Let’s Have a Conversation

RICH ROSATI has over 30 years of financial investment, mortgage-backed, corporate, agency, structured notes, asset- backed, equity, derivative bond trading and desk management experience. Prior to joining Wells Fargo Advisors, Rich was a Senior Vice President at Morgan Stanley Wealth Management, focusing on portfolio management, financial planning and risk analysis. Preceding Morgan Stanley, Rich was a co-portfolio manager at Penn Phoenix Asset Management for seven years, concentrating both in the fixed income and equities sectors.

From 1995–1999, Rich was Executive Managing Director at HSBC Securities, where he traded and had overall desk management responsibility for the mortgage -backed, corporate bond and asset- backed institutional trading desks. He was responsible for over 20 professionals, as well as establishing risk guidelines, capital allocations and overall position hedging guidelines. Prior to HSBC, Rich was a director at Mabon Securities in New York, where he managed the mortgage and asset-backed institutional trading desks. He personally traded the collateralized mortgage obligations (CMO) book and established and monitored risk limits for his trading units. Rich spent the previous two years at UBS securities trading CMOs and asset-backed securities for both the U.S. and as a Director for UBS Phillips & Drew in London, England.

Rich has a B.S. in Finance from Drexel University.

Rich and his wife, Valerie, are long-time residents of New Jersey and have two grown children.

CA Insurance license #0M19111

LOU MAGLIARDITI has more than 20 years of experience in the financial ser vices industry. Lou has specialized experience in trading municipal bonds, corporate bonds, mortgage-backed securities and structured products, as well as overall portfolio structuring. His analytical skills, broad knowledge of fixed-income solutions and strong understanding of client investment needs and requirements are key drivers in our team’s proactive approach to fixed-income investing. To support our highly disciplined process, he maintains close working relationships with Wells Fargo Advisors’ trading desks and trading contacts throughout the street to facilitate best execution and quality service. In his role as Managing Director– Investments at The Rosati Group, Lou oversees new business development, portfolio management and client portfolio reviews, as well as helping clients with estate investment, education and retirement planning.

Prior to joining Wells Fargo Advisors, Lou was a Financial Advisor at Morgan Stanley, RBC Dain Rauscher and First Institutional Securities, and a municipal bond broker at The Muni Center.

He holds Series 65, 63, 31 and 7 Securities registrations. Lou earned a B.S. in Finance and Economics from William Patterson University.

He and his wife, Nicole, reside in North Caldwell with their daughter, Gianna. Away from the office, Lou enjoys fishing, bike riding and going to the beach with his family. He is also a volunteer coach for his daughter’s basketball and softball teams.

CA Insurance license #4188806

LARRY ROSATI has over 35 years of experience in the financial markets. For over 27 years, Larry was an institutional bond trader focusing on mortgage-backed securities. During his last few years in the institutional sector, he was Head Trader/Manager of Morgan Stanley’s Agency Structured Product Trading Desk. His desk was responsible for all trading, hedging and financial structuring of agency collateralized mortgage obligations (CMOs), agency derivatives, agency hybrids and other agency- backed products.

Larry has also traded as hedges, treasuries, treasury futures and options, euro dollar futures and options, swaps, mortgages and corporate derivatives throughout his career. Additionally, throughout his tenure, Larry actively maintained client relationships with many of the largest agency mortgage/fixed income investors in the world including banks, insurance companies, hedge funds, pension funds and money managers. After a brief retirement, he re-joined Morgan Stanley with The Rosati Group as a Senior Vice President. In total, Larry was with Morgan Stanley for 25 years. Prior to Morgan Stanley, he was with Chemical Bank Securities as head CMO trader and was a CMO trader at UBS Securities Inc.

Larry started his career at National City Bank Corp in Cleveland, OH, where he worked in the Bond Trading Department.

Larry is a 1983 graduate of Baldwin-Wallace College in Berea, OH.

Larry and his wife, Debby, are long-time residents of Boonton Township and have five children.

LORAN MEEHAN began her career in the financial services industry in 2001 with a primary focus on client relations. During her tenure, Loran learned effective problem solving and first-class client service skills. Through her experience working in a fast-paced environment, she demonstrates excellent multitasking capabilities. Prior to joining Morgan Stanley in 2011, Loran spent three years with Scottrade, where she obtained her General Securities registrations. Loran’s main responsibilities include customer relations, advanced operations, trading assistance, and assisting with insurance products.

Loran’s positive attitude, experience, and friendly demeanor make her an excellent fit with The Rosati Group.

Loran and her husband, Kevin, reside in Rockaway Township along with their two sons, Christopher and Nicholas.