Planning Process Overview
01 Starting the Conversation
It’s impossible to plan for the future unless we understand the past, and what your thoughts are towards the future. Each situation and each individual are unique and distinct. During our first meeting, materials are not necessary. It’s a time to get to know each other – to learn about our lives, families, and aspirations in life. This time is also meant to begin the most important aspect of the process, building trust.
02 Discovery & Goal Setting
After our first meeting, if we both feel that it is the right fit, we will begin the process of collecting and gathering the details of your current financial situation. This is an opportunity for us to define major life goals, set expectations, define investment objectives and determine the appropriate level of risk. Our team will utilize the information provided to become familiar with your current financial picture/situation, and what potential opportunities the future may hold for you and your family.
03 “The Plan”
After the discovery and goal setting process, our team should have a strong understanding of what is most important to you, along with what concerns you most. Taking all of this information into consideration, we will present a preliminary plan that encompasses Investing Strategies, Retirement Planning, Education Savings, Tax Planning Strategies, Cash Flow Planning, Insurance Strategies and Estate Investment Planning. This plan is designed to identify areas of potential risk while also outlining both the goals you have indicated, along with a strategy to help get you there. We will continue to work together to tweak your plan until we all agree that both the plan and strategy are in line with your goals and objectives.
04 Implementation & Execution
We’ve “talked the talk”, now it’s time to “walk the walk.”
Once we have fine-tuned your plan, it’s time to execute.
05 Plan Review
Planning is not a one-time conversation, but rather the foundation for making on-going decisions together. Your investment plan is of utmost importance to our team, and, as a result, we will review your plan with you to help ensure you remain on track toward achieving your goals.