treasurer for the Washington Association of Money Managers. He has also served on several non-profit boards and continues to be active in his community. He lives in Northern Virginia with his wife and two children.
**The Platinum Council distinction is held by a select group of Financial Advisors within Wells Fargo Advisors as measured by one or more of the following: completion of educational components, business production from the previous year, and professionalism. Additional consideration may have included best practices and team structure. * Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.
Josh Williford, MS in Finance, CEPA
Josh Williford is a Client Associate with Wells Fargo Advisors in the Greater Washington DC area with offices in McLean, Virginia. Josh brings an abundance of wealth planning and portfolio management experience to the team as he has been a part of several different types of financial services firms throughout his career. Mr. Williford specializes in portfolio analysis and construction, investment analysis, performance monitoring, financial modeling, manager due diligence, and investment planning.
Prior to joining Wells Fargo Advisors, Josh was the Director of Portfolio Management for a large Registered Investment Advisory firm in Columbia, Maryland for many years. Mr. Williford earned a Master of Science in Finance from American University in Washington, DC. He also earned a Bachelor of Science in Business Administration (Finance Concentration) from Frostburg State University where he graduated Cum Laude.
Josh grew up and still resides in Maryland with his fiancée. In his free time, Josh is an avid golfer, traveler, and enjoys playing with his Golden Retriever, Jasper.
Prior to joining Wells Fargo Advisors, Josh was the Director of Portfolio Management for a large Registered Investment Advisory firm in Columbia, Maryland for many years. Mr. Williford earned a Master of Science in Finance from American University in Washington, DC. He also earned a Bachelor of Science in Business Administration (Finance Concentration) from Frostburg State University where he graduated Cum Laude.
Josh grew up and still resides in Maryland with his fiancée. In his free time, Josh is an avid golfer, traveler, and enjoys playing with his Golden Retriever, Jasper.
Steven Ludwig
Steven Ludwig is a Senior Registered Client Associate who provides supports for clients. Steven assists clients in managing a diverse range of services, including account maintenance, transaction processing, and assists in account-related inquiries with efficiency and precision.
Before joining the team, Steven was a Relationship Banker where he built relationships with clients by understanding their needs and providing tailored solutions. Steven brings a deep knowledge of financial products and a meticulous attention to detail. He also has a background in the Army, where he served eight years.
In his free time, Steven enjoys being outdoors and staying active. He also enjoys spending time with his wife and son in Virginia.
Before joining the team, Steven was a Relationship Banker where he built relationships with clients by understanding their needs and providing tailored solutions. Steven brings a deep knowledge of financial products and a meticulous attention to detail. He also has a background in the Army, where he served eight years.
In his free time, Steven enjoys being outdoors and staying active. He also enjoys spending time with his wife and son in Virginia.