Your needs are complex and ever changing, your values determine your plan of action, and you may expect your wealth management strategies to reflect what is important to you—whether it’s guidance, solutions, or personal service. Matt’s focus is not just on your financials, but on why they matter to you and the people you care about. Matt will listen first, and listen often. He approaches wealth management holistically, analyzing how all aspects intersect and affect your big picture to reveal fresh, actionable insights that will inform your specific strategy. So whether you’re focused on managing and growing your wealth, transitioning your business or estate, or looking for ways to make a positive impact on the world, Matt is ready to help you create a custom, dynamic plan that will evolve to meet your goals.

Planning Process
Money has meaning. And we need it to do different jobs at different times in our lives. Managing your wealth isn't about maximizing your money. It's about maximizing its impact. Matt works through a planning process to help you align your financial priorities with your values and make the right decisions at the right moments, no matter where in life those moments happen.


Understand
Your wealth plan should be as unique as you are. That’s why Matt’s first objective is to meet face to face (in-person or virtually) and gain a deep understanding of who you are and what you value. These discussions start the discovery process, a key component to his holistic approach that not only helps identify your priorities, but often unlocks new insights and opportunities. As Matt understands your entire financial picture, he will develop and document a progressive, comprehensive plan that’s tailored to your needs and values today, as well as your goals for tomorrow. Understanding What's Important to You

Plan
Matt will help analyze quantitative and qualitative information, identify potential goals, and help you select and prioritize goals. Giving your money purpose can empower you to spend it on what really matters to you. As a Certified Financial Planner (CFP®), Matt can guide you through meaningful conversations that help you clearly define and understand the “jobs” your money can do. Whether that is making a major purchase, sending your children to college or providing for a future lifestyle. Matt can help you explore a range of scenarios while understanding the potential trade-offs required along the way. Industry-leading technology enables him to consider all aspects of your financial situation to help provide a full balance sheet plan that aligns with your values and evolves as your life, goals, and interests change. 'Money Jobs': Is Your Money Working for You?

Propose
What are your options and how do they play out? Matt helps bring it all together into a clearer focus. After analyzing your current and potential alternative course(s) of action, he will develop and present planning recommendations. Through simulated what-if scenarios, you can see how your decisions can potentially influence your overall plan. Matt will “stress test” your goals and develop an appropriate plan recommendation, to help reflect your financial objectives and priorities in coordination with dynamics in the marketplace. Connecting your money to what is important in your life

Implement
What is your next best step? Matt taps into an array of solutions to build a step-by-step plan and a team of specialists through Wells Fargo affiliates to help you execute strategies and custom solutions to help make your goals a reality. Having identified, analyzed, and selected planning recommendations, Matt will help you select and implement recommended actions, products, or services – and address implementation responsibilities. What is The CERTIFIED FINANCIAL PLANNER™ Certification? 

Revisit
Are you still on track? A plan is not a one-time event. Matt will stay connected with you to adjust your plan as your life changes - revisiting your overall plan to ensure you are either still tracking to your original goals, or identify if adjustments should be made to accommodate new goals or unexpected life events.


Are your resources aligned with your priorities?

Your story is unique
Your relationship with Matt is built on a full understanding of your financial needs and goals. When your financial needs are complex, you may benefit from solutions offered through Wells Fargo Private Bank. Matt can organize a team of specialists from The Private Bank on your behalf, to offer you custom wealth planning, lending options, trust services, business, and philanthropic solutions. This personalized approach – backed by the full depth and breadth of Wells Fargo & Co. offerings – works to help bring your financial assets, needs, and goals together to create a well-integrated, comprehensive wealth plan.

KIPLINGER'S REPORT 
How to Get the Financial Planning Advice That’s Right for You discusses why clients should work with an advisor who holds CFP® certification.

ETHICAL DUTIES OF CFP® PROFESSIONALS BROCHURE 
This brochure helps clients understand the ethical duties of CFP® professionals under CFP Board’s Code of Ethics and Standards of Conduct.