Gail Miller Senior Financial Advisor Phone: 201.932.2061 Email:  Gail.Miller@wfafinet.com

Gail Miller is a Senior Financial Advisor with 40 years' experience. Her degree in education helps her to effectively educate and communicate the basics of investing, the understanding of how various investments work, as well as the risks vs rewards of different strategies. 

Creating wealth does not just happen. Gail works closely with clients to create an appropriate portfolio that addresses each client's specific needs for income, growth, estate planning and retirement. She strives to help clients make their goals a reality. 

Gail graduated from New York University with a Bachelor of Science degree in Teaching. She was a math teacher for several years prior to coming into the investment business. 

Gail currently lives in Ramsey New Jersey in a 55 and over community. She has served the community as a member of the social committee as well as the finance committee. 

Gail has three sons and seven grandchildren. Two of my sons live in neighboring towns, the other lives in Florida. Two of my seven grandchildren are in college and three are preparing for college.  

Gail used to be an avid skier and tennis player as time went by, she added golf to her activities. She is a member of Edgewood Country Club in River Vale, New Jersey and has been a member for over 25 years. Gail also enjoys Contract Bridge, Canasta and Mah Jongg.

Howard Miller Financial Advisor Phone: 201.926.3456 Email: Howard.Miller@wfafinet.com

Howard Miller has an BS from Emory University and an MBA in finance from Columbia University. After graduating Columbia, he earned his stripes as a private equity analyst and investment banker with Deutsche Bank. During this time, he learned the real-life lessons of corporate finance in the board room, the investment room and the drawing room.

 
After years in finance, in 2000 Howard left finance and founded Sublet.com, on very successful digital rental web service that competed with likes of Craigslist, Expedia and Airbnb. During this time Howard learned how to build, grow and make a business profitable. His experience as an internet entrepreneur has given him invaluable insight as to what makes technology companies successful.

 
After 20 years driving the success of Sublet.com, in 2020 Howard sold the company to its European competitor and returned to finance and co-founded “Miller Wealth Managers”, a wealth management company that operates within Wells Fargo Financial Network.

 
As a financial advisor, Howard’s first goal is to get to know each client. Each client has unique financial needs, objectives, and risk profile. Howard will evaluate each client’s objectives to determine the most appropriate wealth plan and investing strategy. His main objectives are always to reduce risk and build wealth; however, how this is achieved will always differ based on the risk profile and objectives of the client.

 
Howard and his wife Tracey have 3 children and 2 Bernese Mountain Dogs and a live in Wyckoff, NJ. His eldest son, Sebastian, is an engineering student at Cornell University. His daughter, Eliana, is a student at Ramapo High School. His youngest son, Jonah, attends Windsor Prep, a school for special needs.

 
When not working or walking his dogs, he is using his technology and business background to build “Hike4Autism.org”, a personal project with the dual objective of raising autism awareness and funding after school/work social programs for people with autism.