Wealth Management Solutions
Starting with a thorough understanding of you, your situation, and your aspirations, our team delivers wealth management solutions that are unique to you in achieving your financial goals.
Pre- and Post-Retirement Planning
Our retirement planning services are designed to allow you to identify your specific retirement goals and develop a plan to help you achieve them. We assist in managing all aspects of your transition from working to retirement, such as balancing the need for a predictable cash flow and your desire to leave a legacy. You also have the flexibility to adjust your plan as necessary to financially support your desired pre- and post-retirement lifestyle.
Wealth Protection Strategies
Insurance protection is a crucial element of a comprehensive, long-term investment plan. Because your financial future depends on a variety of uncontrollable circumstances, we provide you with access to a wide range of insurance coverages that can protect your financial security by helping with unforeseen costs and losses. These include disability, life, and long-term care insurance. We will also review your existing insurance policies.
Education Funding
We provide analysis to enable you to determine approximate costs and identify the best tax-advantaged funding solution, whether a 529 Plan, an Education IRA (also known as Coverdell), a Custodial Account, or another method.
Estate Planning Strategies
We can work with you and your other advisors – including your CPA and attorney – to develop an estate planning strategy for your circumstances. Wells Fargo Advisors does not provide legal or tax advice. Be sure to consult with your own tax and legal advisors before taking any action that could have tax consequences. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice in your state.
Retirement Health Care Cost Analysis
It’s important to develop a comprehensive and adaptive retirement plan that includes contingencies for addressing health care costs. These expenses can prove very costly, especially in the latter years of retirement. Contingency and related funding or insurance planning should include potential expenses related to health issues and potential required additional family support.
Social Security Benefits
The decision about when to claim your Social Security benefits is one of the most complex and important choices you will make leading into retirement. Our team will conduct a Social Security benefit modeling and benefit analysis to help you enhance your lifetime benefits.
Please consider the investment objectives, risks, charges and expenses carefully before investing in a 529 savings plan. The official statement, which contains this and other information, can be obtained by calling your financial advisor. Read it carefully before you invest.
Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated Insurance Companies.