Jose Moreno and Oliver Cervantes have earned the CERTIFIED FINANCIAL PLANNERTM, or CFP® professional certification. To earn their CFP® credential, Jose and Oliver have completed hundreds of hours of rigorous courses and examinations offered by various colleges and universities across the country. These courses are then followed by a 10-hour comprehensive examination administered according to the Certified Financial Planner Board of Standards. The qualification process is comprehensive array of advice and skill-based approach that distinguishes CERTIFIED FINANCIAL PLANNER™ (CFP®) practitioners from other professional advisors, who typically focus on only one area of a client's financial life.


Chartered Retirement Planning CounselorSM (CRPC®)

Michael Dye and Oliver Cervantes have earned their CRPC® designation which focuses on building an in-depth knowledge of clients' needs both before and after retirement. As a Chartered Retirement Plan Counselor, Michael focuses on client centric problem solving as they assist clients planning for the entire retirement planning process, including planning for multiple financial objectives, identifying sources of retirement income, building personal savings, taking advantage of employer-sponsored retirement plans, planning for tax efficient investing, projecting and meeting retirement cash flow needs, asset management and estate investment planning.


Retirement Income Certified Professional™ (RICP®)

Oliver Cervantes has earned the Retirement Income Certified Professional (RICP®) designation. The RICP® refers to a financial professional who specializes in retirement income planning. Oliver earned the RICP® designation after following the program for retirement income professionals. As an RICP® Oliver advises retirees and near-retirees as to the best way to use the assets they have accumulated for retirement to live comfortably within a realistic budget and not run out of money prematurely.