Customized Fixed Income Portfolio Management

Why Work With Us

Value: As a PIM Portfolio Manager, we do not outsource portfolio management to third parties allowing us to employ a highly disciplined strategy while seeking to deliver cost savings by removing additional layers of management fees.

Tailored Portfolios: Each client is unique. Portfolios are built and actively managed according to each client’s specific investment guidelines and risk tolerances. These include duration, cash flows payment dates, credit rating and exposure to bonds subject to the AMT.

Integrity: As fiduciaries, our interests are clearly aligned with those of our clients. As the highest form of care, their best interests are placed ahead of ours and the firms.

Transparency: Our clients have direct access to their portfolio manager and direct ownership of their individual fixed income holdings.

Independent Research: We leverage the research of the credit analysts at Wells Fargo Advisors along with third parties to ensure a variety of intellectual capital is factored into our decisions.

Discipline: Our approach is conservative, placing a heavy emphasis on wealth preservation and risk management while looking for appropriate risk/reward opportunities across all sectors of the fixed income markets. As PIM Portfolio Manager, our accounts are required to follow a set of Diversified Investment Guidelines which provide an additional layer of due diligence.

Investments in fixed-income securities are subject to market, interest rate, credit and other risks. Bond prices fluctuate inversely to changes in interest rates. Therefore, a general rise in interest rates can cause a bond’s price to fall. Credit risk is the risk that an issuer will default on payments of interest and/or principal. This risk is heightened in lower rated bonds. If sold prior to maturity, fixed income securities are subject to market risk. All fixed income investments may be worth less than their original cost upon redemption or maturity.
Fees for the PIM program include Advisory services, performance measurement, transaction costs, custody services and trading. Fees are based on the assets in the account and are assessed quarterly. There is a minimum fee of $250 per calendar quarter to maintain this type of account. The fees do not cover the fees and expenses of any underlying packaged product used in your portfolio. Advisory accounts are not appropriate for all investors. During periods of lower trading activity, your costs might be lower if our compensation was based on commissions. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services, including fees and expenses. The minimum account size for this program is $50,000.