Retirement & Income Solutions
Implement retirement savings strategies
Design tax efficient customized streams of income
Recommend spending strategies
Calculate required minimum distributions
Identify Social Security and Medicare strategies
Investment Management
Review portfolio holdings
Implement custom strategies
Employ cash flow strategies
Personal Financial Organization
Clarify your values, goals and objectives
Assess your current financial situation
Identify short-term and long-term financial priorities
Consolidate accounts and assets
Identify an organizational plan
Outline your next steps
Friends & Family Financial Consulting
Provide financial education to friends and family
Assess effectiveness of current wealth plan
Determine future planning needs
Provide advice and counsel
Wealth Planning
Define an ideal and acceptable lifestyle
Identify sources of income
Optimize spending and saving priorities
Develop and implement our eMoney tool
Estate Investment Planning & Philanthropy
Review beneficiary and account titling
Implement estate planning and wealth transfer strategies
Establish philanthropic and gifting techniques
Risk Management**
Customized risk management
Access life insurance and long-term care insurance
Design wealth replacement strategies
Liability Management* Liability analysis and optimization
Through our Wells Fargo affiliates, you have access to banking and lending products and services, including: Securities-based financing
Residential mortgages
Home equity financing
Business financing
Credit cards
College Investment Planning
Set up college savings accounts
Implement 529 college savings plans
Corporate Retirement Plans
Review plan design
Assess investment selection
Provide due diligence
Provide participant education
Business & Executive Services
Analyze and coordinate retirement plan assets
Review executive stock compensation strategies
Optimize corporate benefits
Coordination with CPA & Attorney***
Coordinate collaborative meetings
Review of legacy documents and tax returns
Implement tax-efficient investing strategies
* Lending and other banking services available through Wells Fargo Advisors (NMLS UI 2234) are offered by banking and non-banking subsidiaries of Wells Fargo & Company, including, but not limited to Wells Fargo Bank, N.A. (NMLSR ID 399801), and Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A. Certain restrictions apply. Programs, rates, terms, and conditions are subject to change without advance notice. Products are not available in all states. Wells Fargo Advisors is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act and the Arizona Department of Financial Institutions (NMLS ID 0906158). Wells Fargo Clearing Services, LLC, holds a residential mortgage broker license in Georgia and is licensed as a residential mortgage broker (license number MB2234) in Massachusetts. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A., a bank affiliate of Wells Fargo & Company. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A., a bank affiliate of Wells Fargo & Company. Subject to credit approval. Credit Cards issued by Wells Fargo Bank, N.A., an Equal Credit Opportunity Lender. A Business Visa credit card is available for Business Accounts. Contact your Financial Advisor for details.
** Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.
*** *Wells Fargo Advisors does not provide legal or tax advice.
- Securities based lending has special risks and is not appropriate for everyone. If the market value of a client’s pledged securities declines below required levels, the client may be required to pay down the line of credit or pledge additional eligible securities in order to maintain it, or the lender may require the sale of some or all of the client’s securities. Wells Fargo Advisors, on behalf of Wells Fargo Bank, N.A., will attempt to notify clients of maintenance calls but is not required to do so. Clients are not entitled to choose which securities in their accounts are sold. The sale of their securities may cause clients to suffer adverse tax consequences. Clients should discuss the tax implications of pledging securities as collateral with their tax advisors. An increase in interest rates will affect the overall cost of borrowing. All securities and accounts are subject to eligibility requirements. Clients should read all Wells Fargo Bank Priority Credit Line documents carefully. The proceeds from the Wells Fargo Bank Priority Credit Line may not be used to purchase or carry margin stock is defined in Regulation U and includes, principally: (1) stocks that are registered on a national securities exchange or any over-the-counter security designated for trading in the National Market System; (2) debt securities (bonds) that are convertible into a margin stock; and (3) shares of most mutual funds. Securities held in a retirement account cannot be used as collateral to obtain a securities-based loan. Securities in a Wells Fargo Bank Priority Credit Line collateral account must meet collateral eligibility requirements.
- Subject to credit approval. Credit Cards issued by Wells Fargo Bank, N.A., an Equal Credit Opportunity Lender. A business Visa credit card is available for Business Accounts. Contact your Financial Advisor for details.
- Wells Fargo Bank, N.A., (“the Bank”) offers various banking, advisory, fiduciary and custody products and services, including discretionary portfolio management. Wells Fargo affiliates including Financial Advisors, may be paid an ongoing or one-time referral fee in relation to clients referred to the Bank. In these instances, the Bank is responsible for the day-to-day management of any referred accounts.