# Calculators

How much retirement income will you need? How much life insurance is enough? What type of IRA is right for you?

Our financial calculators are designed as educational tools to help you estimate answers to common financial questions. They are not intended to predict future returns or results. Simply click on one of the general financial topics below and you'll find a selection of easy-to-use calculators about related financial topics.

These calculators are hypothetical examples used for illustrative purposes and do not represent the performance of any specific investment or product. Rates of return will vary over time, particularly for long-term investments. Investments offering the potential for higher rates of return also involve a higher degree of risk of loss. Actual results will vary.

## Risk Management

### Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

### LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

### Disability Income Insurance

How much Disability Income Insurance do you need?

## Cash Management

### Net Worth

A balance sheet summarizes your assets and liabilities and reveals your net worth.

## Saving & Investing

### College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

### Savings Goals

How much do you need to save each year to meet your long-term financial goals?

### Savings Accumulation

Estimate the future value of your current savings.

### Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

## Taxes & IRAs

### Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

## Retirement & Inflation

### Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

### Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

### Retirement Plan Early Distribution

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

### Retirement Portfolio Lifespan

How Long Will Your Funds Last?

This information is intended for use only by residents of (AL, AR, CA, CO, CT, DC, FL, GA, ID, IL, IN, KY, LA, MA, MD, MI, MO, MS, NC, NY, OH, OK, SC, TN, TX, UT, VA, WI). Securities-related services may not be provided to individuals residing in any state not listed above. Please consult with the FA as s/he may not be registered in all states.

For parties residing outside of the U.S., this information is: (i) provided for informational purposes only, (ii) not and should not be construed in any manner as an offer to participate in any investment or to buy or sell any securities or related financial instruments, and (iii) not and should not be construed in any manner as a public offering of any financial services, securities or related financial instruments. Products and services listed may not be available, or may have restrictions, depending on client country of residence.

Investment products and services are offered through Wells Fargo Advisors Financial Network, LLC (WFAFN). Wells Fargo Advisors is the trade name used by Wells Fargo Clearing Services, LLC and WFAFN, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company. Any other referenced entity is a separate entity from WFAFN.

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

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