About Sarah
Sarah works with high‑net‑worth families and business owners to build, preserve, and manage wealth across generations. She provides comprehensive, personalized investment planning designed to help clients navigate complex financial decisions with clarity and confidence.

Sarah specializes in sophisticated planning strategies that address retirement income, investment management, risk mitigation, education planning, and generational wealth transfer. A core part of her approach is close collaboration with clients’ other trusted professionals, including CPAs, estate planning attorneys, and business advisors, to help ensure all aspects of a client’s financial life are aligned and working cohesively toward their long term goals.

Known for her thoughtful, relationship‑driven, detailed approach, Sarah takes the time to understand each client’s priorities, values, and family dynamics. She is passionate about helping clients make informed decisions that support not only their financial success today, but also the lasting legacy they wish to create for future generations.


Qualifications

• CERTIFIED FINANCIAL PLANNER^® professional

• Chartered Financial Consultant^® designation

• FINRA Series 7 General Securities Representative

• FINRA Series 63 Uniform Securities Agent State Law Examination

• FINRA Series 65 Uniform Investment Adviser Law Examination

• FINRA Series 9 and 10 General Securities Sales Supervisor

• Life/Health Insurance Licenses

• Five Star Wealth Manager¹ – 2023, 2024 and 2025 as published in Baltimore Magazine

Education
Loyola University Maryland – Sellinger School of Business, BBA

Away From the Office
Outside of her professional practice, Sarah enjoys balancing a full and active family life with her husband and their four children while continuing to dedicate herself to making a meaningful difference in the lives of the clients she serves. She is also an active member of her community and currently serves on the finance committee of her church.





^{1 This award was issued on 01/01/2025 by Five Star Professional (FSP) for the time period 04/10/2024 through 10/31/2024. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 2389 Baltimore-area wealth managers were considered for the award; 254 (11 % of candidates) were named 2025 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2024: 2,149, 259, 12%, 1/1/24, 4/10/23 - 10/31/23; 2023: 2126, 256, 12%, 1/1/23, 4/18/22 - 10/21/22. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit www.fivestarprofessional.com}

Nick is a Certified Financial Planner^® professional who works with families nearing retirement and professionals in their peak earning years, taking a planning‑first approach to every client relationship. He helps clients simplify complex financial decisions, so clients gain clarity, make better  informed decisions, and move forward with confidence toward long‑term financial goals.

In addition to working with individual clients, Nick advises on 401(k) plans with an emphasis on building cost‑effective, well‑designed plans that meet fiduciary standards and empower employees to better understand their benefits and use them effectively to improve their financial well‑being. He proactively reviews plans to uncover inefficiencies, reduce unnecessary costs, and improve outcomes so business owners maximize plan value while employees fully benefit from the programs offered.

Nick’s goal is to simplify the financial lives of clients with complex needs, allowing them to focus more of their time and energy on what matters most to them. He believes great planning is not just about accumulating wealth, but about creating clarity and confidence at every stage of life.


Qualifications

• CERTIFIED FINANCIAL PLANNER^® professional

• FINRA Series 7 General Securities Representative

• FINRA Series 66 Uniform Combined State Law Examination

• Life/Health Insurance Licenses

Education

• University of Cincinnati- Carl H Lindner College of Business, BBA

Away from the office
On the personal side, Nick comes from a large family, so he prides himself on the importance that family has in his life. Outside of spending time with family, you can often find Nick staying active playing pickleball. Additionally, Nick loves to travel and has visited many different countries around the world.

About Carol
Carol began her career in the financial industry in 1990 when she joined Alex. Brown & Sons. Over her 27 years there, she worked in Operations and held a variety of roles, gaining deep experience by supporting different parts of the business. She brings nearly 35 years of operational experience from well‑known firms including Deutsche Bank, Raymond James, and Wells Fargo Advisors.

Away from the office
Carol comes from a large Polish family, and spending time with them is a big part of her life. Her family continues to grow, with two great‑nephews recently added to the mix.

When she’s not with family, Carol enjoys giving back by volunteering at her local library. She’s also a big hockey fan and can often be found at a game cheering on her favorite team