Planning & Investment Process

As Private Wealth Financial Advisors, we can provide access to Wells Fargo affiliate products and services. Our highly customized wealth management offerings are the cornerstone of our client advisory process. We know that managing finances can be complex: that’s why we take the time to understand you before we develop customized solutions that help you achieve your goals.

Getting to know you

We cannot begin an advisory process without further understanding you, your family, your circumstances, and your financial needs. A trusted foundation is our starting point for every consulting process. We’re proud to have established long-term relationships with all of our clients – often spanning multiple generations – by leveraging our experience and education to help solve complex challenges and build plans best suited to each client.

Portfolio management

After we further understand you and your objectives, we create solutions that are unique to your situation. Upon your approval, we begin setting up your accounts, implementing your investments strategies, and introducing you to our wide range of client resources. We work to consistently and responsibly perform all requested services and will be available when you need us.

Plans to realities

Finally, we implement your personalized plan through asset allocation that supports our advisory clients’ objectives. We continually monitor the progress of your account and keep communication channels open with you. We provide you with updates and make adjustments when necessary if your personal situation changes. Our team always welcomes your questions and feedback and aims to work in partnership with you to turn your financial plans into realities.
The Kutcher, DeFrances, Lawler Private Wealth Group of Wells Fargo Advisors

Investment and Insurance Products are:

  • Not Insured by the FDIC or Any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

This information is intended for use only by residents of (CA, CO, CT, DC, FL, GA, HI, IL, MA, MD, ME, MI, MN, MO, NC, NH, NJ, NY, OH, PA, RI, SC, TX, VA, WI, WV). Securities-related services may not be provided to individuals residing in any state not listed above.

For parties residing outside of the U.S., this information is: (i) provided for informational purposes only, (ii) not and should not be construed in any manner as an offer to participate in any investment or to buy or sell any securities or related financial instruments, and (iii) not and should not be construed in any manner as a public offering of any financial services, securities or related financial instruments. Products and services listed may not be available, or may have restrictions, depending on client country of residence.

Investment products and services are offered through Wells Fargo Advisors. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company.

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

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