Working with CFP® Professionals


CERTIFIED FINANCIAL PLANNER™ professionals John K. Debczak, Managing Director Investment Officer, and Robert J. Sullivan, Executive Vice President, have completed extensive training and are held to one of the highest ethical and educational standards. As CFP® professionals, we strive to understand the complexities of the changing financial climate and are required to make investment planning recommendations in our clients’ best interest.

Therefore, no matter where you are in life, we believe you’ll find confidence in working with our CFP® professionals to evaluate your finances and develop a comprehensive plan for your financial future.

Qualifications of a CFP® Professional


To earn the CFP® certification from the Certified Financial Planner Board of Standards, Inc., we have met rigorous education, examination, experience, and ethics requirements.
Education
In order to take a more comprehensive approach to meeting our clients’ financial needs, we have completed training on nearly 100 integrated financial topics, including insurance planning, risk management, employee benefits planning, retirement planning, and estate planning strategies.
Experience
In order to fulfill the CFP® certification, we have shown that we have sufficient work experience in at least one of the six key areas of financial services.
Examination
Our CFP® professionals have passed the CFP® Certification Examination, which is scheduled to take 10 hours to complete and test each candidate’s knowledge, comprehension, application, analysis, and synthesis of financial topics specified by the CFP Board.
Ethics
We are required to adhere to the CFP Board’s Code of Ethics and Professional Responsibility. We must also acknowledge the CFP Board’s right to enforce this code of ethics and practice standards.
Debczak Wealth Management of Meridian Wealth Management Group

Investment and Insurance Products are:

  • Not Insured by the FDIC or Any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

This information is intended for use only by residents of (AR, AZ, CA, CO, CT, DC, DE, FL, HI, IL, MA, MD, ME, MN, MT, NC, NE, NH, NJ, NY, PA, SC, TN, TX, UT, VA, WV). Securities-related services may not be provided to individuals residing in any state not listed above. Please consult with the FA as s/he may not be registered in all states.

For parties residing outside of the U.S., this information is: (i) provided for informational purposes only, (ii) not and should not be construed in any manner as an offer to participate in any investment or to buy or sell any securities or related financial instruments, and (iii) not and should not be construed in any manner as a public offering of any financial services, securities or related financial instruments. Products and services listed may not be available, or may have restrictions, depending on client country of residence.

Investment products and services are offered through Wells Fargo Advisors Financial Network, LLC (WFAFN). Wells Fargo Advisors is the trade name used by Wells Fargo Clearing Services, LLC and WFAFN, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company. Any other referenced entity is a separate entity from WFAFN.

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

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