Our Services

Wells Fargo Advisors is one of the nation’s largest full-service retail investment companies, yet it retains the intense client focus and commitment to service that distinguished its predecessor firms. We are recognized for our structure and scale that combine the capabilities and best practices available through a national firm with a client focus more typical of smaller firms.

Your investments should work together to help you reach your financial goals. You have access to many investment products and services. Here are some of our offerings that will help you build your plan:

Advisory Services

Our Advisory Services can help you save time managing investments. Find out how we can offer financial guidance in order to keep up with the markets. Our programs allow flexibility in how much your professional portfolio manager does for you or with you.

Tax Planning Strategies

Helping our clients reduce their tax liability is something that we focus on year-round.

We work closely with qualified and competent tax advisors to help provide great outcomes for our clients. We think creatively about ways to save money by leveraging generally accepted best practices in tax strategy. We enjoy providing education on advanced tax strategies that higher net worth families often leverage. Some of our favorites include:

·         Backdoor ROTH strategy

·         ROTH conversions

·         Donor advised funds

·         Tax-loss harvesting

·         Estate tax planning

·         1031 real estate exchanges

·         1035 insurance exchanges

·         Exchange Funds

 

Social Security Election Strategies

Social security election strategies are a commonly overlooked aspect of planning for retirement. Deciding when and how to claim benefits can easily get tossed to the side as you handle transitioning into this new stage of your life. Our team helps clients navigate their options and develop a personalized strategy tailored to their unique goals. It’s not a one-size fits all benefit – it’s an important piece of your retirement plan. 

Estate Planning Strategies

Everyone could use an estate plan. It’s not about what you own – but putting you in control. Estate planning can often be simple with professional help. Sometimes it’s more complex. Make an appointment with us to talk about your estate planning goals. 

Business Services

Your company is one of your most important assets. It’s the product of your hard work. We can offer your business a variety of customized products and services, from employee benefit plans to insurance and help with succession planning.

College Savings Plans

Saving up to pay for your child’s college education doesn’t have to interfere with your retirement goals. 529 plans and trust funds are designed to help parents and grandparents save for a child’s education. Planning for retirement, managing your investment portfolio, and funding a college education is a balancing act. The trick is to plan ahead.

Individual Retirement Accounts

We can help you reach your retirement goals with an IRA. Even if you already contribute to a 401(k) or another qualified employer-sponsored retirement plan (QRP), you should consider investing in an IRA. It can supplement those savings and give you access to a wider range of investments. 

Insurance

Insurance can play a key role in helping preserve your assets and achieve your financial goals. Plan to safeguard all aspects of your financial life: family, business, retirement, and legacy. Consider how insurance can help protect the people and causes you care about the most.

Investment Products

Developing your investment plan includes choosing which products and services will help you meet your financial goals. We can discuss what might work for your situation and make you feel more confident as you work toward achieving your goals.

401(k) Distribution Options

If you’re changing jobs or retiring, you’ll need to decide what to do with the assets in your 401(k) or other qualified employer-sponsored retirement plan. These savings can represent a sizable portion of your retirement income, so it’s important that you carefully evaluate all the options.

Retirement Planning

Creating a plan can help you stay focused, plan for challenges, and make choices that work for you. Find out how to create and manage your retirement plan. We’ll look at your whole picture. Together, we’ll prioritize your goals for the future and map out a financial course to help you achieve them.

All investing involves risk, including the possible loss of principal.

Advisory programs are not designed for excessively traded or inactive accounts and are not appropriate for all investors. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services, including fees and expenses.

Please consider the investment objectives, risks, charges, and expenses carefully before investing in a 529 savings plan. The official statement, which contains this and other information, can be obtained by calling your financial advisor. Read it carefully before you invest.

Wells Fargo Advisors does not provide legal or tax advice.

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.