The real key to achieving financial success is having all the various wealth management strategies in place and working together. We coordinate many different strategies to help address your financial needs.
Risk profile assessment
Rebalance strategies
Investment Management
Goals-based strategies
Investment strategies
Retirement Planning
Retirement savings strategies
Review of employer-sponsored retirement plan investments
Retirement plan distribution strategies
Social Security claiming strategies
Executive Benefit Planning
Executive compensation review
Stock option planning
Tax-mitigation strategies
Life Transition Strategies
Death of a loved one
Job change
Coping with illness
Marriage Divorce
Birth of a child
Retirement
Sudden income
Divorce
Lending and Other Wealth Services*
Access to Wells Fargo affiliate products and services such as Banking, Trust and Fiduciary Services, and insurance as well as various customized and more traditional lending products.
Charitable And Community Giving
Discuss various charitable techniques
Explore strategies to instill philanthropic values in the next generation
Personal Risk/Insurance
Adequate insurance protection
Management plan for incapacity/disability
Healthcare expense planning
LTC strategies
Retirement plan distributions
Retirement income strategies
Stock option grants or restricted stock
Education Planning
Education savings strategies
Invest for children or grandchildren
Identify suitable tax-advantaged investments
Wealth Preservation Strategies
Types of ownership; beneficiary designations
Wealth preservation strategies
Family wealth planning with next generation
Income Tax Planning
Capital gains, losses, and alternative minimum tax (AMT) exposure strategies
Roth conversions
Cash Flow/Cash Reserve
Emergency funds
Cash alternatives
Coordination with CPA & Attorney**
Coordinate collaborative meetings
Review of legacy documents and tax returns
Implement tax-efficient investing strategies
*Lending and other banking services available through Wells Fargo Advisors (NMLS UI 2234) are offered by banking and non-banking subsidiaries of Wells Fargo & Company, including, but not limited to Wells Fargo Bank, N.A. (NMLSR ID 399801), Member FDIC, and Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A. Certain restrictions apply. Programs, rates, terms, and conditions are subject to change without advance notice. Products are not available in all states. Wells Fargo Advisors is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act and the Arizona Department of Financial Institutions (NMLS ID 0906158). Wells Fargo Clearing Services, LLC, holds a residential mortgage broker license in Georgia and is licensed as a residential mortgage broker (license number MB2234) in Massachusetts. 
**Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state. Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.
**Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state. Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.