The Four-Day Workweek: Is It Destiny or a Distant Dream?
Wider use of artificial intelligence is one reason that the prospect of a four-day workweek (with no loss in pay) is now being taken seriously by companies around the world.
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Which are the most tax-advantaged ways to save for kids’ college costs? Will your income stream last through retirement? Is your investment portfolio aligned with the economic and market outlook?
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Wider use of artificial intelligence is one reason that the prospect of a four-day workweek (with no loss in pay) is now being taken seriously by companies around the world.
Wider use of artificial intelligence is one reason that the prospect of a four-day workweek (with no loss in pay) is now being taken seriously by companies around the world.
As of December 2024, the U.S. national debt was a record $36.17 trillion, while the 2024 deficit of $1.83 trillion was the third highest on record.
Two out of three 401(k) participants have assets in a target-date fund, but many may not fully understand how these “all-in-one” funds work.
Although it’s scary to consider the possibility of a cancer diagnosis, it might be helpful to prepare for the financial implications.
The article explains why a phased retirement program can be a positive experience for employees, employers, and customers.
The Federal Reserve’s Beige Book provides a concise narrative overview of the economy in each of the 12 Federal Reserve Bank Districts and is readily available to the public.
During the first two weeks of February, President Trump authorized two major tariff actions, with more likely to come. This Special Report explains tariffs and how they might affect the U.S. economy.
Tipping culture is changing, and consumers are feeling uneasy about where, when, and how much to tip.
Among all the economic indicators released each month, these three reports may have the strongest effect on the market.
This article outlines changes that may affect retirement savings, health-care costs, air travel, and consumer credit.
Recent action by the Federal Trade Commission highlights the potential for abuse by online data brokers. This article offers some tips that might help consumers keep their private data private.
Whether shopping online or hitting the mall this holiday season, these tips might help save time and money.
There are two ways to obtain Medicare coverage: Original Medicare and Medicare Advantage. Here’s how they work.
Following a disastrous rollout last year, this article provides tips for submitting the redesigned Free Application for Federal Student Aid (FAFSA) for the 2025–2026 school year.
In 2023, large bank failures brought renewed attention to the risks banks take to earn money, the role of the FDIC, and the insurance that covers customer deposits.
Although 64% of Americans think having a will is important, only 32% have one. This article looks at reasons people don’t have a will and why they need one regardless of the reason.
While investors typically look at the nominal return on their investments, it’s important to understand the real return in order to target financial goals.
The Fed’s first rate cut of one-half percentage point in four years marks a critical juncture for the economy, with significant implications for consumers, businesses, and investors.
Credit cards are being used more than ever. This article offers suggestions for choosing and using a credit card.
Life insurance needs change over time. This article presents five guidelines to help determine an appropriate amount of life insurance coverage.
Auto insurance premiums increased more than 18% between July 2023 and July 2024. This article outlines some steps that may help reduce premiums.
This article offers eight quotes from successful investors, economists, and other insightful thinkers that may help provide perspective and focus for an investing strategy.
The average net worth of U.S. families surpassed $1 million for the first time in 2022, but wealth levels vary greatly by age, housing status, education, and income.
Beneficiaries who postpone claiming Social Security past full retirement age have the option of receiving a lump-sum payment for up to six months of benefits when they finally apply.
On August 5, 2024, the S&P 500 dropped 3% from its previous close but bounced back quickly. This article explains why investors would be wise to tune out the noise of market volatility.
This article explains the basics of capital gains taxes when selling a home.
The road to retirement is typically not a smooth ride. This article looks at five potential risks that can slow progress along the way.
The National Association of Realtors is implementing new policies related to how real estate brokers are compensated. Here are some implications for buyers, sellers, and their agents.
This article explains how asset allocation and diversification can work together to help mitigate portfolio risk.
This article discusses some unique characteristics of REITs, including how they can offer a consistent income stream and why changing interest rates can affect REIT performance.
Why do policymakers pay attention to how consumers are feeling, and what’s behind Americans’ lack of confidence?
Scammers often prey on those who are most vulnerable. This article outlines common scams that target people who have lost a loved one.
This article looks at some of the demographic trends and economic challenges related to global aging.
Skyrocketing new vehicle costs and high interest rates could make leasing a cost-saving option. This article looks at the advantages and disadvantages of owning vs. leasing.
529 plans and Roth IRAs can both be used to save for college. This article compares the features of these two saving options.
Most home improvements are not tax deductible, but certain types of projects might help reduce your tax burden in other ways.
This article discusses why the values of U.S. commercial property and homes have performed differently and how lingering weakness in the real estate sector could affect the economy.
It’s important for affluent families to reassess their liability coverage periodically, to make sure it’s sufficient based on their finances, lifestyles, and the related risks.
While traditional economic models assume that people make rational decisions, most humans don’t think like robots. This article summarizes some common biases that can influence financial decisions.
After filing last year’s tax return, it may be a good time to adjust income tax withholding. This article explains how to estimate and adjust withholding.
One in 10 Americans leases a storage unit. But for many, it may be worthwhile to let go of unneeded belongings instead.
Many people would rather not think about the consequences of aging in general, much less that they might eventually need to rethink their living situation.
In July 2023, the Department of Education launched a new income-driven repayment plan for federal student loans called the Saving on a Valuable Education Plan.
This article looks at some of the reasons behind the inflation numbers, the likely effect on Fed decisions, and the potential economic impact.
U.S. home values held steady in 2023, even as mortgage rates rose to the highest levels in a generation. What could the current state of the housing market mean for the broader U.S. economy?
This article explains environmental, social, and governance (ESG) investing and its potential effect on portfolio performance.
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