Your goals are bound to be different than those of the families we serve. But you likely share the same general outcome: an increased sense of investing security and stability for yourself and those you care about.
Not just today, but for generations to come.
Not just today, but for generations to come.
Retirees (And Those About To Retire)
Many in your position might be gripped by fear of savings that might run out soon. We want you to spend confidently during this life’s chapter, knowing you have a documented strategy in place.
• Cash flow modeling
• Withdrawal sequencing
• Social Security timing
• Required Minimum Distribution (RMD) strategies
• Tax bracket optimization
• Defensive, dividend-yielding portfolios to support your lifestyle
• Retirement income planning based on your goals and life expectancy
• Long-term and healthcare budgeting
• Coordination with your estate attorney and CPA for tax efficiency
Wells Fargo Advisors does not provide tax or legal advice.
• How to make your savings last
• What to do if your spouse outlives you
• How taxes affect your retirement income
• Cash flow modeling
• Withdrawal sequencing
• Social Security timing
• Required Minimum Distribution (RMD) strategies
• Tax bracket optimization
• Defensive, dividend-yielding portfolios to support your lifestyle
• Retirement income planning based on your goals and life expectancy
• Long-term and healthcare budgeting
• Coordination with your estate attorney and CPA for tax efficiency
Wells Fargo Advisors does not provide tax or legal advice.
• How to make your savings last
• What to do if your spouse outlives you
• How taxes affect your retirement income
HENRYs (High Earners, Not Rich—Yet)
Our guidance positions you to build wealth faster — and smarter.
• Early-retirement modeling
• Risk-managed wealth accumulation
• Stock option or equity compensation analysis
• A long-term investment plan meant to maximize your earning potential
• Diversified asset allocations to limit tax drag
• Personalized and automated savings strategies to fuel a future of financial freedom
Wells Fargo Advisors does not provide tax or legal advice.
• Are you saving too much (or too little)?
• How you can retire early (if you want to)
• How to make your high earnings do the heavy lifting
• Early-retirement modeling
• Risk-managed wealth accumulation
• Stock option or equity compensation analysis
• A long-term investment plan meant to maximize your earning potential
• Diversified asset allocations to limit tax drag
• Personalized and automated savings strategies to fuel a future of financial freedom
Wells Fargo Advisors does not provide tax or legal advice.
• Are you saving too much (or too little)?
• How you can retire early (if you want to)
• How to make your high earnings do the heavy lifting
Multi-Generational Families
What if your wealth could last multiple lifetimes? We can help you prepare for that reality.
• Intergenerational wealth education
• Trust and estate optimization
• Tax-sensitive funding for education
• Gifting and/or philanthropy
• Expedited, tax-smart wealth transfer
• Integration with your attorney to help create trusts, Donor Advised Funds (DAFs), etc.
• Family dynamics counseling to transition values in addition to wealth
Wells Fargo Advisors does not provide tax or legal advice.
• How to promote financial literacy among younger generations
• The best way to transfer assets without intra-family tension
• Why even impressive wealth might not last as long as it should
• Intergenerational wealth education
• Trust and estate optimization
• Tax-sensitive funding for education
• Gifting and/or philanthropy
• Expedited, tax-smart wealth transfer
• Integration with your attorney to help create trusts, Donor Advised Funds (DAFs), etc.
• Family dynamics counseling to transition values in addition to wealth
Wells Fargo Advisors does not provide tax or legal advice.
• How to promote financial literacy among younger generations
• The best way to transfer assets without intra-family tension
• Why even impressive wealth might not last as long as it should
Surviving Spouses
You need trusted investing guidance when your personal — and financial — world changes.
• Emotional and financial pacing, so you don’t rush into decisions
• Income analysis
• Cashflow and budgeting
• A revised and realistic investment plan based on your new needs
• Advice that looks out for your best interests
• Account simplification and consolidation so it’s easier for you to manage
• Consistent contact so you don’t have to worry
• Emotional and financial pacing, so you don’t rush into decisions
• Income analysis
• Cashflow and budgeting
• A revised and realistic investment plan based on your new needs
• Advice that looks out for your best interests
• Account simplification and consolidation so it’s easier for you to manage
• Consistent contact so you don’t have to worry
Business Owners & Execs
Think of us as your personal CFO (and an extra business CFO).
• Liquidity event (e.g. sale of your business)
• Exit and/or succession
• Financing and lending
• Investment strategies for large windfalls or capital infusions
• Maximizing Restricted Stock Units (RSUs), deferred comp or equity compensation
• Portfolio diversification that funds your personal lifestyle in tax-savvy ways
Wells Fargo Advisors does not provide tax or legal advice.
• Business transition best-practices
• Pros and cons of concentrated stock positions
• What we’ve learned about investments and finances (we’re business owners, too)
• Liquidity event (e.g. sale of your business)
• Exit and/or succession
• Financing and lending
• Investment strategies for large windfalls or capital infusions
• Maximizing Restricted Stock Units (RSUs), deferred comp or equity compensation
• Portfolio diversification that funds your personal lifestyle in tax-savvy ways
Wells Fargo Advisors does not provide tax or legal advice.
• Business transition best-practices
• Pros and cons of concentrated stock positions
• What we’ve learned about investments and finances (we’re business owners, too)
*Lending and other banking services available through Wells Fargo advisors (NMLS UI 2234) are offered by banking and non-banking subsidiaries of Wells Fargo & Company, Including, but not limited to Wells Fargo Bank, N.A. (NMLSR ID 399801) and Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A. Certain restrictions apply. Programs, rates , terms, and conditions are subject to change without advance notice. Products are not available in all states. Wells Fargo Advisors is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act and the Arizona Department of Financial institutions (NMLS ID 0906158). Wells Fargo Clearing Services, LLC, holds a residential mortgage broker license in Georgia and is licensed as a residential mortgage broker (license number MB2234) in Massachusetts.