In September 2019, Karl earned the title of Private Wealth Financial Advisor. In this capacity, the focus of Karl’s practice is on helping sophisticated clients who have unique financial needs that often span generations.

Background and education

After earning his BA in Economics from Franklin and Marshall College, Karl began his career as a Financial Consultant at EF Hutton in 1983. Karl continued his career at Merrill Lynch and joined Wells Fargo Advisors in 2008.

Karl’s approach begins by listening to his clients to identify their objectives, time horizons and risk tolerance. Then he develops a strategic asset allocation and construct personalized investment portfolios based on each client’s unique risk tolerance, time horizon, growth and liquidity needs.

Karl earned his Certified Investment Management Analyst (CIMA^®) designation from the Wharton Business School. The CIMA^® is an advanced technical portfolio construction certification for investment professionals.

Away from the office

Karl enjoys spending time with his family at Lake George and Saratoga during the summer. In the winter, he has been a volunteer ski instructor for the Double H Ranch Adaptive Winter Sports Program in Lake Luzerne, NY.

Karl is the Past-Chairman of the Pastoral Council for the Parish of Mater Christi in Albany, NY and a current trustee emeritus of the Hyde Collection in Glens Falls, NY. Resident State - New York.

With over 25 years of experience as a Financial Advisor, Jeff has a long record of achieving success for his clients and is proud of what he has accomplished for them throughout his career. Jeff is part of the Lock One Wealth Management Group of Wells Fargo Advisors and helps individuals and families from across the country achieve their financial goals.

More than just a Financial Advisor, he considers himself a friend and steward, developing long-lasting relationships with his clients and helping them secure their futures. Jeff cares deeply for his clients and takes great pride in helping them make the most of their wealth, knowing that thoughtful planning and sound financial decisions are key to their success.

Background and education

Jeff has a bachelor’s degree in management systems from Rensselaer Polytechnic Institute. He began his career as a Financial Advisor at Merrill Lynch in 1993. After 15 years, he moved his practice to Wells Fargo Advisors. Jeff has earned his CERTIFIED FINANCIAL PLANNER™ (CFP®) professional designation and he follows a high standard of care as he draws on his knowledge and skills to help build, manage, and preserve clients' wealth. Jeff is also a Wells Fargo Advisors Private Investment Management (PIM¹) Portfolio Manager. This allows him to work with clients to develop a long-term investment strategy and develop customized portfolios geared toward specific investment goals. In his practice, Jeff utilizes the wide range of sophisticated resources available at Wells Fargo Advisors, including wealth and retirement planning services, trust and estate services, philanthropic strategy specialists, and customized lending services.

On a personal note

In the spirit of giving back, Jeff donates to and supports the World Central Kitchen. This organization works tirelessly to feed people in need, doing great work for those who may otherwise be facing food insecurity. Jeff and his wife, Nancy, are very proud parents of college-age twins. The family loves to escape the harsh New York winters for Aruba whenever possible. He also has a love for cars, specifically Porsches, both old and new.

1 The Private Investment Management (PIM) program is not designed for excessively traded or inactive accounts, and may not be appropriate for all investors. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services. The minimum account size for this program is $50,000.

Lending and other banking services available through Wells Fargo Advisors (NMLS UI 2234) are offered by banking and non-banking subsidiaries of Wells Fargo & Company, including, but not limited to Wells Fargo Bank, N.A. (NMLSR ID 399801), Member FDIC, and Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A. Certain restrictions apply. Programs, rates, terms, and conditions are subject to change without advance notice. Products are not available in all states. Wells Fargo Advisors is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act and the Arizona Department of Financial Institutions (NMLS ID 0906158). Wells Fargo Clearing Services, LLC, holds a residential mortgage broker license in Georgia and is licensed as a residential mortgage broker (license number MB2234) in Massachusetts.

Background and education

With over 25 years of experience in the financial services industry, Marty takes pride in delivering high-quality service with integrity. His reputation is built on a long list of satisfied clients.

After graduating from The University at Albany with a B.A. in Psychology, Marty started his career at a Fortune 100 auto finance company while serving as a part-time Armor Non-Commissioned Officer in the New York Army National Guard. This experience provided him with world-class training and valuable life lessons that fueled his passion for becoming a Financial Advisor.

Upon leaving the National Guard, Marty transitioned into the financial services industry to focus on helping clients achieve their financial goals. He specializes in investment management, retirement income planning, market and securities analysis, and portfolio design.

Marty's dedication to professional growth led him to earn the Chartered Retirement Planning Counselor^SM (CRPC^®) designation from The College for Financial Planning, recognizing his expertise in pre-and post-retirement needs, asset management, estate planning, and the entire retirement planning process.

