Marida Bruggeman

Senior Financial Advisor

Planning Process

LifeSync® - A personalized planning experience

My passion lies in helping you to become financially fearless, so you can move forward in your life feeling confident in the financial decisions you are making for your future and your family. I tap Wells Fargo Advisors subject matter expertise to provide carefully curated information and resources to support your unique financial needs across the wealth spectrum helping you to make better, more informed financial decisions.




Step 1: Understand

I start by deeply exploring your values, your aspirations and what keeps you up at night – so that I can closely align the financial strategies and investment recommendations I make to your values and ultimately assign meaning to each dollar.  

I help to determine the “jobs” you need your money to do so you can live a more fulfilling life.

 

Step 2:  Plan

After I have gained this comprehensive understanding of your needs, I then tap into the vast resources and financial experts at Wells Fargo Advisors as I create a holistic plan to help you arrive at your unique destination.  This personalized plan connects all of the pieces of your financial life.

The value of a plan is that the overall experience goes beyond money, products, and technology, but also focuses on your life and the way you want to live.

Whatever the goal, the planning phase helps you think about your money in more deliberate ways, guiding you toward outcomes that make the most impact based on your objectives. Planning uncovers the complete person, exploring available options, and providing a decision-making framework. I use the firm’s best-in-class technology that enables the aggregation of all aspects of your wealth into a broad-based, full balance sheet plan that aligns with your values and evolves as your life, goals, and interests change.


Step 3:  Propose

The proposal phase brings it all together, and into clear focus. Opportunities that have emerged through the process phase are now explored, and options are provided to help you achieve your goals, whether it’s purchasing a home, paying for college, or starting a new business. Using sophisticated technology with simulated scenarios, you can see the real impact your financial decisions can have on your life.

Working to bring together industry leading technology and subject matter expertise.

Step 4:  Implement

Values have been discussed, intentions crystallized, and scenarios explored. Now it’s time to take action. In the implementation phase, I tap into our array of solutions to build a customized portfolio using an advisory (discretionary) or consultative (brokerage) approach utilizing a wide range of investment vehicles such as individual stocks, bonds, mutual funds, Exchange Traded Funds, and insurance solutions. Access to Wells Fargo Bank’s world-class strategic resources and private banking and lending services*** may be recommended, if appropriate.
 
Subject matter experts across Wells Fargo are available to help guide the process. In the end, everyone is clear on what needs to be done next — and why.
 
Access to distinctive services and extensive product solutions to help meet your needs over the course of a lifetime.
 

Step 5:  Revisit

Your investment plan is not a “set-it-and-forget-it” experience. Life happens and you will experience many changes over the course of your life, whether it’s purchasing a second home, losing a loved one or job, selling a business, or welcoming a new addition to the family. Your goals may also change based on these events. It is important to revisit the overall plan to help ensure it is either still tracking to the original goals, or whether it needs to be adjusted to accommodate new goals or unexpected life events.

Planning is not a one-time event – as your life changes and your needs shift, I help update your plan along the way.



Let’s have a conversation.  Email me.



**Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

***Offered through Wells Fargo affiliates

Investment and Insurance Products are:

  • Not Insured by the FDIC or Any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested
This information is intended for use only by residents of (AK, AR, CA, CO, DE, FL, GA, IL, KY, LA, MA, MD, ME, MO, NC, NJ, NY, OH, OR, PA, SC, TX, UT, VA, WI). Securities-related services may not be provided to individuals residing in any state not listed above.

For parties residing outside of the U.S., this information is: (i) provided for informational purposes only, (ii) not and should not be construed in any manner as an offer to participate in any investment or to buy or sell any securities or related financial instruments, and (iii) not and should not be construed in any manner as a public offering of any financial services, securities or related financial instruments. Products and services listed may not be available, or may have restrictions, depending on client country of residence.

Investment products and services are offered through Wells Fargo Advisors. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company.

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

A note about Social Media: Opinions, comments and actions taken on Social Media are those of the third party and do not necessarily reflect the views of the creator of this profile or of the firm. Social Media is intended for U.S. residents only and subject to the following terms: wellsfargoadvisors.com/social. © 2022 Wells Fargo Clearing Services, LLC. All rights reserved.