As a Fundamental Choice Portfolio Manager, Michael Avery is able to manage investments on a discretionary basis focusing on creating customized portfolios using a blend of fundamental and quantitative research, with the goal of meeting each client's specific financial goals. He creates a personalized investment plan that is guided by the client's long-term objectives and risk tolerance. 

Kimberly Hunter, Randy White, and John Ringgenberg are Senior PIM^® Portfolio Managers and work to meet clients' specific investment goals through customized portfolio management. To become a PIM® portfolio manager, they have met stringent criteria based on experience and expertise and act as a personal portfolio manager.

^{The PIM® program is not designed for excessively traded or inactive accounts and is not appropriate for all investors. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services. The minimum account size for this program is $50,000.}

Kimberly Hunter and Susan Inwood have earned the CIMA^® certification. They are among a select group of professionals who have earned this internationally recognized credential. To earn the CIMA^® certification, they completed an intensive educational program and final examination covering modern portfolio theory, asset allocation, manager search and selection, investment policy, and performance measurement. 

Kimberly Hunter and Randy White have earned their CEPA® certifications. This certification educates professional advisors on how they can support the success of business owners and help them maximize the value of their enterprise through a sale or transition on their terms.

Kimberly Hunter, Randy White and Michael Avery have earned their SE-AWMA^® certifications. This credential provides advisors with knowledge of how to analyze and evaluate numerous wealth planning strategies, including qualitative planning, trusts, investments, retirement benefits, cash flow and tax planning, business and estate planning, and how to customize plans and solutions for each client’s unique circumstances.

John Ringgenberg is a CERTIFIED FINANCIAL PLANNER^® professional. To earn his CFP^® certification, he completed hundreds of hours of rigorous courses and examinations. These courses were followed by a comprehensive examination administered according to the Certified Financial Planner Board of Standards.
 

^{Certified Financial Planner Board of Standards Inc. owns the certification marks CERTIFIED FINANCIAL PLANNER® and federally registered CFP® in the U.S. which it awards to individuals who successfully complete CERTIFIED FINANCIAL PLANNER® Board's initial and ongoing certification requirements.}

As a Chartered Life Underwriter^® (CLU^®), John Ringgenberg has demonstrated an in-depth knowledge of life insurance underwriting concepts and life insurance law within the context of overall risk management, the necessary knowledge to help clients address their estate planning needs, and an understanding of solutions addressing the life insurance underwriting needs of business owners and professionals.

John Ringgenberg has earned his Chartered Financial Consultant (ChFC^®) designation. A Chartered Financial Consultant is a professional designation representing the completion of comprehensive coursework, examinations and practical experience on advanced financial topics such as estate planning and employee benefits planning.

Michael Avery has earned his Chartered Retirement Planning Counselor (CRPC^®) designation which focuses on building an in-depth knowledge of clients' needs both before and after retirement. As a Chartered Retirement Plan Counselor^®, Michael focuses on client centric problem solving as they assist clients planning for the entire retirement planning process, including planning for multiple financial objectives, identifying sources of retirement income, building personal savings, taking advantage of employer-sponsored retirement plans, planning for tax efficient investing, projecting and meeting retirement cash flow needs, asset management and estate investment planning.