Marty finds working with individuals and families to be the most fulfilling aspect of his work because he can help translate financial topics in a way that his clients can easily understand. He has a deep understanding of economic and market activity which he clearly relays to his clients and relates it to their investment situations and goals. Marty's creative mindset comes into play when helping clients navigate the market and make informed investment decisions, making this aspect of his job particularly exciting.

Combining his natural inclination to help people with the discipline and management framework instilled in him by the US Amy, Marty helps to simplify the financial world for his clients while helping them meet their financial goals.

On a personal note

Marty and his wife have lived in Loudonville, New York since 1991. They have two grown children, a daughter and a son. Marty keeps busy with home renovation projects and also enjoys hiking, kayaking, and shooting sports where he is a certified instructor.

Siobhan truly cares for each of her clients and she is dedicated to providing solid investment advice and service for each client’s individual needs.

Siobhan's journey into the financial services industry began when she was hired as an intern during college. From the moment she stepped through the door, it was clear that she had a natural affinity for the industry. This led her to a successful career as a trusted Financial Advisor, First Vice President - Investments with Lock One Wealth Management Group of Wells Fargo Advisors.

Over the course of more than thirty years, Siobhan worked diligently as a Registered Client Associate and then transitioned into her role as a Financial Advisor building meaningful relationships with her clients. She takes great pride in the trust they have placed in her and works to create successful retirement, retirement income, and legacy transfer plans to help ensure a comfortable retirement and the ability to pass on wealth to future generations.

Siobhan's qualifications include earning her FINRA Series 63, 65, and 7 securities registrations. Her previous experience in administrative and operations roles has given her valuable insight into the internal processes of investment management and allows her to serve her clients with efficiency and ease.

In recognition of her exceptional professionalism, integrity, and leadership, Siobhan was honored as a Wells Fargo Advisors Platinum Council Client Associate from 2010-2018. This prestigious distinction (previously Premier Client Associate) is held by a select group of Registered Client Associates within Wells Fargo Advisors nominated by their management for their consistent display of professionalism, integrity and core leadership values. Additionally, she actively participated in the Wells Fargo Ambassador Program, which allows her to advocate for her clients' best interests by testing ideas, concepts, and policies with home office teams.

Siobhan's primary goal is to help her clients preserve their wealth for future generations. She achieves this by diversifying their investments and safeguarding against market and economic changes. She deeply values the trust and relationships she has cultivated with her clients and is committed to guiding and counseling them towards their financial and life milestones.

On a personal note
Away from the office, Siobhan enjoys walks in her community and boating on Lake Ontario, which she considers to be the greatest of the Great Lakes. As a newly accomplished angler, Siobhan recently landed a nineteen inch King Salmon!


CA Insurance License: 0N01571 resident state, NY

Tara is a Private Wealth Financial Consultant at Lock One Wealth Management Group of Wells Fargo Advisors. She finds great joy in getting to know her clients and considers this interaction to be the most rewarding part of her work. Tara's personal approach allows her to excel in assisting individuals, families, and business owners in making the best financial decisions to achieve their goals.

Background and education

Tara attended St. Lawrence University and graduated Summa Cum Laude from Castleton University with a Bachelor of Arts in World Literature. After college, she worked in public relations and the non-profit sector before transitioning into the financial services industry in 2014 as a Client Associate. From there, she went on to obtain her FINRA Series 7, 63, 66 registrations, and insurance licenses.

Tara later joined the Lock One Wealth Management Group of Wells Fargo Advisors in Albany, New York as a Financial Consultant.

In 2022, Tara earned the title of Private Wealth Financial Consultant. In this role, Tara provides specialized services and resources to high-net-worth clients with complex, multi-generational needs. She leverages the extensive resources available at Wells Fargo Advisors to assist her clients in developing sophisticated estate planning, tax management, and wealth transfer strategies, as well as helping with retirement and business exit planning.

Tara is known for her engaging and client-focused approach. She takes pride in truly understanding her clients and what matters most to them, enabling her to develop and manage investment strategies that cater to clients' present and future needs.

Away from the office

Tara is a native of Indian Lake, New York and now lives in Saratoga Springs with her partner, Mark, and their two rescue dogs, Annie, and Ruby. She has a deep love for the Adirondacks and the outdoors. She often runs, hikes, bikes, kayaks, snowshoes, and skis. She also has a passion for food, cooking, and entertaining.

Tara serves on the Board of Directors for Kelly’s Angels, Inc., an organization that helps children and families who have lost a loved one to cancer and other illnesses.