After a decade of experience in financial services with concentrations in both accounting previously and investment planning currently, I have garnered a passion for helping clients address their financial needs by tailoring strategies around each individual's specific situation. Obtaining both the CERTIFIED FINANCIAL PLANNER? certification and Chartered Retirement Planning Counselor(TM) certification has provided me with the skills & knowledge to address the wide variety of financial concerns that clients often encounter. My clients consist of current and near-retirees, young professionals, multi-generational families, and small business owners. Through the advisory process, I help clients address 4 major planning needs: 1) Investment & Income Planning, 2) Cash Flow & Personal Balance Sheet analysis, 3) Risk Management/Asset Preservation, and 4) Transfer of Wealth via trust & estate fiduciary services. By empowering my clients through thoughtful education & explanation, I help them gain comfort around the recommended strategies. This ensures that the resultant plan is truly theirs.