About Jim

Jim’s first business experience came while helping in a small family business owned by his grandfather and father. Both of their pictures are proudly displayed in his office.

Jim’s roots in investing started at age 11 when a colleague of his grandfather gave him the book: How To Buy Stocks by Louis Engel. He still carries it with him every day.

Jim is married, has three daughters, and lives in Timonium, MD.

Qualifications

• Chartered Financial Consultant (ChFC^®)

• Chartered Life Underwriter (CLU^®)

• Accredited Investment Fiduciary (AIF^®)

• Five Star Wealth Manager¹ – 2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024 as published in Baltimore Magazine

 

Education

University of Massachusetts – Isenberg School of Management, BBA

Organizations

• Society of Financial Service Professionals, Member

• American Society of Pension Professionals and Actuaries, Member

• Chamber of Commerce, Towson, MD, Past Board Member

• National Association of Plan Advisors, Member

• National Association of Estate Planners and Councils

• Baltimore Estate Planning Council, Member

• Living Classrooms Foundation, Past 25 year Trustee

1 2024 FIVE STAR WEALTH MANAGER

This award was issued on 01/01/24 by Five Star Professional (FSP) for the time period 04/10/23 through 10/31/23. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. 2,149 Baltimore-area wealth managers were considered for the award; 259 (12% of candidates) were named 2024 Five Star Wealth Managers. Visit www.fivestarprofessional.com. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria.


This award was issued on 01/01/23 by Five Star Professional (FSP) for the time period 04/18/22 through 10/21/22. 2,126 Baltimore-area wealth managers were considered for the award; 256 (12% of candidates) were named 2023 Five Star Wealth Managers.

This award was issued on 1/1/2022 by Five Star Professional (FSP) for the time period 5/1/2021 through 11/12/2021. 2,078 Baltimore area wealth managers were considered for the award;260 (13 percent of candidates) were named 2022 Five Star Wealth Managers.

This award was issued on 1/1/2021 by Five Star Professional (FSP) for the time period 4/1/2020 through 11/13/200. 12,029 Baltimore-area wealth managers were considered for the award; 237 (12% of candidates) were named 2021 Five Star Wealth Managers.

This award was issued on 01/1/2020 by Five Star Professional (FSP) for the time period 04/1/2019 through 11/13/2019. 1,898 Baltimore wealth managers were considered for the award; 234 (12% of candidates) were named 2020 Five Star Wealth Managers.

This award was issued on 01/1/2019 by Five Star Professional (FSP) for the time period 04/19/2018 through 11/7/2018. 1,865 Baltimore wealth managers were considered for the award; 265 (14% of candidates) were named 2019 Five Star Wealth Managers.

This award was issued on 01/1/2018 by Five Star Professional (FSP) for the time period 04/21/2017 through 11/6/2017. 1,759 Baltimore wealth managers were considered for the award; 232 (13% of candidates) were named 2018 Five Star Wealth Managers.

This award was issued on 12/1/2016 by Five Star Professional (FSP) for the time period 03/26/2016 through 11/11/2016. 1,093 Baltimore wealth managers were considered for the award; 355 (32% of candidates) were named 2017 Five Star Wealth Managers.

This award was issued on 12/1/2015 by Five Star Professional (FSP) for the time period 06/16/2015 through 11/9/2015. 1,215 Baltimore wealth managers were considered for the award; 356 (29% of candidates) were named 2016 Five Star Wealth Managers.

This award was issued on 01/1/2015 by Five Star Professional (FSP) for the time period 06/16/2014 through 11/9/2014. 1,749 Baltimore wealth managers were considered for the award; 412 (24% of candidates) were named 2015 Five Star Wealth Managers.

This award was issued on 01/1/2014 by Five Star Professional (FSP) for the time period 06/16/2013 through 11/9/2013. 1,484 Baltimore wealth managers were considered for the award; 395 (27% of candidates) were named 2014 Five Star Wealth Managers.

This award was issued on 01/1/2013 by Five Star Professional (FSP) for the time period 06/16/2012 through 11/9/2012. 1,490 Baltimore wealth managers were considered for the award; 448 (30% of candidates) were named 2013 Five Star Wealth Managers.

This award was issued on 01/1/2012 by Five Star Professional (FSP) for the time period 06/16/2011 through 11/9/2011. 1,470 Baltimore wealth managers were considered for the award; 262 (18% of candidates) were named 2012 Five Star Wealth Managers.

About Sarah

Sarah works with clients to provide personalized, comprehensive planning services to clients that focuses on risk management, education planning, retirement income and investment planning. She is passionate about helping clients succeed and enjoys learning about their goals and dreams and working with them to help build a tailored investment plan.

Sarah balances an active family life, with her husband and their four children, with the job she loves — helping make a difference in clients’ lives.


Qualifications

• CERTIFIED FINANCIAL PLANNER^TM professional

• Chartered Financial Consultant^® designation

• FINRA Series 7 General Securities Representative

• FINRA Series 63 Uniform Securities Agent State Law Examination

• FINRA Series 65 Uniform Investment Adviser Law Examination

• FINRA Series 9 and 10 General Securities Sales Supervisor

• Maryland, Delaware, Pennsylvania, Arizona, Connecticut, North Carolina, New York, South Carolina, Ohio, Rhode Island, Nebraska, Virginia & Florida Insurance Licenses

• Five Star Wealth Manager¹ – 2023 and 2024 as published in Baltimore Magazine

Education

Loyola University Maryland – Sellinger School of Business, BBA

1 2024 FIVE STAR WEALTH MANAGER

This award was issued on 01/01/24 by Five Star Professional (FSP) for the time period 04/10/23 through 10/31/23. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. 2,149 Baltimore-area wealth managers were considered for the award; 259 (12% of candidates) were named 2024 Five Star Wealth Managers. Visit www.fivestarprofessional.com. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria.

This award was issued on 01/01/23 by Five Star Professional (FSP) for the time period 04/18/22 through 10/21/22. 2,126 Baltimore-area wealth managers were considered for the award; 256 (12% of candidates) were named 2023 Five Star Wealth Managers.

Nick is an alum of the University of Cincinnati, where he graduated with majors in Finance & International Business with a minor in Venture Capital. Throughout his time at school, he was able to complete four different internships throughout the finance industry, giving him experience in investments, real estate, operations, and other areas. This prepared him for his role as a client associate at Wells Fargo which he began at the start of 2023. After joining Wells Fargo Advisors, Nick quickly passed his securities exams to become a registered client associate.

 

On the personal side, Nick comes from a large family, so he prides himself on the importance that family has in his life. Outside of spending time with family, you can find Nick staying active through playing basketball, skiing, or pickleball. Additionally, Nick loves to spend time outdoors hiking, fishing, or simply watching a sunset.